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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,455,398 | 1,951,771 | 350,739 | 0.17 | 0.79 | 3.15 |
| 2016-06-30 | 2,284,312 | 1,769,180 | 325,841 | 0.39 | 1.82 | 3.11 |
| 2016-09-30 | 4,294,445 | 3,775,254 | 302,477 | 0.44 | 2.49 | 3.01 |
| 2016-12-31 | 3,685,322 | 3,153,814 | 282,885 | 0.60 | 3.65 | 2.66 |
| 2017-03-31 | 5,238,870 | 4,710,127 | 265,893 | 0.71 | 6.33 | 2.16 |
| 2017-06-30 | 3,403,075 | 2,859,103 | 252,630 | 0.84 | 6.81 | 2.36 |
| 2017-09-30 | 3,319,042 | 2,761,758 | 238,963 | 0.95 | 7.27 | 2.49 |
| 2017-12-31 | 4,960,521 | 4,394,478 | 217,761 | 0.74 | 5.89 | 2.54 |
| 2018-03-31 | 3,375,984 | 2,808,029 | 207,982 | 0.93 | 7.23 | 3.80 |
| 2018-06-30 | 3,875,087 | 3,282,790 | 184,420 | 1.24 | 9.33 | 3.91 |
| 2018-09-30 | 3,684,764 | 3,074,495 | 171,771 | 1.28 | 9.26 | 4.10 |
| 2018-12-31 | 4,322,138 | 3,688,737 | 165,319 | 1.32 | 9.57 | 4.26 |
| 2019-03-31 | 3,529,599 | 2,859,814 | 151,885 | -2.19 | -14.96 | 5.37 |
| 2019-06-30 | 3,972,874 | 3,276,712 | 149,609 | -0.24 | -1.65 | 5.40 |
| 2019-09-30 | 3,739,841 | 2,992,433 | 140,130 | 0.30 | 1.97 | 5.40 |
| 2019-12-31 | 4,658,167 | 3,885,525 | 129,132 | 0.42 | 2.90 | 5.36 |
| 2020-03-31 | 5,481,716 | 4,714,119 | 128,542 | 0.47 | 3.88 | 5.11 |
| 2020-06-30 | 5,670,595 | 4,983,983 | 125,487 | 0.44 | 3.80 | 4.65 |
| 2020-09-30 | 4,572,966 | 3,879,063 | 114,571 | 0.47 | 3.88 | 4.48 |
| 2020-12-31 | 6,230,392 | 5,525,170 | 112,516 | 0.34 | 2.95 | 4.37 |
| 2021-03-31 | 7,174,974 | 6,463,386 | 112,764 | 0.47 | 4.93 | 3.56 |
| 2021-06-30 | 10,319,665 | 9,587,059 | 88,174 | 0.55 | 6.74 | 3.85 |
| 2021-09-30 | 9,800,954 | 9,005,595 | 96,024 | 0.43 | 5.43 | 3.83 |
| 2021-12-31 | 11,990,636 | 11,117,354 | 85,022 | 0.36 | 4.81 | 3.87 |
| 2026-03-31 | 759,503 | 4,991 | 24,999 | 0.16 | 0.18 | 7.94 |
| 2026-06-30 | 772,076 | 4,936 | 23,405 | 1.78 | 2.03 | 8.03 |
41 current branch locations across 17 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-09-02 | 1 | 79006 | 2265456 |
| 2015-11-01 | 1 | 3828849 | 2265456 |
| 2011-07-01 | 1 | 2214052 | 2265456 |
| 2011-07-01 | 1 | 3201826 | 2265456 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.