Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

WEST BANK

FDIC #15614 · IA · period 20260630

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Total assets1,741,160-5.81% YoY

Total deposits1,453,199-5.14% YoY

Net loans and leases1,259,649-11.93% YoY

Return on assets1.35%-0.95% YoY

Return on equity14.61%-1.28% YoY

Net interest margin3.43%+1.87% YoY

Peer position

Return on assets44thin line · n=902

Return on equity57thin line · n=894

Net interest margin9thopportunity · n=902

Equity to assets29thopportunity · n=894

Noncurrent loans100thstrength · n=887

Liquid assets40thin line · n=895

Brokered deposits41stin line · n=890

Loans to deposits50thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,741,160	1,453,199	1,259,649	1.35	14.61	3.43
2016-06-30	1,816,292	1,516,683	1,365,012	1.30	14.08	3.44
2016-09-30	1,807,693	1,496,437	1,366,937	1.31	14.09	3.47
2016-12-31	1,834,848	1,550,450	1,383,758	1.32	14.24	3.45
2017-03-31	1,848,650	1,531,992	1,430,308	1.37	14.80	3.37
2017-06-30	1,916,712	1,578,191	1,418,893	1.38	13.88	3.42
2017-09-30	2,029,381	1,654,313	1,440,547	1.37	13.49	3.38
2017-12-31	2,113,118	1,813,940	1,494,070	1.23	12.07	3.35
2018-03-31	2,090,344	1,741,280	1,485,818	1.50	14.56	3.20
2018-06-30	2,195,357	1,895,531	1,517,886	1.41	13.94	3.14
2018-09-30	2,169,706	1,842,991	1,584,144	1.41	13.96	3.15
2018-12-31	2,295,160	1,898,380	1,705,141	1.39	13.93	3.12
2019-03-31	2,311,020	1,912,109	1,732,093	1.27	13.14	3.01
2019-06-30	2,362,342	1,969,796	1,775,981	1.24	12.75	2.99
2019-09-30	2,456,351	2,028,502	1,819,688	1.26	13.07	3.02
2019-12-31	2,473,209	2,018,777	1,924,428	1.27	13.17	3.03
2020-03-31	2,517,173	2,022,393	1,976,100	1.36	14.52	3.19
2020-06-30	2,737,679	2,257,886	2,178,325	1.30	14.29	3.26
2020-09-30	2,773,280	2,299,323	2,222,022	1.28	14.17	3.28
2020-12-31	3,183,377	2,703,837	2,254,315	1.24	14.21	3.24
2021-03-31	3,171,504	2,685,588	2,275,283	1.53	18.98	3.10
2021-06-30	3,267,167	2,828,827	2,281,485	1.60	19.69	3.04
2021-09-30	3,248,300	2,740,758	2,331,469	1.60	19.51	3.10
2021-12-31	3,499,287	3,020,241	2,428,316	1.55	18.53	3.08
2022-03-31	3,546,174	3,095,888	2,458,209	1.55	18.00	2.88
2022-06-30	3,473,623	2,852,009	2,547,695	1.54	17.26	2.95
2022-09-30	3,515,811	2,835,325	2,588,727	1.51	17.02	2.96
2022-12-31	3,611,269	2,892,431	2,717,363	1.42	15.96	2.88
2023-03-31	3,623,491	2,804,844	2,728,244	1.03	11.44	2.42
2023-06-30	3,676,875	2,841,425	2,779,137	0.92	10.23	2.33
2023-09-30	3,700,098	2,761,973	2,821,630	0.88	9.91	2.27
2023-12-31	3,824,435	2,978,874	2,899,193	0.82	9.21	2.21
2024-03-31	3,960,858	3,070,735	2,951,760	0.75	8.68	2.04
2024-06-30	3,963,806	3,186,276	2,970,352	0.71	8.32	2.06
2024-09-30	3,987,493	3,283,888	2,991,802	0.72	8.42	2.08
2024-12-31	4,013,203	3,361,729	2,974,428	0.75	8.83	2.13
2025-03-31	3,984,535	3,328,921	2,985,945	0.92	10.85	2.41
2025-06-30	4,055,782	3,397,253	2,935,818	0.92	10.86	2.43
2025-09-30	3,984,706	3,313,078	2,978,635	0.97	11.26	2.48
2025-12-31	4,141,577	3,474,630	2,971,165	0.94	10.84	2.53
2026-03-31	4,010,344	3,341,862	2,961,210	1.16	12.89	2.71
2026-06-30	4,029,129	3,351,792	2,919,732	1.19	13.02	2.78

Structure and branch footprint

12 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2003-07-19	1	648448	139740
1994-06-25	50	235875	139740
1991-03-02	50	1187926	139740

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.