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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,253,815 | 1,044,379 | 959,361 | 1.06 | 9.30 | 3.33 |
| 2016-06-30 | 1,328,824 | 1,123,987 | 1,020,419 | 1.01 | 8.91 | 3.32 |
| 2016-09-30 | 1,396,403 | 1,199,879 | 1,057,072 | 0.97 | 8.55 | 3.26 |
| 2016-12-31 | 1,386,642 | 1,213,680 | 1,104,979 | 0.91 | 8.06 | 3.22 |
| 2017-03-31 | 1,378,678 | 1,192,645 | 1,092,104 | 0.86 | 7.46 | 3.17 |
| 2017-06-30 | 1,417,343 | 1,209,520 | 1,123,777 | 0.92 | 7.94 | 3.26 |
| 2017-09-30 | 1,447,610 | 1,248,688 | 1,135,608 | 0.98 | 8.50 | 3.32 |
| 2017-12-31 | 1,424,075 | 1,211,805 | 1,122,966 | 0.95 | 8.16 | 3.36 |
| 2018-03-31 | 1,416,543 | 1,204,130 | 1,109,873 | 1.19 | 10.27 | 3.46 |
| 2018-06-30 | 1,435,230 | 1,230,244 | 1,122,202 | 1.11 | 9.65 | 3.52 |
| 2018-09-30 | 1,485,787 | 1,278,327 | 1,162,889 | 1.22 | 10.72 | 3.54 |
| 2018-12-31 | 1,564,639 | 1,317,894 | 1,221,720 | 1.23 | 10.89 | 3.52 |
| 2019-03-31 | 1,560,566 | 1,338,447 | 1,231,275 | 1.45 | 12.97 | 3.61 |
| 2019-06-30 | 1,642,056 | 1,410,640 | 1,303,416 | 1.46 | 13.07 | 3.55 |
| 2019-09-30 | 1,754,822 | 1,516,081 | 1,315,109 | 1.36 | 12.23 | 3.48 |
| 2019-12-31 | 1,850,013 | 1,606,780 | 1,360,158 | 1.32 | 12.01 | 3.39 |
| 2020-03-31 | 1,937,286 | 1,632,581 | 1,398,443 | 0.34 | 3.26 | 2.94 |
| 2020-06-30 | 2,154,492 | 1,843,922 | 1,700,039 | 0.36 | 3.65 | 2.94 |
| 2020-09-30 | 2,087,003 | 1,776,416 | 1,692,590 | 0.55 | 5.51 | 2.90 |
| 2020-12-31 | 2,183,432 | 1,868,649 | 1,694,421 | 0.65 | 6.62 | 2.85 |
| 2021-03-31 | 2,282,764 | 1,960,166 | 1,790,094 | 1.41 | 14.64 | 2.58 |
| 2021-06-30 | 2,238,494 | 1,915,261 | 1,767,379 | 1.40 | 14.38 | 2.74 |
| 2021-09-30 | 2,279,843 | 1,949,434 | 1,717,638 | 1.34 | 13.60 | 2.77 |
| 2021-12-31 | 2,281,007 | 1,939,275 | 1,821,953 | 1.27 | 12.67 | 2.75 |
| 2022-03-31 | 2,236,127 | 1,892,797 | 1,751,700 | 1.07 | 9.93 | 2.70 |
| 2022-06-30 | 2,324,382 | 1,982,746 | 1,854,763 | 0.92 | 8.59 | 2.78 |
| 2022-09-30 | 2,412,604 | 1,987,620 | 1,952,668 | 1.05 | 9.92 | 3.06 |
| 2022-12-31 | 2,764,711 | 2,287,128 | 2,029,638 | 1.22 | 11.75 | 3.27 |
| 2023-03-31 | 2,619,420 | 2,193,099 | 2,136,016 | 2.22 | 22.09 | 4.22 |
| 2023-06-30 | 2,528,843 | 2,121,947 | 2,083,855 | 1.98 | 18.93 | 4.12 |
| 2023-09-30 | 2,620,012 | 2,168,478 | 2,035,308 | 1.87 | 17.79 | 4.05 |
| 2023-12-31 | 2,592,061 | 2,140,941 | 2,054,323 | 1.88 | 17.75 | 4.10 |
| 2024-03-31 | 2,686,155 | 2,169,740 | 2,095,644 | 2.00 | 18.47 | 4.18 |
| 2024-06-30 | 2,894,302 | 2,383,666 | 2,144,424 | 1.95 | 18.55 | 3.95 |
| 2024-09-30 | 2,900,827 | 2,381,347 | 2,258,188 | 1.98 | 18.90 | 3.91 |
| 2024-12-31 | 3,100,228 | 2,572,549 | 2,452,601 | 1.97 | 19.09 | 3.86 |
| 2025-03-31 | 3,110,520 | 2,565,787 | 2,424,100 | 1.76 | 17.29 | 3.68 |
| 2025-06-30 | 3,193,083 | 2,639,614 | 2,473,493 | 1.94 | 19.09 | 3.63 |
| 2025-09-30 | 3,350,562 | 2,800,354 | 2,560,341 | 1.91 | 18.92 | 3.69 |
| 2025-12-31 | 3,499,023 | 2,869,437 | 2,646,503 | 1.87 | 18.65 | 3.70 |
| 2026-03-31 | 3,466,631 | 2,828,268 | 2,662,665 | 2.28 | 22.44 | 3.66 |
| 2026-06-30 | 3,625,764 | 2,960,588 | 2,773,851 | 2.09 | 20.63 | 3.68 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-05-23 | 1 | 2270601 | 2298995 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.