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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,553,796 | 6,143,904 | 5,104,364 | 1.11 | 8.00 | 3.24 |
| 2016-06-30 | 8,378,817 | 5,928,999 | 5,142,011 | 1.12 | 7.95 | 3.26 |
| 2016-09-30 | 9,799,379 | 7,152,781 | 6,219,711 | 1.01 | 7.17 | 3.18 |
| 2016-12-31 | 9,760,557 | 7,043,020 | 6,228,222 | 1.02 | 7.20 | 3.26 |
| 2017-03-31 | 9,774,806 | 7,146,812 | 6,284,410 | 1.10 | 7.59 | 3.37 |
| 2017-06-30 | 9,846,355 | 7,073,323 | 6,371,675 | 1.09 | 7.56 | 3.40 |
| 2017-09-30 | 9,893,725 | 7,101,823 | 6,358,749 | 1.10 | 7.60 | 3.43 |
| 2017-12-31 | 9,792,150 | 7,044,290 | 6,320,551 | 0.99 | 6.85 | 3.44 |
| 2018-03-31 | 10,221,519 | 7,226,874 | 6,292,875 | 1.40 | 9.77 | 3.39 |
| 2018-06-30 | 10,917,608 | 7,669,451 | 6,760,831 | 1.36 | 9.56 | 3.49 |
| 2018-09-30 | 12,566,143 | 8,942,893 | 7,736,949 | 1.30 | 8.90 | 3.51 |
| 2018-12-31 | 12,440,252 | 8,832,168 | 7,620,021 | 1.36 | 9.10 | 3.62 |
| 2019-03-31 | 12,573,665 | 8,916,862 | 7,629,599 | 1.35 | 8.37 | 3.70 |
| 2019-06-30 | 12,468,106 | 8,695,448 | 7,710,090 | 1.41 | 8.67 | 3.70 |
| 2019-09-30 | 12,560,346 | 8,664,750 | 7,727,882 | 1.36 | 8.33 | 3.67 |
| 2019-12-31 | 15,674,361 | 11,004,291 | 10,263,543 | 1.29 | 7.85 | 3.58 |
| 2020-03-31 | 15,964,561 | 11,043,559 | 10,288,007 | 0.65 | 3.97 | 3.59 |
| 2020-06-30 | 16,718,525 | 12,186,771 | 10,963,418 | 0.39 | 2.48 | 3.49 |
| 2020-09-30 | 16,516,261 | 12,201,762 | 10,942,785 | 0.61 | 3.85 | 3.48 |
| 2020-12-31 | 16,374,456 | 12,652,962 | 10,775,707 | 0.80 | 4.99 | 3.46 |
| 2021-03-31 | 17,016,581 | 13,512,657 | 10,700,439 | 1.80 | 11.15 | 3.25 |
| 2021-06-30 | 16,918,386 | 13,515,569 | 10,261,356 | 1.75 | 10.87 | 3.22 |
| 2021-09-30 | 16,840,682 | 13,571,859 | 9,811,849 | 1.53 | 9.50 | 3.21 |
| 2021-12-31 | 16,878,802 | 13,729,695 | 9,640,076 | 1.47 | 9.18 | 3.16 |
| 2022-03-31 | 17,063,672 | 14,063,070 | 9,634,393 | 1.07 | 7.01 | 2.94 |
| 2022-06-30 | 16,752,817 | 13,816,336 | 10,112,090 | 1.07 | 7.11 | 3.04 |
| 2022-09-30 | 16,560,471 | 13,699,313 | 10,179,204 | 1.16 | 7.77 | 3.21 |
| 2022-12-31 | 16,894,686 | 13,404,279 | 10,596,537 | 1.20 | 8.10 | 3.32 |
| 2023-03-31 | 17,236,685 | 13,150,112 | 10,786,307 | 1.08 | 7.56 | 3.47 |
| 2023-06-30 | 17,312,790 | 13,140,134 | 11,042,535 | 1.10 | 7.77 | 3.42 |
| 2023-09-30 | 17,302,579 | 13,359,706 | 11,210,791 | 1.05 | 7.43 | 3.37 |
| 2023-12-31 | 17,686,314 | 13,419,919 | 11,527,971 | 1.01 | 7.09 | 3.33 |
| 2024-03-31 | 17,741,543 | 13,732,310 | 11,760,184 | 0.91 | 6.29 | 3.07 |
| 2024-06-30 | 18,095,018 | 13,651,212 | 12,149,993 | 0.82 | 5.74 | 3.08 |
| 2024-09-30 | 18,476,459 | 14,240,160 | 12,336,065 | 0.86 | 6.00 | 3.10 |
| 2024-12-31 | 18,649,074 | 14,456,604 | 12,539,541 | 0.95 | 6.55 | 3.13 |
| 2025-03-31 | 27,321,021 | 21,437,798 | 18,686,616 | 0.02 | 0.16 | 2.72 |
| 2025-06-30 | 27,462,417 | 21,291,014 | 18,730,807 | 0.46 | 3.23 | 3.22 |
| 2025-09-30 | 27,465,831 | 21,631,436 | 18,843,082 | 0.74 | 5.14 | 3.38 |
| 2025-12-31 | 27,619,827 | 21,831,113 | 19,097,534 | 0.91 | 6.24 | 3.48 |
| 2026-03-31 | 27,420,438 | 21,839,759 | 18,934,057 | 1.37 | 9.01 | 3.63 |
| 2026-06-30 | 27,745,993 | 21,774,922 | 19,320,306 | 1.39 | 9.16 | 3.68 |
218 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-03-01 | 1 | 981275 | 645625 |
| 2019-11-23 | 1 | 1401387 | 645625 |
| 2018-08-21 | 1 | 728742 | 645625 |
| 2018-08-21 | 1 | 3228775 | 645625 |
| 2018-08-21 | 1 | 1468791 | 645625 |
| 2018-04-06 | 1 | 2506757 | 645625 |
| 2016-09-10 | 1 | 54375 | 645625 |
| 2016-09-10 | 1 | 4520485 | 645625 |
| 2016-09-10 | 1 | 4520506 | 645625 |
| 2015-02-11 | 1 | 224178 | 645625 |
| 2012-12-01 | 1 | 736877 | 645625 |
| 2008-04-26 | 1 | 623922 | 645625 |
| 2005-01-03 | 1 | 377074 | 645625 |
| 2004-09-01 | 1 | 868675 | 645625 |
| 2002-03-01 | 1 | 676021 | 645625 |
| 2000-01-15 | 1 | 2495178 | 645625 |
| 2000-01-15 | 1 | 487928 | 645625 |
| 2000-01-15 | 1 | 766427 | 645625 |
| 2000-01-15 | 1 | 823834 | 645625 |
| 1998-07-17 | 1 | 113012 | 645625 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.