Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,836,911 | 2,882,197 | 3,043,751 | 1.17 | 11.11 | 3.18 |
| 2016-06-30 | 3,916,002 | 2,791,323 | 3,093,612 | 1.16 | 11.07 | 3.10 |
| 2016-09-30 | 4,203,533 | 3,039,776 | 3,200,868 | 1.16 | 11.20 | 3.03 |
| 2016-12-31 | 4,380,201 | 3,065,902 | 3,237,801 | 1.16 | 11.39 | 3.00 |
| 2017-03-31 | 4,388,040 | 3,118,314 | 3,223,828 | 1.07 | 11.34 | 2.84 |
| 2017-06-30 | 4,375,589 | 3,023,624 | 3,206,222 | 1.15 | 12.03 | 2.91 |
| 2017-09-30 | 4,469,210 | 3,159,722 | 3,324,254 | 1.16 | 12.07 | 2.93 |
| 2017-12-31 | 4,530,022 | 3,245,541 | 3,374,526 | 1.04 | 10.84 | 2.94 |
| 2018-03-31 | 4,566,868 | 3,258,564 | 3,381,087 | 1.45 | 15.27 | 3.05 |
| 2018-06-30 | 4,737,855 | 3,324,584 | 3,499,600 | 1.49 | 15.81 | 3.07 |
| 2018-09-30 | 4,771,098 | 3,417,441 | 3,552,552 | 1.50 | 15.88 | 3.07 |
| 2018-12-31 | 5,011,946 | 3,527,486 | 3,674,539 | 1.47 | 15.60 | 3.05 |
| 2019-03-31 | 5,153,981 | 3,505,710 | 3,725,594 | 1.41 | 14.95 | 2.96 |
| 2019-06-30 | 5,188,883 | 3,506,555 | 3,743,121 | 1.38 | 14.55 | 2.92 |
| 2019-09-30 | 5,198,738 | 3,587,363 | 3,796,014 | 1.41 | 14.69 | 2.87 |
| 2019-12-31 | 5,291,910 | 3,501,121 | 3,894,125 | 1.36 | 14.05 | 2.82 |
| 2020-03-31 | 5,619,895 | 3,724,925 | 4,100,789 | 0.90 | 9.47 | 2.61 |
| 2020-06-30 | 5,876,134 | 4,120,145 | 4,290,423 | 1.20 | 12.83 | 2.48 |
| 2020-09-30 | 5,848,437 | 4,294,902 | 4,307,783 | 1.23 | 13.14 | 2.45 |
| 2020-12-31 | 5,712,705 | 4,380,626 | 4,214,017 | 1.25 | 13.28 | 2.45 |
| 2021-03-31 | 5,718,880 | 4,554,262 | 4,230,203 | 1.45 | 15.05 | 2.50 |
| 2021-06-30 | 5,851,495 | 4,730,005 | 4,289,717 | 1.33 | 13.83 | 2.55 |
| 2021-09-30 | 6,002,886 | 5,063,737 | 4,293,636 | 1.31 | 13.69 | 2.57 |
| 2021-12-31 | 5,850,018 | 4,988,672 | 4,274,289 | 1.33 | 13.85 | 2.62 |
| 2022-03-31 | 5,847,264 | 5,139,822 | 4,260,472 | 1.15 | 12.22 | 2.58 |
| 2022-06-30 | 5,981,478 | 5,030,328 | 4,466,424 | 1.25 | 14.03 | 2.66 |
| 2022-09-30 | 6,406,972 | 5,082,692 | 4,836,475 | 1.24 | 14.77 | 2.75 |
| 2022-12-31 | 6,659,837 | 5,034,902 | 5,081,366 | 1.18 | 14.70 | 2.75 |
| 2023-03-31 | 6,859,196 | 5,276,056 | 5,197,011 | 0.79 | 11.45 | 2.41 |
| 2023-06-30 | 7,011,618 | 5,330,031 | 5,363,054 | 0.73 | 10.73 | 2.27 |
| 2023-09-30 | 7,183,158 | 5,431,113 | 5,582,007 | 0.70 | 10.58 | 2.21 |
| 2023-12-31 | 7,202,606 | 5,353,450 | 5,627,205 | 0.72 | 10.76 | 2.16 |
| 2024-03-31 | 7,248,984 | 5,353,352 | 5,669,289 | 0.63 | 9.36 | 1.92 |
| 2024-06-30 | 7,189,163 | 4,980,749 | 5,613,342 | 0.63 | 9.31 | 1.92 |
| 2024-09-30 | 7,145,260 | 5,176,998 | 5,493,768 | 0.63 | 9.17 | 1.94 |
| 2024-12-31 | 6,935,621 | 5,121,852 | 5,400,095 | -0.37 | -5.28 | 1.97 |
| 2025-03-31 | 6,585,037 | 5,044,462 | 5,077,763 | 0.74 | 9.55 | 2.35 |
| 2025-06-30 | 6,744,900 | 5,048,504 | 5,135,158 | 0.77 | 9.82 | 2.38 |
| 2025-09-30 | 6,720,251 | 5,230,054 | 5,117,613 | 0.74 | 9.29 | 2.42 |
| 2025-12-31 | 6,624,353 | 5,276,842 | 5,133,510 | 0.80 | 9.93 | 2.48 |
| 2026-03-31 | 6,458,703 | 5,170,852 | 5,006,078 | 0.80 | 9.31 | 2.69 |
| 2026-06-30 | 6,551,001 | 5,364,294 | 5,094,275 | 0.90 | 10.44 | 2.73 |
30 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-10-01 | 1 | 4897785 | 816603 |
| 2002-04-17 | 1 | 723309 | 816603 |
| 1999-08-26 | 1 | 1393325 | 816603 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.