Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

WESTFIELD BANK

FDIC #90300 · MA · period 20260630

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Total assets1,367,455-34.38% YoY

Total deposits930,181-38.98% YoY

Net loans and leases818,108-48.53% YoY

Return on assets0.66%-27.48% YoY

Return on equity6.72%-17.24% YoY

Net interest margin2.64%-13.14% YoY

Peer position

Return on assets16thopportunity · n=902

Return on equity19thopportunity · n=894

Net interest margin16thopportunity · n=902

Equity to assets28thopportunity · n=894

Noncurrent loans64thin line · n=887

Liquid assets21stopportunity · n=895

Brokered deposits100thstrength · n=890

Loans to deposits40thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,367,455	930,181	818,108	0.66	6.72	2.64
2016-06-30	1,304,358	923,070	896,642	0.43	4.25	2.63
2016-09-30	1,375,900	965,054	937,693	0.36	3.64	2.63
2016-12-31	2,073,257	1,523,143	1,556,416	0.37	3.54	2.71
2017-03-31	2,083,863	1,524,297	1,589,380	0.91	8.12	3.04
2017-06-30	2,070,246	1,497,662	1,598,246	0.83	7.31	3.06
2017-09-30	2,082,234	1,518,036	1,608,255	0.82	7.21	3.08
2017-12-31	2,078,666	1,509,423	1,619,850	0.61	5.37	3.11
2018-03-31	2,082,224	1,559,695	1,635,620	0.76	6.70	3.07
2018-06-30	2,092,608	1,557,715	1,656,889	0.91	8.15	3.19
2018-09-30	2,147,502	1,614,511	1,680,333	0.88	7.95	3.12
2018-12-31	2,116,384	1,600,648	1,684,804	0.86	7.79	3.10
2019-03-31	2,113,370	1,636,390	1,668,787	0.71	6.86	2.94
2019-06-30	2,124,872	1,650,359	1,709,738	0.70	6.76	2.92
2019-09-30	2,171,146	1,678,485	1,738,310	0.69	6.69	2.93
2019-12-31	2,179,440	1,682,908	1,761,932	0.69	6.78	2.94
2020-03-31	2,188,361	1,712,302	1,788,338	0.45	4.51	2.89
2020-06-30	2,432,025	1,950,576	1,981,280	0.43	4.44	2.83
2020-09-30	2,480,786	2,017,980	1,953,695	0.42	4.47	2.83
2020-12-31	2,363,633	2,044,638	1,906,226	0.54	5.86	2.99
2021-03-31	2,466,023	2,161,033	1,903,641	1.03	11.68	3.22
2021-06-30	2,457,594	2,189,532	1,857,118	1.02	11.65	3.20
2021-09-30	2,503,631	2,232,183	1,826,313	1.04	11.89	3.23
2021-12-31	2,532,479	2,259,093	1,844,929	1.06	12.01	3.23
2022-03-31	2,550,998	2,279,714	1,906,977	0.93	10.57	3.20
2022-06-30	2,573,039	2,303,470	1,956,140	0.96	11.05	3.25
2022-09-30	2,576,594	2,289,911	1,987,464	0.99	11.43	3.32
2022-12-31	2,550,802	2,239,241	1,971,469	1.12	12.83	3.38
2023-03-31	2,558,421	2,159,071	1,987,468	0.96	10.34	3.17
2023-06-30	2,559,201	2,159,932	1,995,946	0.75	8.07	3.03
2023-09-30	2,580,523	2,179,359	1,994,842	0.76	8.26	2.95
2023-12-31	2,561,767	2,147,486	2,007,050	0.69	7.44	2.90
2024-03-31	2,555,380	2,147,346	2,005,682	0.56	5.92	2.63
2024-06-30	2,583,264	2,175,169	2,006,782	0.59	6.25	2.55
2024-09-30	2,637,887	2,226,013	2,029,047	0.52	5.53	2.52
2024-12-31	2,650,986	2,264,885	2,050,660	0.54	5.75	2.53
2025-03-31	2,707,580	2,329,915	2,059,892	0.45	4.95	2.54
2025-06-30	2,708,826	2,331,654	2,072,898	0.62	6.83	2.70
2025-09-30	2,731,580	2,351,666	2,110,766	0.60	6.62	2.77
2025-12-31	2,734,114	2,363,037	2,163,295	0.66	7.30	2.83
2026-03-31	2,761,354	2,383,591	2,180,505	0.81	8.78	2.98
2026-06-30	2,727,921	2,402,827	2,173,647	0.73	7.94	3.03

Structure and branch footprint

27 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2016-10-22	1	794608	892205

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.