VERABANK NATIONAL ASSN

FDIC #3250 · TX · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,695,427-6.33% YoY

Total deposits1,520,997-4.82% YoY

Net loans and leases798,297-16.89% YoY

Return on assets0.69%-23.29% YoY

Return on equity7.42%-21.73% YoY

Net interest margin3.28%-10.00% YoY

Peer position

Return on assets74thstrength · n=902

Return on equity67thin line · n=894

Net interest margin80thstrength · n=902

Equity to assets66thin line · n=894

Noncurrent loans28thopportunity · n=887

Liquid assets83rdstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits86thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,695,427	1,520,997	798,297	0.69	7.42	3.28
2016-06-30	1,665,285	1,492,866	813,351	0.72	7.70	3.32
2016-09-30	1,653,290	1,477,768	832,768	0.74	7.76	3.36
2016-12-31	1,737,912	1,558,993	914,677	0.73	7.57	3.27
2017-03-31	1,809,982	1,597,957	960,581	0.90	9.48	3.64
2017-06-30	1,764,577	1,555,426	1,017,948	0.91	9.41	3.68
2017-09-30	1,707,150	1,513,893	1,027,549	1.01	10.23	3.75
2017-12-31	1,730,108	1,537,492	1,050,205	0.88	8.77	3.78
2018-03-31	1,805,272	1,630,922	1,073,371	1.03	10.58	3.90
2018-06-30	1,808,919	1,630,224	1,098,265	1.06	11.15	3.94
2018-09-30	1,823,076	1,639,960	1,142,497	1.10	11.59	4.00
2018-12-31	2,308,542	2,061,737	1,356,534	1.04	10.88	3.96
2019-03-31	2,323,981	2,075,638	1,353,893	0.91	9.28	3.98
2019-06-30	2,337,554	2,079,141	1,363,316	1.00	10.04	4.00
2019-09-30	2,398,767	2,129,706	1,371,032	1.03	10.24	4.00
2019-12-31	2,408,053	2,134,087	1,438,617	1.04	10.28	3.99
2020-03-31	2,496,001	2,204,703	1,425,162	1.68	15.75	3.89
2020-06-30	2,840,927	2,500,365	1,535,870	1.23	11.40	3.59
2020-09-30	2,888,124	2,541,261	1,526,053	1.13	10.35	3.45
2020-12-31	2,976,083	2,617,498	1,569,528	1.09	9.90	3.37
2021-03-31	3,193,383	2,837,911	1,622,903	1.48	13.72	2.96
2021-06-30	3,286,617	2,933,203	1,675,949	1.28	12.16	2.94
2021-09-30	3,587,531	3,209,514	1,897,975	1.21	11.63	2.86
2021-12-31	3,692,383	3,317,603	1,930,483	1.15	11.27	2.89
2022-03-31	3,847,615	3,471,235	1,969,283	0.96	10.24	2.86
2022-06-30	3,928,295	3,560,436	2,167,783	1.05	11.43	3.07
2022-09-30	3,966,918	3,580,656	2,286,627	1.16	12.75	3.28
2022-12-31	3,954,479	3,555,425	2,402,555	1.31	14.39	3.49
2023-03-31	4,481,234	3,556,460	2,456,149	1.60	17.80	3.70
2023-06-30	4,482,421	3,547,202	2,541,954	1.42	15.84	3.59
2023-09-30	4,038,855	3,604,966	2,625,583	1.35	14.68	3.65
2023-12-31	4,071,215	3,619,875	2,722,663	1.34	14.26	3.69
2024-03-31	4,118,164	3,654,690	2,745,295	1.22	11.71	3.71
2024-06-30	4,117,271	3,643,055	2,783,448	1.31	12.52	3.74
2024-09-30	4,245,126	3,778,164	2,801,156	1.30	12.55	3.78
2024-12-31	4,297,154	3,817,758	2,790,086	1.42	13.74	3.89
2025-03-31	4,351,258	3,860,052	2,827,067	1.42	13.70	3.98
2025-06-30	4,307,404	3,803,149	2,808,971	1.55	14.71	4.07
2025-09-30	4,341,252	3,817,198	2,737,644	1.43	13.36	4.13
2025-12-31	4,444,588	3,901,425	2,731,133	1.50	13.88	4.15
2026-03-31	4,530,899	3,975,144	2,768,462	1.57	13.72	4.21
2026-06-30	4,582,833	4,023,786	2,767,644	1.61	14.09	4.27

Structure and branch footprint

43 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2021-08-28	1	1013856	56351
2018-11-10	1	452850	56351
2016-11-05	1	2958048	56351
2013-09-28	1	904667	56351
2013-02-16	1	558462	56351
2001-10-26	1	55859	56351
1998-12-12	1	600053	56351
1998-07-24	1	204965	56351
1992-01-01	1	109864	56351
1990-06-30	50	584975	56351

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.