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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-09-30 | 1,020,369 | 897,365 | 860,171 | 1.14 | 11.17 | 5.18 |
| 2017-12-31 | 1,044,941 | 914,155 | 897,968 | 1.13 | 11.11 | 5.21 |
| 2018-03-31 | 1,004,332 | 869,765 | 875,656 | 1.99 | 18.98 | 5.30 |
| 2018-06-30 | 1,020,225 | 863,341 | 915,269 | 1.79 | 16.81 | 5.43 |
| 2018-09-30 | 1,048,804 | 879,485 | 931,748 | 1.74 | 16.17 | 5.45 |
| 2018-12-31 | 1,097,329 | 920,693 | 964,572 | 1.83 | 16.96 | 5.49 |
| 2019-03-31 | 1,150,826 | 971,707 | 956,182 | 1.67 | 15.25 | 5.00 |
| 2019-06-30 | 1,203,886 | 1,025,083 | 1,027,905 | 1.46 | 13.55 | 4.95 |
| 2019-09-30 | 1,242,669 | 1,052,894 | 1,044,267 | 1.60 | 14.94 | 4.97 |
| 2019-12-31 | 1,286,460 | 1,094,537 | 1,080,987 | 1.62 | 15.18 | 4.95 |
| 2020-03-31 | 1,292,757 | 1,099,442 | 1,115,455 | 1.35 | 12.65 | 4.67 |
| 2020-06-30 | 1,460,625 | 1,268,633 | 1,290,808 | 1.25 | 12.13 | 5.16 |
| 2020-09-30 | 1,445,643 | 1,248,363 | 1,327,475 | 1.39 | 13.55 | 5.05 |
| 2020-12-31 | 1,526,801 | 1,282,164 | 1,324,915 | 1.47 | 14.49 | 4.93 |
| 2021-03-31 | 1,607,258 | 1,355,573 | 1,360,503 | 1.81 | 18.37 | 5.02 |
| 2021-06-30 | 1,591,238 | 1,373,765 | 1,357,123 | 2.21 | 21.97 | 5.15 |
| 2021-09-30 | 1,688,527 | 1,457,211 | 1,324,832 | 2.28 | 22.50 | 5.19 |
| 2021-12-31 | 1,703,317 | 1,464,036 | 1,374,157 | 2.16 | 20.99 | 5.11 |
| 2022-03-31 | 1,764,678 | 1,515,932 | 1,348,036 | 2.37 | 22.09 | 4.84 |
| 2022-06-30 | 1,761,280 | 1,502,753 | 1,395,676 | 2.25 | 20.70 | 4.87 |
| 2022-09-30 | 1,664,502 | 1,398,616 | 1,501,839 | 2.25 | 20.07 | 5.12 |
| 2022-12-31 | 1,761,840 | 1,487,008 | 1,607,351 | 2.25 | 19.77 | 5.22 |
| 2023-03-31 | 1,892,205 | 1,611,243 | 1,672,443 | 1.67 | 14.27 | 5.12 |
| 2023-06-30 | 1,970,259 | 1,678,934 | 1,761,504 | 1.63 | 14.05 | 5.06 |
| 2023-09-30 | 2,072,686 | 1,798,682 | 1,836,486 | 1.53 | 13.39 | 4.92 |
| 2023-12-31 | 2,165,597 | 1,880,044 | 1,912,824 | 1.58 | 13.97 | 4.88 |
| 2024-03-31 | 2,226,120 | 1,942,862 | 1,948,449 | 1.51 | 13.74 | 4.53 |
| 2024-06-30 | 2,229,124 | 1,933,632 | 2,013,727 | 1.63 | 14.73 | 4.66 |
| 2024-09-30 | 2,300,464 | 1,989,115 | 2,030,504 | 1.59 | 14.28 | 4.63 |
| 2024-12-31 | 2,344,400 | 2,033,967 | 2,069,018 | 1.63 | 14.51 | 4.69 |
| 2025-03-31 | 2,442,258 | 2,128,023 | 2,084,215 | 1.44 | 12.61 | 4.79 |
| 2025-06-30 | 2,412,460 | 2,065,220 | 2,156,410 | 1.62 | 14.05 | 5.02 |
| 2025-09-30 | 2,400,051 | 2,028,519 | 2,154,632 | 1.79 | 15.24 | 5.13 |
| 2025-12-31 | 2,558,391 | 2,193,986 | 2,168,483 | 1.79 | 15.08 | 5.13 |
| 2026-03-31 | 2,585,304 | 2,214,149 | 2,159,969 | 1.98 | 16.16 | 5.18 |
| 2026-06-30 | 2,485,275 | 2,109,750 | 2,211,789 | 2.01 | 15.90 | 5.33 |
10 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-01-01 | 1 | 2442912 | 233554 |
| 2013-05-15 | 50 | 2587998 | 233554 |
| 1997-06-09 | 1 | 1016651 | 233554 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.