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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-12-31 | 1,070,983 | 904,348 | 747,219 | 1.60 | 13.83 | 4.90 |
| 2020-03-31 | 1,069,463 | 899,127 | 741,482 | 1.64 | 11.45 | 4.49 |
| 2020-06-30 | 1,384,830 | 1,147,585 | 1,101,210 | 1.39 | 10.52 | 4.05 |
| 2020-09-30 | 1,448,697 | 1,179,709 | 1,195,855 | 1.45 | 11.42 | 4.03 |
| 2020-12-31 | 1,422,872 | 1,194,784 | 1,220,858 | 1.37 | 10.98 | 4.11 |
| 2021-03-31 | 1,550,980 | 1,356,054 | 1,327,648 | 1.56 | 13.54 | 4.06 |
| 2021-06-30 | 1,631,136 | 1,432,707 | 1,260,646 | 1.44 | 12.77 | 4.09 |
| 2021-09-30 | 1,699,550 | 1,498,744 | 1,175,675 | 1.40 | 12.57 | 4.13 |
| 2021-12-31 | 1,701,250 | 1,496,336 | 1,181,827 | 1.33 | 11.96 | 4.08 |
| 2022-03-31 | 1,723,430 | 1,523,653 | 1,167,997 | 1.26 | 11.67 | 3.74 |
| 2022-06-30 | 1,761,103 | 1,555,232 | 1,194,132 | 1.36 | 12.71 | 3.81 |
| 2022-09-30 | 1,862,166 | 1,656,271 | 1,220,259 | 1.58 | 15.05 | 3.97 |
| 2022-12-31 | 1,744,487 | 1,530,782 | 1,246,296 | 1.76 | 16.47 | 4.25 |
| 2023-03-31 | 1,727,414 | 1,461,926 | 1,292,848 | 2.05 | 17.67 | 5.10 |
| 2023-06-30 | 1,746,377 | 1,467,334 | 1,312,895 | 1.98 | 16.91 | 5.03 |
| 2023-09-30 | 1,773,225 | 1,529,210 | 1,350,103 | 2.01 | 17.02 | 5.05 |
| 2023-12-31 | 1,794,295 | 1,515,436 | 1,387,350 | 2.01 | 16.69 | 5.04 |
| 2024-03-31 | 1,712,562 | 1,456,356 | 1,355,718 | 2.14 | 16.05 | 5.00 |
| 2024-06-30 | 1,711,697 | 1,432,031 | 1,364,053 | 2.04 | 14.96 | 5.03 |
| 2024-09-30 | 1,800,635 | 1,527,256 | 1,371,408 | 1.98 | 14.33 | 5.00 |
| 2024-12-31 | 2,680,345 | 2,311,516 | 2,013,593 | 1.58 | 11.66 | 5.32 |
| 2025-03-31 | 2,658,101 | 2,256,646 | 2,072,145 | 1.79 | 13.65 | 5.33 |
| 2025-06-30 | 2,650,147 | 2,260,409 | 2,076,375 | 1.90 | 14.18 | 5.40 |
| 2025-09-30 | 2,837,803 | 2,437,810 | 2,090,087 | 1.85 | 13.84 | 5.41 |
| 2025-12-31 | 2,883,698 | 2,479,075 | 2,134,291 | 1.91 | 14.28 | 5.41 |
| 2026-03-31 | 2,895,001 | 2,476,069 | 2,184,598 | 2.16 | 16.06 | 5.20 |
| 2026-06-30 | 2,944,293 | 2,523,670 | 2,236,287 | 2.02 | 15.04 | 5.20 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-10-01 | 1 | 3594797 | 3235410 |
| 2019-10-19 | 1 | 3648337 | 3235410 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.