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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-12-31 | 1,006,398 | 859,478 | 821,560 | 0.82 | 7.39 | 3.40 |
| 2017-03-31 | 1,015,342 | 868,976 | 825,878 | 0.82 | 7.47 | 3.36 |
| 2017-06-30 | 1,030,343 | 879,755 | 835,633 | 0.79 | 7.18 | 3.36 |
| 2017-09-30 | 1,047,798 | 922,058 | 856,693 | 0.77 | 6.96 | 3.35 |
| 2017-12-31 | 1,096,724 | 941,239 | 897,102 | 0.60 | 5.51 | 3.35 |
| 2018-03-31 | 1,116,704 | 950,074 | 922,680 | 0.89 | 8.41 | 3.35 |
| 2018-06-30 | 1,143,736 | 947,884 | 942,885 | 0.88 | 8.39 | 3.32 |
| 2018-09-30 | 1,164,923 | 957,386 | 962,691 | 0.93 | 8.80 | 3.30 |
| 2018-12-31 | 1,196,439 | 985,247 | 991,235 | 0.92 | 8.73 | 3.30 |
| 2019-03-31 | 1,222,608 | 1,013,242 | 1,017,874 | 0.75 | 7.04 | 3.11 |
| 2019-06-30 | 1,231,470 | 1,041,959 | 1,022,803 | 0.78 | 7.34 | 3.11 |
| 2019-09-30 | 1,249,472 | 1,045,614 | 1,040,805 | 0.83 | 7.72 | 3.10 |
| 2019-12-31 | 1,287,919 | 1,132,683 | 1,048,414 | 0.83 | 7.75 | 3.07 |
| 2020-03-31 | 1,353,479 | 1,204,613 | 1,073,665 | 0.77 | 7.24 | 3.15 |
| 2020-06-30 | 1,424,147 | 1,271,214 | 1,124,469 | 0.74 | 7.04 | 2.94 |
| 2020-09-30 | 1,455,159 | 1,300,110 | 1,100,234 | 0.76 | 7.31 | 2.91 |
| 2020-12-31 | 1,527,478 | 1,368,985 | 1,109,781 | 0.78 | 7.53 | 2.89 |
| 2021-03-31 | 1,564,753 | 1,406,494 | 1,106,743 | 0.81 | 8.25 | 2.93 |
| 2021-06-30 | 1,624,221 | 1,461,809 | 1,135,464 | 0.77 | 7.92 | 2.82 |
| 2021-09-30 | 1,653,262 | 1,487,678 | 1,165,609 | 0.81 | 8.44 | 2.86 |
| 2021-12-31 | 1,680,657 | 1,512,517 | 1,188,418 | 0.86 | 8.95 | 2.89 |
| 2022-03-31 | 1,686,214 | 1,530,715 | 1,231,999 | 0.81 | 8.83 | 2.98 |
| 2022-06-30 | 1,715,678 | 1,519,360 | 1,343,918 | 0.90 | 10.05 | 3.07 |
| 2022-09-30 | 1,778,930 | 1,572,650 | 1,411,845 | 0.90 | 10.39 | 3.05 |
| 2022-12-31 | 1,866,085 | 1,659,349 | 1,495,269 | 0.82 | 9.76 | 2.90 |
| 2023-03-31 | 1,915,433 | 1,760,723 | 1,514,410 | 0.21 | 2.70 | 2.13 |
| 2023-06-30 | 1,924,009 | 1,751,691 | 1,546,480 | 0.20 | 2.66 | 2.07 |
| 2023-09-30 | 1,947,207 | 1,700,772 | 1,568,664 | 0.18 | 2.36 | 2.02 |
| 2023-12-31 | 1,970,779 | 1,677,674 | 1,577,429 | 0.14 | 1.87 | 1.94 |
| 2024-03-31 | 1,946,483 | 1,705,636 | 1,552,126 | 0.04 | 0.48 | 1.69 |
| 2024-06-30 | 1,979,170 | 1,674,526 | 1,580,165 | -0.01 | -0.16 | 1.65 |
| 2024-09-30 | 2,003,987 | 1,675,586 | 1,607,391 | -0.03 | -0.35 | 1.68 |
| 2024-12-31 | 1,989,581 | 1,700,205 | 1,610,467 | 0.01 | 0.18 | 1.72 |
| 2025-03-31 | 2,033,568 | 1,729,285 | 1,644,148 | 0.33 | 4.27 | 2.04 |
| 2025-06-30 | 2,026,736 | 1,778,605 | 1,636,086 | 0.33 | 4.17 | 2.11 |
| 2025-09-30 | 2,034,462 | 1,827,009 | 1,652,684 | 0.44 | 5.53 | 2.17 |
| 2025-12-31 | 2,049,182 | 1,806,624 | 1,660,359 | 0.45 | 5.64 | 2.22 |
| 2026-03-31 | 2,033,847 | 1,829,768 | 1,666,281 | 0.39 | 4.55 | 2.55 |
| 2026-06-30 | 2,068,136 | 1,798,506 | 1,691,482 | 0.48 | 5.65 | 2.62 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-09-22 | 1 | 112976 | 173575 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.