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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

WEST TEXAS NATIONAL BANK

FDIC #22957 · TX · period 20260630

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Total assets1,148,079-4.83% YoY

Total deposits1,028,509-5.84% YoY

Net loans and leases490,460+4.75% YoY

Return on assets0.92%-18.67% YoY

Return on equity9.42%-25.65% YoY

Net interest margin3.18%+9.28% YoY

Peer position

Return on assets73rdstrength · n=902

Return on equity77thstrength · n=894

Net interest margin65thin line · n=902

Equity to assets47thin line · n=894

Noncurrent loans12thopportunity · n=887

Liquid assets94thstrength · n=895

Brokered deposits64thin line · n=890

Loans to deposits94thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,148,079	1,028,509	490,460	0.92	9.42	3.18
2016-06-30	1,118,855	998,754	468,902	0.56	5.61	3.11
2016-09-30	1,128,052	1,006,052	460,121	0.72	7.18	3.06
2016-12-31	1,204,745	1,095,410	425,123	0.71	7.28	2.97
2017-03-31	1,206,323	1,092,256	468,231	1.13	12.67	2.91
2017-06-30	1,220,211	1,099,122	516,413	1.24	13.53	3.05
2017-09-30	1,214,855	1,055,144	575,323	1.38	14.80	3.20
2017-12-31	1,239,558	1,070,803	574,412	1.38	14.84	3.26
2018-03-31	1,290,919	1,165,694	595,838	1.40	15.77	3.40
2018-06-30	1,270,392	1,148,223	597,084	0.94	10.43	3.56
2018-09-30	1,385,319	1,256,260	649,595	1.23	13.75	3.60
2018-12-31	1,430,581	1,288,660	677,800	2.04	22.53	3.77
2019-03-31	1,377,978	1,233,229	694,800	1.45	14.78	3.63
2019-06-30	1,344,004	1,190,259	703,685	1.67	16.31	3.89
2019-09-30	1,306,928	1,149,605	728,479	1.49	14.16	3.90
2019-12-31	1,392,652	1,233,935	774,544	1.52	14.24	3.86
2020-03-31	1,380,873	1,215,244	762,318	1.16	10.29	3.61
2020-06-30	1,385,684	1,217,266	820,804	0.85	7.38	3.61
2020-09-30	1,358,689	1,194,752	832,259	0.73	6.33	3.43
2020-12-31	1,375,929	1,210,375	795,367	0.74	6.39	3.34
2021-03-31	1,417,742	1,252,790	816,353	0.91	7.92	2.97
2021-06-30	1,436,556	1,269,801	824,483	0.85	7.50	2.91
2021-09-30	1,576,880	1,409,117	814,068	0.83	7.45	2.85
2021-12-31	1,803,065	1,635,078	864,292	0.75	7.07	2.80
2022-03-31	1,926,959	1,747,982	913,129	1.09	12.70	2.40
2022-06-30	1,926,582	1,747,655	891,719	1.16	13.83	2.64
2022-09-30	1,998,377	1,822,047	911,938	1.27	15.45	2.88
2022-12-31	2,108,227	1,922,995	1,003,529	1.51	18.68	3.14
2023-03-31	2,221,228	2,024,336	1,091,975	1.69	22.02	3.84
2023-06-30	2,296,984	1,962,792	1,285,527	1.33	17.35	3.74
2023-09-30	2,231,573	1,843,163	1,318,662	1.60	20.51	3.79
2023-12-31	2,428,790	2,170,642	1,308,175	1.69	21.24	3.76
2024-03-31	2,417,528	2,178,574	1,353,855	1.21	14.03	3.91
2024-06-30	2,368,247	2,117,425	1,395,815	1.50	16.90	4.08
2024-09-30	2,493,450	2,224,267	1,453,224	1.70	18.76	4.18
2024-12-31	2,768,067	2,495,683	1,402,318	2.05	22.82	4.15
2025-03-31	2,876,290	2,592,308	1,361,344	1.69	19.28	3.53
2025-06-30	2,691,438	2,399,911	1,453,172	1.97	21.73	3.87
2025-09-30	2,748,058	2,444,586	1,521,871	1.74	18.67	3.88
2025-12-31	2,812,432	2,499,733	1,515,541	1.83	19.34	3.93
2026-03-31	2,781,577	2,468,826	1,509,699	1.05	10.25	3.82
2026-06-30	2,881,219	2,560,252	1,470,570	1.59	15.54	3.95

Structure and branch footprint

13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2001-01-20	1	345457	237066
2001-01-20	1	1108275	237066

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.