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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Toledo, OH · FDIC certificate #58433 · RSSD 3588424
WATERFORD BANK N A is an FDIC-insured institution based in Toledo, OH (FDIC certificate #58433). In its Q2 2026 Call Report it reported total assets of $1.8B, total deposits of $1.6B and net loans of $1.4B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for WATERFORD BANK N A from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.43% |
|---|---|
| Equity to assets | 10.13% |
| Noncurrent loans ratio | 0.68% |
| Nonaccrual loans ratio | 0.68% |
| Loan to deposit ratio | 89.65% |
| Liquid assets ratio | 18.52% |
| Brokered deposit ratio | 18.36% |
| Total deposits | $1.6B |
| Net loans and leases | $1.4B |