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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,801,610 | 2,354,678 | 2,170,622 | 1.16 | 8.35 | 3.82 |
| 2016-06-30 | 2,983,665 | 2,380,574 | 2,332,541 | 1.09 | 7.98 | 3.78 |
| 2016-09-30 | 4,107,066 | 3,189,701 | 3,177,306 | 0.72 | 5.21 | 3.87 |
| 2016-12-31 | 4,197,406 | 3,259,461 | 3,274,277 | 0.80 | 5.73 | 3.90 |
| 2017-03-31 | 4,243,196 | 3,369,632 | 3,323,498 | 1.05 | 7.53 | 3.77 |
| 2017-06-30 | 4,424,410 | 3,352,323 | 3,491,519 | 1.15 | 8.31 | 3.75 |
| 2017-09-30 | 4,387,962 | 3,522,103 | 3,468,849 | 1.13 | 8.17 | 3.80 |
| 2017-12-31 | 4,528,746 | 3,628,560 | 3,600,154 | 1.14 | 8.31 | 3.79 |
| 2018-03-31 | 4,584,922 | 3,574,593 | 3,667,165 | 1.17 | 8.71 | 3.75 |
| 2018-06-30 | 4,722,723 | 3,698,012 | 3,794,524 | 0.81 | 6.13 | 3.79 |
| 2018-09-30 | 4,778,435 | 3,896,485 | 3,838,904 | 1.00 | 7.56 | 3.82 |
| 2018-12-31 | 4,964,938 | 3,964,829 | 3,978,964 | 1.16 | 8.79 | 3.83 |
| 2019-03-31 | 5,015,286 | 4,081,381 | 4,037,198 | 1.39 | 10.79 | 3.79 |
| 2019-06-30 | 5,134,013 | 4,199,269 | 4,136,802 | 1.43 | 11.06 | 3.81 |
| 2019-09-30 | 5,332,979 | 4,417,268 | 4,221,164 | 1.43 | 11.09 | 3.77 |
| 2019-12-31 | 5,361,387 | 4,442,748 | 4,357,009 | 1.37 | 10.64 | 3.73 |
| 2020-03-31 | 5,444,000 | 4,484,487 | 4,392,026 | 0.15 | 1.20 | 3.56 |
| 2020-06-30 | 6,104,769 | 4,942,274 | 4,896,674 | 0.21 | 1.72 | 3.44 |
| 2020-09-30 | 6,360,612 | 5,376,747 | 5,134,451 | 0.60 | 5.17 | 3.37 |
| 2020-12-31 | 6,318,888 | 5,397,136 | 5,260,836 | 0.90 | 7.74 | 3.35 |
| 2021-03-31 | 6,398,199 | 5,466,890 | 5,366,145 | 2.20 | 19.25 | 3.27 |
| 2021-06-30 | 6,336,946 | 5,410,202 | 5,283,280 | 1.83 | 15.86 | 3.31 |
| 2021-09-30 | 6,957,924 | 6,030,353 | 5,210,992 | 1.65 | 14.55 | 3.26 |
| 2021-12-31 | 7,100,677 | 6,154,732 | 5,259,693 | 1.51 | 13.44 | 3.20 |
| 2022-03-31 | 7,092,496 | 6,138,823 | 5,347,021 | 1.21 | 11.19 | 2.91 |
| 2022-06-30 | 6,685,961 | 5,652,471 | 5,598,118 | 1.05 | 9.56 | 3.13 |
| 2022-09-30 | 6,892,885 | 5,869,922 | 5,783,417 | 1.14 | 10.33 | 3.33 |
| 2022-12-31 | 7,207,694 | 6,043,449 | 6,049,263 | 1.20 | 10.89 | 3.47 |
| 2023-03-31 | 7,343,779 | 5,952,341 | 6,165,195 | 1.28 | 11.61 | 3.68 |
| 2023-06-30 | 7,584,018 | 6,107,618 | 6,409,055 | 1.14 | 10.42 | 3.48 |
| 2023-09-30 | 7,811,493 | 6,557,405 | 6,507,594 | 1.09 | 10.06 | 3.37 |
| 2023-12-31 | 7,762,404 | 6,493,126 | 6,493,464 | 1.06 | 9.75 | 3.30 |
| 2024-03-31 | 7,728,726 | 6,511,847 | 6,506,642 | 1.22 | 10.91 | 3.00 |
| 2024-06-30 | 7,836,543 | 6,603,270 | 6,627,268 | 1.14 | 10.18 | 2.98 |
| 2024-09-30 | 8,188,065 | 6,962,125 | 6,661,824 | 1.08 | 9.73 | 2.97 |
| 2024-12-31 | 8,106,170 | 6,891,902 | 6,756,145 | 1.08 | 9.75 | 3.01 |
| 2025-03-31 | 7,951,759 | 6,786,553 | 6,758,397 | 1.22 | 10.95 | 3.18 |
| 2025-06-30 | 7,914,826 | 6,720,067 | 6,731,970 | 1.20 | 10.63 | 3.27 |
| 2025-09-30 | 8,544,889 | 7,330,695 | 6,705,285 | 1.25 | 11.22 | 3.27 |
| 2025-12-31 | 8,404,657 | 7,199,956 | 6,841,927 | 1.26 | 11.37 | 3.29 |
| 2026-03-31 | 8,108,083 | 6,922,203 | 6,865,683 | 1.33 | 12.04 | 3.39 |
| 2026-06-30 | 8,168,987 | 7,038,030 | 6,965,227 | 1.28 | 11.52 | 3.48 |
51 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-07-01 | 1 | 30874 | 354310 |
| 2016-07-01 | 1 | 4288589 | 354310 |
| 2016-07-01 | 1 | 4288598 | 354310 |
| 2016-07-01 | 1 | 4327059 | 354310 |
| 2015-01-01 | 1 | 3391606 | 354310 |
| 2003-10-04 | 1 | 2511386 | 354310 |
| 2003-05-17 | 1 | 2518424 | 354310 |
| 2003-01-18 | 1 | 379573 | 354310 |
| 1966-09-01 | 1 | 538811 | 354310 |
| 1962-08-01 | 1 | 454117 | 354310 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.