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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,098,447 | 823,111 | 947,425 | 1.13 | 11.23 | 4.23 |
| 2020-09-30 | 1,153,256 | 835,277 | 1,000,022 | 1.64 | 17.25 | 4.27 |
| 2020-12-31 | 1,162,005 | 868,656 | 1,006,942 | 2.48 | 26.94 | 4.35 |
| 2021-03-31 | 1,311,830 | 953,048 | 1,132,440 | 2.95 | 37.40 | 4.43 |
| 2021-06-30 | 1,226,743 | 1,018,946 | 1,022,177 | 3.87 | 47.48 | 4.64 |
| 2021-09-30 | 1,117,301 | 979,287 | 892,753 | 4.10 | 48.11 | 4.85 |
| 2021-12-31 | 1,111,138 | 976,960 | 861,581 | 4.14 | 47.09 | 4.86 |
| 2022-03-31 | 1,120,387 | 983,575 | 822,787 | 3.56 | 35.80 | 4.85 |
| 2022-06-30 | 1,100,938 | 963,829 | 839,475 | 3.06 | 30.55 | 4.85 |
| 2022-09-30 | 1,050,605 | 910,442 | 821,525 | 3.17 | 31.03 | 5.19 |
| 2022-12-31 | 1,062,134 | 900,179 | 885,106 | 3.46 | 33.39 | 5.58 |
| 2023-03-31 | 1,157,729 | 961,606 | 914,947 | 3.76 | 35.71 | 6.81 |
| 2023-06-30 | 1,171,113 | 971,707 | 913,799 | 4.02 | 38.52 | 6.79 |
| 2023-09-30 | 1,173,560 | 970,108 | 936,432 | 4.09 | 39.12 | 6.80 |
| 2023-12-31 | 1,215,508 | 1,031,126 | 944,298 | 3.97 | 38.06 | 6.66 |
| 2024-03-31 | 1,229,084 | 1,042,460 | 957,279 | 3.27 | 31.91 | 5.95 |
| 2024-06-30 | 1,295,536 | 1,107,121 | 974,877 | 2.45 | 24.22 | 5.87 |
| 2024-09-30 | 1,306,775 | 1,115,974 | 1,002,122 | 2.65 | 26.39 | 5.78 |
| 2024-12-31 | 1,249,040 | 1,087,853 | 990,780 | 2.89 | 28.56 | 5.87 |
| 2025-03-31 | 1,268,774 | 1,126,318 | 1,037,125 | 2.42 | 23.26 | 5.18 |
| 2025-06-30 | 1,385,416 | 1,189,475 | 1,114,976 | 2.57 | 25.43 | 5.31 |
| 2025-09-30 | 1,408,662 | 1,228,644 | 1,078,406 | 2.55 | 25.58 | 5.34 |
| 2025-12-31 | 1,392,348 | 1,215,113 | 1,076,096 | 2.35 | 23.70 | 5.24 |
| 2026-03-31 | 1,398,702 | 1,200,595 | 1,093,484 | 1.69 | 17.53 | 4.58 |
| 2026-06-30 | 1,384,007 | 1,196,828 | 1,130,846 | 2.02 | 20.70 | 4.75 |
16 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1972-10-28 | 1 | 551669 | 283867 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.