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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 24,912,783 | 18,987,411 | 15,714,586 | 0.90 | 9.48 | 3.15 |
| 2016-06-30 | 25,108,873 | 18,973,201 | 16,144,963 | 0.91 | 9.58 | 3.15 |
| 2016-09-30 | 25,621,913 | 19,348,587 | 16,502,065 | 0.91 | 9.52 | 3.14 |
| 2016-12-31 | 26,054,251 | 19,460,175 | 16,899,857 | 0.89 | 9.43 | 3.14 |
| 2017-03-31 | 25,991,843 | 20,385,092 | 16,924,096 | 1.02 | 10.84 | 3.24 |
| 2017-06-30 | 26,167,932 | 20,596,694 | 17,113,485 | 1.02 | 10.68 | 3.28 |
| 2017-09-30 | 26,345,521 | 21,004,609 | 17,277,483 | 1.02 | 10.71 | 3.30 |
| 2017-12-31 | 26,487,930 | 21,178,350 | 17,344,759 | 1.07 | 11.16 | 3.32 |
| 2018-03-31 | 26,747,931 | 21,621,210 | 17,619,977 | 1.32 | 13.69 | 3.51 |
| 2018-06-30 | 27,044,965 | 21,597,698 | 17,836,963 | 1.30 | 13.52 | 3.57 |
| 2018-09-30 | 27,361,377 | 22,280,103 | 18,126,336 | 1.38 | 14.38 | 3.60 |
| 2018-12-31 | 27,614,851 | 22,179,531 | 18,267,655 | 1.41 | 14.72 | 3.64 |
| 2019-03-31 | 28,247,116 | 23,101,436 | 18,626,338 | 1.52 | 15.09 | 3.77 |
| 2019-06-30 | 28,957,456 | 22,950,558 | 19,080,252 | 1.48 | 14.43 | 3.74 |
| 2019-09-30 | 29,927,118 | 23,654,036 | 19,372,215 | 1.44 | 13.86 | 3.69 |
| 2019-12-31 | 30,412,303 | 23,839,923 | 19,866,294 | 1.39 | 13.53 | 3.61 |
| 2020-03-31 | 31,658,041 | 24,931,944 | 20,581,461 | 0.59 | 5.92 | 3.28 |
| 2020-06-30 | 32,723,263 | 26,733,509 | 21,493,108 | 0.66 | 6.69 | 3.18 |
| 2020-09-30 | 33,034,456 | 27,250,549 | 21,516,449 | 0.75 | 7.55 | 3.10 |
| 2020-12-31 | 32,623,400 | 27,644,391 | 21,300,514 | 0.76 | 7.66 | 3.06 |
| 2021-03-31 | 33,299,565 | 28,802,159 | 20,996,054 | 1.39 | 13.69 | 2.97 |
| 2021-06-30 | 33,737,378 | 29,172,198 | 21,171,391 | 1.38 | 13.62 | 2.93 |
| 2021-09-30 | 35,354,179 | 30,343,278 | 21,290,382 | 1.29 | 12.80 | 2.91 |
| 2021-12-31 | 34,893,033 | 30,165,515 | 21,975,236 | 1.29 | 12.79 | 2.89 |
| 2022-03-31 | 65,014,259 | 54,634,345 | 42,985,084 | 0.17 | 1.41 | 3.55 |
| 2022-06-30 | 67,468,299 | 53,282,621 | 45,075,632 | 0.77 | 6.15 | 3.56 |
| 2022-09-30 | 68,950,802 | 54,316,501 | 47,250,448 | 1.03 | 8.33 | 3.64 |
| 2022-12-31 | 71,166,370 | 54,363,251 | 49,171,676 | 1.16 | 9.44 | 3.72 |
| 2023-03-31 | 74,793,203 | 55,658,615 | 50,523,333 | 1.28 | 10.77 | 3.66 |
| 2023-06-30 | 73,977,046 | 59,025,436 | 51,008,099 | 1.31 | 11.00 | 3.61 |
| 2023-09-30 | 73,062,644 | 60,718,804 | 49,498,975 | 1.30 | 10.94 | 3.61 |
| 2023-12-31 | 74,875,514 | 61,191,042 | 50,096,855 | 1.24 | 10.34 | 3.57 |
| 2024-03-31 | 76,090,821 | 61,071,532 | 50,696,963 | 1.18 | 9.76 | 3.38 |
| 2024-06-30 | 76,760,507 | 62,593,777 | 51,152,247 | 1.08 | 8.99 | 3.38 |
| 2024-09-30 | 79,376,267 | 64,840,074 | 51,376,832 | 1.06 | 8.81 | 3.37 |
| 2024-12-31 | 78,957,213 | 65,209,254 | 51,843,236 | 1.03 | 8.58 | 3.40 |
| 2025-03-31 | 80,212,094 | 65,844,242 | 52,406,751 | 1.18 | 9.85 | 3.46 |
| 2025-06-30 | 81,842,488 | 66,605,483 | 53,228,322 | 1.24 | 10.43 | 3.45 |
| 2025-09-30 | 83,097,405 | 68,696,894 | 54,399,570 | 1.27 | 10.63 | 3.45 |
| 2025-12-31 | 83,985,466 | 68,898,748 | 55,892,585 | 1.26 | 10.62 | 3.44 |
| 2026-03-31 | 85,527,350 | 69,386,441 | 56,529,586 | 1.24 | 10.78 | 3.33 |
| 2026-06-30 | 85,895,199 | 70,671,441 | 57,158,021 | 1.24 | 10.82 | 3.31 |
194 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-20 | 1 | 761806 | 722777 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.