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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,667,829,000 | 1,285,439,000 | 908,128,000 | 1.14 | 12.31 | 2.97 |
| 2016-06-30 | 1,699,479,000 | 1,293,485,000 | 921,410,000 | 1.17 | 12.62 | 2.95 |
| 2016-09-30 | 1,740,863,000 | 1,321,561,000 | 931,566,000 | 1.18 | 12.78 | 2.94 |
| 2016-12-31 | 1,727,279,000 | 1,339,390,000 | 934,264,000 | 1.18 | 12.84 | 2.96 |
| 2017-03-31 | 1,749,220,000 | 1,367,216,000 | 920,153,000 | 1.12 | 12.52 | 2.99 |
| 2017-06-30 | 1,731,981,000 | 1,359,806,000 | 938,483,000 | 1.16 | 12.74 | 3.03 |
| 2017-09-30 | 1,738,024,000 | 1,360,475,000 | 922,529,000 | 1.12 | 12.15 | 3.06 |
| 2017-12-31 | 1,747,398,000 | 1,388,999,000 | 930,917,000 | 1.21 | 13.10 | 3.07 |
| 2018-03-31 | 1,716,595,000 | 1,357,716,000 | 919,532,000 | 1.08 | 11.32 | 3.11 |
| 2018-06-30 | 1,675,160,000 | 1,322,290,000 | 922,437,000 | 1.18 | 12.30 | 3.17 |
| 2018-09-30 | 1,665,230,000 | 1,320,695,000 | 915,756,000 | 1.28 | 13.26 | 3.21 |
| 2018-12-31 | 1,689,351,000 | 1,341,971,000 | 922,214,000 | 1.28 | 13.16 | 3.23 |
| 2019-03-31 | 1,667,769,000 | 1,315,211,000 | 910,179,000 | 1.38 | 13.95 | 3.25 |
| 2019-06-30 | 1,699,842,000 | 1,346,183,000 | 919,870,000 | 1.42 | 14.31 | 3.21 |
| 2019-09-30 | 1,708,548,000 | 1,368,515,000 | 929,247,000 | 1.28 | 12.93 | 3.15 |
| 2019-12-31 | 1,712,919,000 | 1,382,138,000 | 934,435,000 | 1.15 | 11.70 | 3.09 |
| 2020-03-31 | 1,763,696,000 | 1,447,545,000 | 971,995,000 | 0.48 | 4.92 | 2.83 |
| 2020-06-30 | 1,799,940,000 | 1,501,208,000 | 914,797,000 | -0.10 | -1.00 | 2.64 |
| 2020-09-30 | 1,750,196,000 | 1,467,329,000 | 893,424,000 | 0.03 | 0.33 | 2.56 |
| 2020-12-31 | 1,767,808,000 | 1,479,499,000 | 872,025,000 | 0.20 | 2.04 | 2.51 |
| 2021-03-31 | 1,773,157,000 | 1,491,707,000 | 841,128,000 | 1.01 | 10.46 | 2.25 |
| 2021-06-30 | 1,776,718,000 | 1,494,597,000 | 822,628,000 | 1.04 | 10.71 | 2.21 |
| 2021-09-30 | 1,786,611,000 | 1,514,970,000 | 829,862,000 | 1.01 | 10.45 | 2.21 |
| 2021-12-31 | 1,779,504,000 | 1,524,535,000 | 858,778,000 | 0.99 | 10.25 | 2.22 |
| 2022-03-31 | 1,764,272,000 | 1,518,051,000 | 872,580,000 | 0.81 | 8.49 | 2.29 |
| 2022-06-30 | 1,712,535,000 | 1,462,385,000 | 898,652,000 | 0.87 | 9.15 | 2.47 |
| 2022-09-30 | 1,712,442,000 | 1,434,062,000 | 898,770,000 | 0.87 | 9.22 | 2.68 |
| 2022-12-31 | 1,717,531,000 | 1,420,842,000 | 906,316,000 | 0.92 | 9.80 | 2.89 |
| 2023-03-31 | 1,687,507,000 | 1,406,796,000 | 898,858,000 | 1.41 | 14.86 | 3.60 |
| 2023-06-30 | 1,667,885,000 | 1,383,038,000 | 897,194,000 | 1.35 | 14.13 | 3.62 |
| 2023-09-30 | 1,704,891,000 | 1,392,993,000 | 894,239,000 | 1.42 | 14.85 | 3.61 |
| 2023-12-31 | 1,733,244,000 | 1,416,886,000 | 889,682,000 | 1.29 | 13.56 | 3.58 |
| 2024-03-31 | 1,743,283,000 | 1,434,491,000 | 874,814,000 | 1.23 | 13.15 | 3.33 |
| 2024-06-30 | 1,719,839,000 | 1,423,112,000 | 872,033,000 | 1.28 | 13.48 | 3.33 |
| 2024-09-30 | 1,698,675,000 | 1,417,132,000 | 863,577,000 | 1.32 | 13.69 | 3.34 |
| 2024-12-31 | 1,705,538,000 | 1,435,051,000 | 865,296,000 | 1.32 | 13.66 | 3.37 |
| 2025-03-31 | 1,711,028,000 | 1,419,560,000 | 867,976,000 | 1.30 | 13.26 | 3.28 |
| 2025-06-30 | 1,746,394,000 | 1,398,809,000 | 880,654,000 | 1.43 | 14.62 | 3.29 |
| 2025-09-30 | 1,767,105,000 | 1,424,841,000 | 898,594,000 | 1.42 | 14.46 | 3.30 |
| 2025-12-31 | 1,822,693,000 | 1,483,390,000 | 939,271,000 | 1.41 | 14.45 | 3.29 |
| 2026-03-31 | 1,852,239,000 | 1,516,982,000 | 971,566,000 | 1.30 | 13.75 | 3.14 |
| 2026-06-30 | 1,907,928,000 | 1,563,534,000 | 983,880,000 | 1.38 | 14.88 | 3.13 |
4,185 current branch locations across 40 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-11-01 | 1 | 2618472 | 451965 |
| 2025-10-01 | 1 | 1970614 | 451965 |
| 2012-02-01 | 1 | 1027143 | 451965 |
| 2011-07-15 | 1 | 3536537 | 451965 |
| 2011-07-15 | 1 | 2575052 | 451965 |
| 2011-07-01 | 1 | 3431100 | 451965 |
| 2011-07-01 | 1 | 3144576 | 451965 |
| 2011-07-01 | 1 | 3846478 | 451965 |
| 2011-07-01 | 1 | 3144585 | 451965 |
| 2011-07-01 | 1 | 1079544 | 451965 |
| 2011-07-01 | 1 | 1117660 | 451965 |
| 2011-05-06 | 1 | 1073560 | 451965 |
| 2011-03-31 | 1 | 89162 | 451965 |
| 2011-03-01 | 1 | 3308332 | 451965 |
| 2011-01-01 | 1 | 2876133 | 451965 |
| 2010-12-31 | 1 | 761374 | 451965 |
| 2010-11-06 | 1 | 3184590 | 451965 |
| 2010-11-01 | 1 | 3223695 | 451965 |
| 2010-10-01 | 1 | 3252529 | 451965 |
| 2010-08-21 | 1 | 2722856 | 451965 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.