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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 75,057,788 | 67,257,795 | 44,791,178 | 1.06 | 12.11 | 4.46 |
| 2016-06-30 | 75,544,003 | 67,612,238 | 46,305,075 | 1.02 | 11.63 | 4.44 |
| 2016-09-30 | 76,188,790 | 68,067,720 | 46,300,247 | 1.05 | 12.00 | 4.42 |
| 2016-12-31 | 77,760,914 | 69,290,232 | 47,007,879 | 0.95 | 10.82 | 4.41 |
| 2017-03-31 | 81,283,142 | 72,873,469 | 45,671,767 | 0.94 | 10.99 | 4.30 |
| 2017-06-30 | 80,557,577 | 72,000,203 | 46,824,507 | 1.02 | 11.87 | 4.35 |
| 2017-09-30 | 79,491,011 | 70,415,753 | 46,309,076 | 1.11 | 12.67 | 4.45 |
| 2017-12-31 | 80,522,765 | 71,142,238 | 46,652,253 | 0.91 | 10.39 | 4.50 |
| 2018-03-31 | 83,500,017 | 73,976,960 | 45,251,537 | 1.33 | 15.02 | 4.67 |
| 2018-06-30 | 82,551,971 | 72,974,179 | 46,240,141 | 1.48 | 16.52 | 4.70 |
| 2018-09-30 | 82,159,024 | 72,241,593 | 46,646,612 | 1.40 | 15.38 | 4.85 |
| 2018-12-31 | 81,602,818 | 71,930,848 | 46,493,282 | 1.27 | 13.81 | 4.88 |
| 2019-03-31 | 86,617,761 | 76,457,373 | 45,494,789 | 0.99 | 10.38 | 4.99 |
| 2019-06-30 | 86,636,368 | 75,967,374 | 46,965,973 | 1.09 | 11.31 | 5.03 |
| 2019-09-30 | 88,536,622 | 76,007,363 | 47,652,305 | 1.24 | 12.86 | 5.05 |
| 2019-12-31 | 88,826,789 | 77,730,625 | 48,426,284 | 0.71 | 7.36 | 4.93 |
| 2020-03-31 | 95,337,627 | 82,453,971 | 45,539,068 | 0.64 | 6.59 | 4.62 |
| 2020-06-30 | 100,839,323 | 86,193,240 | 43,890,199 | 0.07 | 0.74 | 4.22 |
| 2020-09-30 | 103,029,691 | 88,067,243 | 42,316,777 | -0.14 | -1.49 | 4.06 |
| 2020-12-31 | 108,949,670 | 94,445,092 | 40,399,480 | -0.33 | -3.52 | 3.91 |
| 2021-03-31 | 121,715,724 | 102,458,634 | 38,730,657 | -0.27 | -3.45 | 3.11 |
| 2021-06-30 | 115,631,179 | 101,196,467 | 38,209,504 | -0.18 | -2.25 | 3.12 |
| 2021-09-30 | 117,331,935 | 103,244,241 | 37,701,456 | -0.22 | -2.75 | 3.11 |
| 2021-12-31 | 117,378,701 | 105,070,590 | 38,019,272 | -0.33 | -4.14 | 3.09 |
| 2022-03-31 | 118,343,000 | 110,289,000 | 37,067,000 | 0.10 | 1.62 | 3.13 |
| 2022-06-30 | 114,528,000 | 106,920,000 | 38,158,000 | 0.39 | 7.23 | 3.61 |
| 2022-09-30 | 110,419,000 | 103,583,000 | 39,411,000 | 0.24 | 4.98 | 3.69 |
| 2022-12-31 | 110,900,000 | 102,056,000 | 40,190,000 | 0.12 | 2.82 | 3.88 |
| 2023-03-31 | 110,977,000 | 102,832,000 | 40,306,000 | -0.10 | -3.68 | 3.98 |
| 2023-06-30 | 109,991,000 | 98,685,000 | 41,841,000 | 0.00 | 0.00 | 3.97 |
| 2023-09-30 | 109,429,000 | 97,162,000 | 42,521,000 | -0.01 | -0.36 | 3.99 |
| 2023-12-31 | 110,371,000 | 97,383,000 | 43,208,000 | -0.28 | -10.04 | 4.00 |
| 2024-03-31 | 114,029,000 | 100,647,000 | 42,442,000 | -0.16 | -4.93 | 4.15 |
| 2024-06-30 | 111,712,000 | 98,094,000 | 42,751,000 | 0.10 | 2.72 | 4.19 |
| 2024-09-30 | 110,323,000 | 95,409,000 | 42,981,000 | 0.08 | 2.05 | 4.25 |
| 2024-12-31 | 109,221,000 | 95,963,000 | 43,414,000 | -0.10 | -2.64 | 4.29 |
| 2025-03-31 | 110,780,000 | 97,291,000 | 41,958,000 | 0.15 | 3.88 | 4.58 |
| 2025-06-30 | 106,476,000 | 92,765,000 | 42,222,000 | 0.47 | 11.87 | 4.78 |
| 2025-09-30 | 104,903,000 | 90,797,000 | 42,293,000 | 0.45 | 10.83 | 4.92 |
| 2025-12-31 | 107,989,000 | 93,391,000 | 43,145,000 | 0.40 | 9.32 | 4.93 |
| 2026-03-31 | 109,670,000 | 94,938,000 | 42,381,000 | 0.82 | 16.55 | 5.12 |
| 2026-06-30 | 106,188,000 | 91,971,000 | 44,322,000 | 0.90 | 17.44 | 5.30 |
5 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-06-01 | 1 | 2502656 | 619877 |
| 1993-04-01 | 1 | 1191455 | 619877 |
| 1993-04-01 | 1 | 1412758 | 619877 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.