Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,238,306 | 1,114,185 | 798,066 | 1.88 | 19.82 | 3.93 |
| 2016-06-30 | 1,173,410 | 1,048,740 | 834,527 | 1.98 | 20.42 | 3.98 |
| 2016-09-30 | 1,480,240 | 1,297,031 | 1,021,906 | 1.92 | 18.55 | 4.05 |
| 2016-12-31 | 1,517,851 | 1,300,609 | 1,063,738 | 2.06 | 18.60 | 4.18 |
| 2017-03-31 | 1,620,948 | 1,395,698 | 1,075,688 | 2.37 | 17.86 | 4.29 |
| 2017-06-30 | 1,640,969 | 1,413,285 | 1,099,181 | 2.38 | 17.88 | 4.28 |
| 2017-09-30 | 1,653,870 | 1,400,439 | 1,140,963 | 2.42 | 18.06 | 4.31 |
| 2017-12-31 | 1,667,883 | 1,411,901 | 1,168,871 | 2.43 | 18.17 | 4.37 |
| 2018-03-31 | 1,757,512 | 1,468,491 | 1,192,079 | 2.36 | 18.28 | 4.74 |
| 2018-06-30 | 1,738,669 | 1,474,974 | 1,196,393 | 2.40 | 18.67 | 4.53 |
| 2018-09-30 | 1,789,155 | 1,533,800 | 1,230,035 | 2.48 | 19.35 | 4.46 |
| 2018-12-31 | 1,823,484 | 1,567,240 | 1,238,573 | 2.51 | 19.70 | 4.45 |
| 2019-03-31 | 1,889,715 | 1,581,645 | 1,299,726 | 2.41 | 19.17 | 4.35 |
| 2019-06-30 | 1,890,744 | 1,554,342 | 1,318,118 | 2.46 | 19.27 | 4.35 |
| 2019-09-30 | 1,863,705 | 1,601,803 | 1,352,758 | 2.64 | 20.34 | 4.40 |
| 2019-12-31 | 1,906,554 | 1,632,036 | 1,349,259 | 2.64 | 20.35 | 4.39 |
| 2020-03-31 | 1,905,817 | 1,633,944 | 1,370,949 | 2.91 | 22.25 | 4.26 |
| 2020-06-30 | 2,212,343 | 1,937,588 | 1,645,014 | 2.70 | 21.29 | 4.32 |
| 2020-09-30 | 2,301,905 | 2,022,272 | 1,628,731 | 2.44 | 19.66 | 4.15 |
| 2020-12-31 | 2,370,542 | 2,078,670 | 1,604,711 | 2.40 | 19.67 | 4.12 |
| 2021-03-31 | 2,520,224 | 2,228,707 | 1,567,087 | 2.30 | 20.59 | 3.72 |
| 2021-06-30 | 2,542,364 | 2,250,229 | 1,455,396 | 2.24 | 20.18 | 3.63 |
| 2021-09-30 | 2,580,767 | 2,278,935 | 1,425,553 | 2.19 | 19.69 | 3.55 |
| 2021-12-31 | 2,607,974 | 2,297,217 | 1,540,168 | 2.20 | 19.86 | 3.60 |
| 2022-03-31 | 2,669,739 | 2,337,259 | 1,640,083 | 1.71 | 17.17 | 3.43 |
| 2022-06-30 | 2,796,144 | 2,566,244 | 1,709,410 | 1.91 | 20.86 | 3.48 |
| 2022-09-30 | 2,701,646 | 2,471,615 | 1,749,998 | 2.04 | 23.17 | 3.63 |
| 2022-12-31 | 2,790,209 | 2,298,407 | 1,846,096 | 2.07 | 24.07 | 3.67 |
| 2023-03-31 | 2,762,158 | 2,463,035 | 1,830,939 | 1.80 | 21.43 | 3.57 |
| 2023-06-30 | 2,816,918 | 2,423,614 | 1,909,603 | 1.84 | 21.61 | 3.49 |
| 2023-09-30 | 2,977,398 | 2,339,774 | 2,110,589 | 1.80 | 21.40 | 3.43 |
| 2023-12-31 | 3,052,669 | 2,431,975 | 2,209,103 | 1.66 | 19.34 | 3.38 |
| 2024-03-31 | 3,095,461 | 2,507,486 | 2,221,415 | 1.66 | 18.10 | 3.07 |
| 2024-06-30 | 3,306,711 | 2,711,662 | 2,250,683 | 1.67 | 18.48 | 3.05 |
| 2024-09-30 | 3,100,930 | 2,713,606 | 2,256,086 | 1.64 | 17.59 | 3.09 |
| 2024-12-31 | 3,205,734 | 2,867,052 | 2,266,072 | 1.73 | 18.38 | 3.11 |
| 2025-03-31 | 3,149,142 | 2,795,803 | 2,272,953 | 1.73 | 17.32 | 3.24 |
| 2025-06-30 | 3,240,443 | 2,881,479 | 2,280,160 | 1.89 | 18.61 | 3.37 |
| 2025-09-30 | 3,134,796 | 2,753,004 | 2,237,411 | 1.96 | 18.72 | 3.46 |
| 2025-12-31 | 3,148,738 | 2,702,108 | 2,360,605 | 2.00 | 18.61 | 3.52 |
| 2026-03-31 | 3,174,990 | 2,747,219 | 2,390,105 | 2.20 | 18.76 | 3.80 |
| 2026-06-30 | 3,279,902 | 2,848,913 | 2,497,642 | 2.29 | 19.53 | 3.87 |
14 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-08-01 | 1 | 378651 | 1447639 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.