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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,282,994 | 1,052,419 | 894,872 | 1.00 | 8.40 | 3.55 |
| 2016-06-30 | 1,307,626 | 1,056,618 | 931,885 | 0.98 | 8.10 | 3.61 |
| 2016-09-30 | 1,333,398 | 1,110,821 | 975,497 | 0.97 | 7.94 | 3.53 |
| 2016-12-31 | 1,352,517 | 1,152,436 | 985,780 | 0.97 | 7.96 | 3.46 |
| 2017-03-31 | 1,333,919 | 1,121,149 | 1,010,846 | 1.00 | 7.97 | 3.22 |
| 2017-06-30 | 1,454,066 | 1,223,760 | 1,068,839 | 1.09 | 8.84 | 3.31 |
| 2017-09-30 | 1,468,168 | 1,234,139 | 1,085,309 | 1.14 | 9.24 | 3.40 |
| 2017-12-31 | 1,540,253 | 1,259,299 | 1,158,093 | 1.07 | 8.70 | 3.41 |
| 2018-03-31 | 1,527,917 | 1,231,006 | 1,136,753 | 1.39 | 11.21 | 3.47 |
| 2018-06-30 | 1,647,361 | 1,385,339 | 1,223,872 | 1.40 | 11.38 | 3.50 |
| 2018-09-30 | 1,700,151 | 1,371,915 | 1,252,214 | 1.45 | 11.86 | 3.53 |
| 2018-12-31 | 1,733,933 | 1,459,959 | 1,252,912 | 1.49 | 12.23 | 3.62 |
| 2019-03-31 | 1,780,164 | 1,474,783 | 1,269,268 | 1.37 | 11.24 | 3.64 |
| 2019-06-30 | 1,857,377 | 1,545,621 | 1,357,031 | 1.03 | 8.45 | 3.59 |
| 2019-09-30 | 1,984,708 | 1,661,058 | 1,362,721 | 1.16 | 9.72 | 3.49 |
| 2019-12-31 | 2,022,700 | 1,691,898 | 1,400,980 | 1.23 | 10.33 | 3.41 |
| 2020-03-31 | 2,207,684 | 1,810,235 | 1,439,397 | 0.79 | 7.00 | 2.88 |
| 2020-06-30 | 2,572,873 | 2,169,730 | 1,750,395 | 0.52 | 4.96 | 2.78 |
| 2020-09-30 | 2,653,035 | 2,248,665 | 1,853,477 | 0.76 | 7.51 | 2.67 |
| 2020-12-31 | 2,597,424 | 2,185,921 | 1,817,907 | 0.79 | 7.83 | 2.60 |
| 2021-03-31 | 2,705,907 | 2,292,711 | 1,912,073 | 1.48 | 15.18 | 2.34 |
| 2021-06-30 | 2,843,611 | 2,425,552 | 1,852,209 | 1.25 | 13.01 | 2.36 |
| 2021-09-30 | 2,972,256 | 2,544,265 | 1,827,307 | 1.18 | 12.33 | 2.34 |
| 2021-12-31 | 2,927,527 | 2,492,121 | 1,837,369 | 1.13 | 11.80 | 2.33 |
| 2022-03-31 | 2,873,951 | 2,447,204 | 1,858,960 | 1.00 | 10.22 | 2.31 |
| 2022-06-30 | 2,777,461 | 2,360,928 | 1,903,463 | 0.89 | 9.04 | 2.47 |
| 2022-09-30 | 2,942,434 | 2,445,523 | 1,999,572 | 1.16 | 11.98 | 2.66 |
| 2022-12-31 | 3,032,940 | 2,595,651 | 2,049,250 | 1.18 | 12.27 | 2.85 |
| 2023-03-31 | 3,030,458 | 2,578,040 | 2,080,865 | 1.60 | 16.65 | 3.40 |
| 2023-06-30 | 3,099,426 | 2,586,988 | 2,205,716 | 1.45 | 14.98 | 3.29 |
| 2023-09-30 | 3,118,850 | 2,630,211 | 2,189,897 | 1.46 | 15.13 | 3.26 |
| 2023-12-31 | 3,217,211 | 2,722,741 | 2,295,043 | 1.41 | 14.56 | 3.29 |
| 2024-03-31 | 3,138,126 | 2,634,098 | 2,235,156 | 1.43 | 14.31 | 3.10 |
| 2024-06-30 | 3,456,971 | 2,913,427 | 2,426,857 | 1.53 | 15.89 | 3.09 |
| 2024-09-30 | 3,621,551 | 3,061,860 | 2,481,237 | 1.37 | 14.40 | 3.10 |
| 2024-12-31 | 3,660,659 | 3,097,991 | 2,609,204 | 1.38 | 14.61 | 3.10 |
| 2025-03-31 | 3,756,973 | 3,173,334 | 2,675,181 | 1.38 | 14.88 | 3.17 |
| 2025-06-30 | 4,069,969 | 3,464,040 | 2,896,790 | 1.42 | 15.42 | 3.06 |
| 2025-09-30 | 4,187,921 | 3,562,256 | 2,949,999 | 1.48 | 16.07 | 3.06 |
| 2025-12-31 | 4,478,347 | 3,834,887 | 3,038,129 | 1.46 | 15.90 | 3.08 |
| 2026-03-31 | 4,462,876 | 3,805,887 | 3,087,539 | 1.56 | 16.87 | 2.98 |
| 2026-06-30 | 4,790,736 | 4,137,857 | 3,210,038 | 1.60 | 17.60 | 2.94 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-07-25 | 1 | 2253725 | 2044811 |
| 2010-04-24 | 50 | 3547449 | 2044811 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.