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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 21,680,154 | 16,443,073 | 16,045,918 | 0.70 | 6.54 | 3.10 |
| 2016-06-30 | 21,764,341 | 16,389,860 | 16,395,632 | 0.72 | 6.72 | 3.13 |
| 2016-09-30 | 22,312,256 | 17,019,170 | 16,725,807 | 0.74 | 6.94 | 3.13 |
| 2016-12-31 | 22,827,478 | 17,799,635 | 17,179,392 | 0.79 | 7.33 | 3.17 |
| 2017-03-31 | 23,180,018 | 17,387,360 | 17,449,122 | 0.79 | 7.27 | 3.17 |
| 2017-06-30 | 23,413,583 | 17,303,067 | 17,733,890 | 0.83 | 7.62 | 3.21 |
| 2017-09-30 | 23,735,689 | 17,378,554 | 18,095,817 | 0.79 | 7.20 | 3.18 |
| 2017-12-31 | 23,965,254 | 18,244,269 | 18,225,843 | 0.71 | 6.49 | 3.19 |
| 2018-03-31 | 29,421,247 | 22,058,194 | 22,428,354 | 0.66 | 5.85 | 3.48 |
| 2018-06-30 | 30,138,784 | 21,739,013 | 23,128,624 | 0.85 | 7.48 | 3.37 |
| 2018-09-30 | 30,828,697 | 22,683,204 | 23,998,002 | 0.87 | 7.71 | 3.32 |
| 2018-12-31 | 31,829,272 | 24,562,815 | 24,918,765 | 0.92 | 8.17 | 3.28 |
| 2019-03-31 | 32,455,443 | 25,017,206 | 25,300,640 | 1.61 | 14.53 | 3.04 |
| 2019-06-30 | 32,999,351 | 24,871,435 | 25,683,698 | 1.30 | 11.67 | 3.03 |
| 2019-09-30 | 33,736,611 | 25,639,497 | 26,446,927 | 1.20 | 10.86 | 3.01 |
| 2019-12-31 | 37,441,578 | 29,305,050 | 29,613,562 | 1.06 | 9.36 | 2.99 |
| 2020-03-31 | 39,109,234 | 29,133,250 | 30,203,593 | 0.94 | 7.84 | 3.12 |
| 2020-06-30 | 41,706,253 | 31,531,157 | 32,125,596 | 0.96 | 8.15 | 3.12 |
| 2020-09-30 | 40,734,832 | 31,288,695 | 32,299,804 | 0.99 | 8.39 | 3.14 |
| 2020-12-31 | 40,680,097 | 32,065,766 | 32,178,296 | 1.02 | 8.53 | 3.15 |
| 2021-03-31 | 41,157,805 | 32,687,957 | 32,575,604 | 1.16 | 9.40 | 3.21 |
| 2021-06-30 | 41,294,181 | 33,334,084 | 32,277,386 | 1.18 | 9.41 | 3.24 |
| 2021-09-30 | 41,293,889 | 33,733,390 | 32,421,371 | 1.19 | 9.39 | 3.26 |
| 2021-12-31 | 43,424,817 | 35,710,172 | 33,933,971 | 1.18 | 9.21 | 3.27 |
| 2022-03-31 | 43,420,885 | 35,653,304 | 35,079,527 | 1.11 | 8.41 | 3.27 |
| 2022-06-30 | 54,435,500 | 43,916,345 | 43,110,306 | 0.99 | 7.60 | 3.50 |
| 2022-09-30 | 55,925,280 | 45,486,991 | 44,716,093 | 1.13 | 8.77 | 3.61 |
| 2022-12-31 | 57,451,653 | 47,782,583 | 46,476,663 | 1.19 | 9.29 | 3.66 |
| 2023-03-31 | 64,314,291 | 47,761,044 | 48,240,286 | 1.02 | 8.62 | 3.24 |
| 2023-06-30 | 61,701,148 | 49,783,723 | 49,473,860 | 0.99 | 8.40 | 3.17 |
| 2023-09-30 | 61,185,861 | 50,068,829 | 49,689,178 | 0.99 | 8.39 | 3.14 |
| 2023-12-31 | 60,943,806 | 49,436,078 | 49,794,855 | 0.88 | 7.40 | 3.09 |
| 2024-03-31 | 60,990,051 | 49,290,841 | 49,514,576 | 0.68 | 5.66 | 2.93 |
| 2024-06-30 | 62,050,076 | 50,325,509 | 49,812,286 | 0.61 | 5.12 | 2.95 |
| 2024-09-30 | 62,089,154 | 50,677,794 | 49,650,200 | 0.62 | 5.22 | 2.97 |
| 2024-12-31 | 62,446,510 | 50,357,937 | 48,266,549 | 0.59 | 4.92 | 2.99 |
| 2025-03-31 | 61,817,997 | 50,173,859 | 48,106,311 | 0.74 | 5.79 | 3.06 |
| 2025-06-30 | 62,649,952 | 50,787,498 | 48,840,022 | 0.82 | 6.42 | 3.09 |
| 2025-09-30 | 62,959,203 | 51,319,881 | 48,705,921 | 0.90 | 7.04 | 3.12 |
| 2025-12-31 | 64,061,947 | 52,309,907 | 49,579,566 | 0.99 | 7.71 | 3.16 |
| 2026-03-31 | 64,388,074 | 52,955,541 | 50,250,829 | 1.06 | 8.28 | 3.27 |
| 2026-06-30 | 66,227,555 | 54,339,086 | 51,886,012 | 1.08 | 8.45 | 3.30 |
232 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-04-01 | 1 | 101019 | 229801 |
| 2021-12-01 | 1 | 3716320 | 229801 |
| 2019-12-01 | 1 | 2376 | 229801 |
| 2019-07-01 | 1 | 5402065 | 229801 |
| 2018-01-01 | 1 | 3536407 | 229801 |
| 2015-12-01 | 1 | 2596262 | 229801 |
| 2014-11-01 | 1 | 2860440 | 229801 |
| 2012-01-01 | 1 | 651103 | 229801 |
| 2011-07-01 | 1 | 1444375 | 229801 |
| 2010-03-13 | 50 | 1160152 | 229801 |
| 2010-03-12 | 50 | 3382921 | 229801 |
| 2008-07-01 | 1 | 367208 | 229801 |
| 2005-06-04 | 1 | 172000 | 229801 |
| 2005-03-31 | 1 | 134400 | 229801 |
| 2001-12-27 | 1 | 3043259 | 229801 |
| 2001-01-20 | 1 | 378017 | 229801 |
| 1999-06-12 | 1 | 314707 | 229801 |
| 1998-10-17 | 1 | 567277 | 229801 |
| 1997-03-01 | 1 | 786304 | 229801 |
| 1997-03-01 | 1 | 1047721 | 229801 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.