Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 14,670,091 | 10,581,604 | 9,544,362 | 1.14 | 8.55 | 3.23 |
| 2016-06-30 | 14,819,274 | 10,602,826 | 9,625,923 | 1.15 | 8.68 | 3.18 |
| 2016-09-30 | 14,885,372 | 10,666,306 | 9,907,975 | 1.17 | 8.80 | 3.15 |
| 2016-12-31 | 14,885,224 | 10,696,221 | 10,134,831 | 1.15 | 8.71 | 3.14 |
| 2017-03-31 | 14,967,556 | 10,695,636 | 10,461,828 | 1.13 | 8.61 | 3.20 |
| 2017-06-30 | 15,084,501 | 10,667,533 | 10,653,621 | 1.15 | 8.77 | 3.19 |
| 2017-09-30 | 15,254,158 | 10,964,021 | 10,881,715 | 1.17 | 8.96 | 3.22 |
| 2017-12-31 | 15,585,466 | 11,097,590 | 11,106,536 | 1.22 | 9.33 | 3.24 |
| 2018-03-31 | 15,633,548 | 11,235,223 | 11,218,641 | 1.27 | 10.00 | 3.30 |
| 2018-06-30 | 15,774,522 | 11,365,621 | 11,326,856 | 1.29 | 10.20 | 3.33 |
| 2018-09-30 | 15,878,518 | 11,498,619 | 11,477,986 | 1.29 | 10.27 | 3.32 |
| 2018-12-31 | 16,190,394 | 11,630,667 | 11,702,495 | 1.30 | 10.38 | 3.30 |
| 2019-03-31 | 16,435,335 | 11,802,433 | 11,897,238 | 1.26 | 10.37 | 3.22 |
| 2019-06-30 | 16,466,479 | 11,890,782 | 11,976,820 | 1.29 | 10.62 | 3.24 |
| 2019-09-30 | 16,471,043 | 12,129,726 | 11,931,700 | 1.28 | 10.59 | 3.23 |
| 2019-12-31 | 16,420,261 | 12,036,855 | 11,907,059 | 1.36 | 11.24 | 3.22 |
| 2020-03-31 | 17,372,259 | 12,180,142 | 11,975,821 | 0.90 | 7.70 | 3.11 |
| 2020-06-30 | 18,180,655 | 13,219,688 | 12,734,979 | 0.83 | 7.25 | 3.01 |
| 2020-09-30 | 18,791,384 | 13,929,898 | 12,793,513 | 0.80 | 7.18 | 2.91 |
| 2020-12-31 | 19,063,216 | 14,273,225 | 12,884,662 | 0.81 | 7.33 | 2.89 |
| 2021-03-31 | 19,535,454 | 15,139,933 | 13,037,894 | 0.93 | 8.77 | 2.80 |
| 2021-06-30 | 19,651,718 | 15,455,935 | 13,470,578 | 0.95 | 8.97 | 2.84 |
| 2021-09-30 | 19,648,305 | 15,677,878 | 13,834,681 | 0.99 | 9.32 | 2.87 |
| 2021-12-31 | 19,973,048 | 16,001,377 | 14,594,672 | 1.00 | 9.38 | 2.89 |
| 2022-03-31 | 20,570,650 | 16,547,368 | 15,097,094 | 0.98 | 9.36 | 2.92 |
| 2022-06-30 | 20,164,584 | 16,147,093 | 15,567,065 | 1.12 | 10.65 | 3.10 |
| 2022-09-30 | 20,772,387 | 16,277,090 | 16,115,542 | 1.22 | 11.68 | 3.29 |
| 2022-12-31 | 21,645,013 | 16,203,172 | 16,996,833 | 1.29 | 12.47 | 3.41 |
| 2023-03-31 | 22,319,547 | 16,098,183 | 17,273,456 | 1.21 | 12.15 | 3.46 |
| 2023-06-30 | 22,550,095 | 16,294,259 | 17,385,746 | 1.16 | 11.62 | 3.37 |
| 2023-09-30 | 22,460,983 | 16,246,871 | 17,478,092 | 1.08 | 10.63 | 3.31 |
| 2023-12-31 | 22,637,277 | 16,172,584 | 17,587,254 | 1.07 | 10.49 | 3.21 |
| 2024-03-31 | 30,135,321 | 21,536,789 | 23,791,139 | 0.27 | 2.70 | 2.61 |
| 2024-06-30 | 28,564,202 | 21,362,878 | 21,345,370 | 0.64 | 6.23 | 2.71 |
| 2024-09-30 | 28,050,298 | 21,524,646 | 20,921,558 | 0.73 | 7.01 | 2.72 |
| 2024-12-31 | 27,670,704 | 21,566,498 | 21,067,729 | 0.73 | 6.93 | 2.65 |
| 2025-03-31 | 27,629,229 | 21,588,301 | 20,925,569 | 0.84 | 7.72 | 2.55 |
| 2025-06-30 | 26,719,225 | 21,513,065 | 20,281,987 | 0.89 | 8.05 | 2.64 |
| 2025-09-30 | 26,682,607 | 21,584,625 | 20,091,350 | 0.89 | 8.03 | 2.68 |
| 2025-12-31 | 27,269,094 | 21,505,529 | 19,851,887 | 0.91 | 8.21 | 2.70 |
| 2026-03-31 | 27,552,061 | 21,241,331 | 19,970,883 | 0.99 | 8.98 | 2.84 |
| 2026-06-30 | 27,577,403 | 21,051,268 | 20,020,831 | 0.99 | 8.98 | 2.87 |
214 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-03-01 | 1 | 497570 | 656377 |
| 2015-11-14 | 1 | 4296182 | 656377 |
| 2012-11-01 | 1 | 906063 | 656377 |
| 2011-12-17 | 50 | 3307410 | 656377 |
| 2011-10-15 | 1 | 4041579 | 656377 |
| 2010-01-09 | 50 | 508878 | 656377 |
| 2008-02-02 | 1 | 564771 | 656377 |
| 2007-02-13 | 1 | 408576 | 656377 |
| 2003-09-01 | 1 | 815679 | 656377 |
| 1996-11-30 | 1 | 247074 | 656377 |
| 1994-05-14 | 50 | 983774 | 656377 |
| 1993-03-13 | 1 | 737379 | 656377 |
| 1991-09-04 | 1 | 662378 | 656377 |
| 1990-06-23 | 50 | 645670 | 656377 |
| 1988-09-16 | 1 | 802473 | 656377 |
| 1988-08-27 | 1 | 375678 | 656377 |
| 1987-07-07 | 1 | 612074 | 656377 |
| 1987-07-07 | 1 | 269973 | 656377 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.