Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,006,094 | 881,727 | 756,249 | 0.89 | 7.67 | 3.82 |
| 2019-12-31 | 1,007,593 | 880,345 | 762,706 | 0.91 | 7.83 | 3.85 |
| 2020-03-31 | 1,051,371 | 922,189 | 763,669 | 0.81 | 6.97 | 3.72 |
| 2020-06-30 | 1,112,968 | 978,722 | 779,773 | 0.93 | 8.13 | 3.54 |
| 2020-09-30 | 1,154,218 | 1,016,914 | 786,073 | 0.94 | 8.32 | 3.47 |
| 2020-12-31 | 1,182,019 | 1,039,629 | 779,196 | 0.92 | 8.21 | 3.46 |
| 2021-03-31 | 1,276,876 | 1,137,193 | 791,098 | 0.85 | 8.14 | 3.23 |
| 2021-06-30 | 1,253,399 | 1,109,847 | 793,722 | 0.99 | 9.50 | 3.34 |
| 2021-09-30 | 1,282,473 | 1,136,199 | 791,595 | 1.04 | 9.94 | 3.39 |
| 2021-12-31 | 1,287,080 | 1,139,084 | 789,272 | 1.03 | 9.85 | 3.36 |
| 2022-03-31 | 1,320,271 | 1,177,208 | 794,797 | 0.92 | 8.96 | 3.20 |
| 2022-06-30 | 1,297,205 | 1,155,990 | 839,811 | 1.03 | 10.17 | 3.37 |
| 2022-09-30 | 1,355,249 | 1,183,733 | 894,173 | 1.04 | 10.45 | 3.45 |
| 2022-12-31 | 1,361,287 | 1,174,120 | 908,670 | 1.04 | 10.53 | 3.48 |
| 2023-03-31 | 1,390,250 | 1,209,280 | 918,046 | 0.74 | 7.62 | 3.09 |
| 2023-06-30 | 1,378,488 | 1,212,284 | 936,297 | 0.80 | 8.32 | 3.06 |
| 2023-09-30 | 1,384,335 | 1,233,437 | 957,091 | 0.76 | 7.87 | 3.03 |
| 2023-12-31 | 1,397,663 | 1,232,524 | 971,962 | 0.73 | 7.54 | 3.02 |
| 2024-03-31 | 1,424,664 | 1,268,205 | 973,333 | 0.64 | 6.54 | 2.84 |
| 2024-06-30 | 1,427,836 | 1,270,569 | 987,185 | 0.64 | 6.57 | 2.97 |
| 2024-09-30 | 1,480,177 | 1,316,568 | 1,001,947 | 0.68 | 6.97 | 3.00 |
| 2024-12-31 | 1,476,673 | 1,311,254 | 1,002,171 | 0.75 | 7.74 | 3.08 |
| 2025-03-31 | 1,537,156 | 1,368,231 | 1,023,832 | 0.80 | 8.35 | 3.22 |
| 2025-06-30 | 1,500,163 | 1,326,148 | 1,045,336 | 0.84 | 8.66 | 3.41 |
| 2025-09-30 | 1,553,639 | 1,372,533 | 1,067,609 | 0.96 | 9.82 | 3.50 |
| 2025-12-31 | 1,540,805 | 1,354,745 | 1,081,960 | 1.07 | 10.80 | 3.60 |
| 2026-03-31 | 1,577,252 | 1,388,542 | 1,089,424 | 1.25 | 12.16 | 3.77 |
| 2026-06-30 | 1,588,792 | 1,393,896 | 1,120,546 | 1.29 | 12.43 | 3.88 |
17 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-11-15 | 1 | 106519 | 754826 |
| 2009-02-21 | 1 | 873914 | 754826 |
| 2007-08-17 | 1 | 838427 | 754826 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.