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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 5,157,577 | 4,519,386 | 1,443,709 | 1.12 | 12.05 | 2.79 |
| 2016-06-30 | 5,137,774 | 4,487,859 | 1,400,650 | 1.13 | 12.10 | 2.83 |
| 2016-09-30 | 5,267,501 | 4,647,418 | 1,337,970 | 1.16 | 12.44 | 2.81 |
| 2016-12-31 | 5,327,271 | 4,708,199 | 1,326,757 | 1.15 | 12.47 | 2.78 |
| 2017-03-31 | 5,356,080 | 4,701,083 | 1,326,171 | 1.11 | 12.57 | 2.71 |
| 2017-06-30 | 5,352,121 | 4,685,059 | 1,294,238 | 1.15 | 12.94 | 2.70 |
| 2017-09-30 | 5,403,741 | 4,736,768 | 1,261,154 | 1.14 | 12.65 | 2.71 |
| 2017-12-31 | 5,470,945 | 4,830,621 | 1,264,973 | 0.96 | 10.60 | 2.72 |
| 2018-03-31 | 5,506,662 | 4,870,779 | 1,205,503 | 1.28 | 14.09 | 2.79 |
| 2018-06-30 | 5,537,276 | 4,889,990 | 1,177,152 | 1.30 | 14.44 | 2.83 |
| 2018-09-30 | 5,492,021 | 4,838,380 | 1,174,928 | 1.27 | 14.16 | 2.88 |
| 2018-12-31 | 5,534,992 | 4,869,253 | 1,185,851 | 1.31 | 14.45 | 2.91 |
| 2019-03-31 | 5,522,989 | 4,795,409 | 1,184,367 | 1.46 | 15.42 | 3.05 |
| 2019-06-30 | 5,493,199 | 4,733,286 | 1,141,595 | 1.46 | 15.03 | 3.06 |
| 2019-09-30 | 5,589,309 | 4,799,327 | 1,113,401 | 1.46 | 14.95 | 3.05 |
| 2019-12-31 | 5,599,137 | 4,815,481 | 1,107,180 | 1.47 | 14.89 | 3.04 |
| 2020-03-31 | 5,581,673 | 4,802,320 | 1,096,439 | 1.22 | 11.99 | 3.03 |
| 2020-06-30 | 6,418,409 | 5,470,634 | 1,291,830 | 1.26 | 12.19 | 2.94 |
| 2020-09-30 | 6,517,382 | 5,541,531 | 1,285,867 | 1.26 | 12.04 | 2.86 |
| 2020-12-31 | 6,708,895 | 5,690,023 | 1,232,389 | 1.28 | 12.09 | 2.83 |
| 2021-03-31 | 6,867,229 | 5,925,979 | 1,270,273 | 1.17 | 11.18 | 2.60 |
| 2021-06-30 | 7,105,298 | 6,078,654 | 1,171,097 | 1.22 | 11.75 | 2.62 |
| 2021-09-30 | 7,363,293 | 6,291,418 | 1,108,590 | 1.21 | 11.84 | 2.58 |
| 2021-12-31 | 7,421,235 | 6,415,817 | 1,044,612 | 1.19 | 11.76 | 2.54 |
| 2022-03-31 | 7,262,312 | 6,408,692 | 979,589 | 1.21 | 13.54 | 2.48 |
| 2022-06-30 | 7,180,997 | 6,418,086 | 977,455 | 1.29 | 15.70 | 2.63 |
| 2022-09-30 | 7,138,093 | 6,497,410 | 957,815 | 1.50 | 19.84 | 2.95 |
| 2022-12-31 | 6,909,609 | 6,227,401 | 938,204 | 1.67 | 22.61 | 3.26 |
| 2023-03-31 | 6,661,179 | 5,902,479 | 919,119 | 2.36 | 32.20 | 4.39 |
| 2023-06-30 | 6,538,595 | 5,709,575 | 901,103 | 2.38 | 31.74 | 4.48 |
| 2023-09-30 | 6,520,076 | 5,701,665 | 868,106 | 2.41 | 32.27 | 4.57 |
| 2023-12-31 | 6,320,142 | 5,476,558 | 849,735 | 2.41 | 30.94 | 4.60 |
| 2024-03-31 | 6,417,341 | 5,358,036 | 828,798 | 2.25 | 24.93 | 4.46 |
| 2024-06-30 | 6,267,282 | 5,134,386 | 815,890 | 2.24 | 24.66 | 4.42 |
| 2024-09-30 | 6,122,740 | 5,068,935 | 818,649 | 2.21 | 23.47 | 4.39 |
| 2024-12-31 | 6,038,088 | 5,014,531 | 805,520 | 2.18 | 22.95 | 4.34 |
| 2025-03-31 | 5,929,984 | 4,878,066 | 757,116 | 2.06 | 20.42 | 4.05 |
| 2025-06-30 | 5,787,936 | 4,750,472 | 734,477 | 2.02 | 19.57 | 4.02 |
| 2025-09-30 | 5,877,067 | 4,795,727 | 729,720 | 1.97 | 18.95 | 3.99 |
| 2025-12-31 | 5,923,791 | 4,843,088 | 714,909 | 1.95 | 18.64 | 3.96 |
| 2026-03-31 | 5,827,278 | 4,788,155 | 685,053 | 1.82 | 17.23 | 3.84 |
| 2026-06-30 | 5,768,175 | 4,776,021 | 658,043 | 1.84 | 17.41 | 3.86 |
75 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2010-08-21 | 50 | 1191446 | 697763 |
| 2009-02-07 | 50 | 191663 | 697763 |
| 2005-03-12 | 1 | 236667 | 697763 |
| 2002-06-22 | 1 | 836067 | 697763 |
| 2000-09-16 | 1 | 698265 | 697763 |
| 2000-08-19 | 1 | 1214381 | 697763 |
| 1997-06-21 | 1 | 177265 | 697763 |
| 1996-04-13 | 1 | 521662 | 697763 |
| 1996-02-22 | 1 | 1025550 | 697763 |
| 1995-09-16 | 1 | 588562 | 697763 |
| 1995-06-10 | 1 | 245360 | 697763 |
| 1995-02-25 | 1 | 391267 | 697763 |
| 1993-05-22 | 1 | 790066 | 697763 |
| 1992-02-29 | 1 | 511467 | 697763 |
| 1985-11-01 | 1 | 712161 | 697763 |
| 1983-07-01 | 1 | 152664 | 697763 |
| 1983-07-01 | 1 | 183761 | 697763 |
| 1983-07-01 | 1 | 194365 | 697763 |
| 1983-07-01 | 1 | 239266 | 697763 |
| 1983-07-01 | 1 | 772268 | 697763 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.