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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,065,700 | 1,827,267 | 1,534,246 | 1.12 | 10.16 | 3.78 |
| 2016-06-30 | 2,127,913 | 1,882,694 | 1,569,975 | 1.17 | 10.57 | 3.78 |
| 2016-09-30 | 2,162,166 | 1,907,316 | 1,612,971 | 1.21 | 10.98 | 3.80 |
| 2016-12-31 | 2,183,232 | 1,931,720 | 1,681,876 | 1.23 | 11.12 | 3.84 |
| 2017-03-31 | 2,282,066 | 2,018,746 | 1,723,253 | 1.18 | 10.67 | 3.75 |
| 2017-06-30 | 2,292,628 | 2,022,447 | 1,718,924 | 1.22 | 11.01 | 3.81 |
| 2017-09-30 | 2,290,684 | 2,013,420 | 1,737,721 | 1.20 | 10.75 | 3.82 |
| 2017-12-31 | 2,304,903 | 2,029,952 | 1,732,359 | 1.07 | 9.49 | 3.84 |
| 2018-03-31 | 2,391,769 | 2,111,244 | 1,808,633 | 1.31 | 11.50 | 3.89 |
| 2018-06-30 | 2,402,925 | 2,115,414 | 1,883,770 | 1.31 | 11.45 | 3.95 |
| 2018-09-30 | 2,443,329 | 2,149,773 | 1,947,736 | 1.33 | 11.60 | 3.97 |
| 2018-12-31 | 2,525,042 | 2,222,018 | 2,023,489 | 1.40 | 12.18 | 3.96 |
| 2019-03-31 | 2,664,705 | 2,312,063 | 2,034,690 | 1.31 | 11.37 | 3.74 |
| 2019-06-30 | 2,694,087 | 2,332,337 | 2,003,070 | 1.38 | 11.92 | 3.74 |
| 2019-09-30 | 2,741,834 | 2,370,142 | 1,965,763 | 1.44 | 12.33 | 3.75 |
| 2019-12-31 | 2,780,296 | 2,408,238 | 2,075,355 | 1.38 | 11.71 | 3.74 |
| 2020-03-31 | 2,867,394 | 2,479,129 | 2,153,915 | 1.31 | 10.77 | 3.69 |
| 2020-06-30 | 3,150,906 | 2,752,900 | 2,264,693 | 1.27 | 10.71 | 3.70 |
| 2020-09-30 | 3,245,838 | 2,840,386 | 2,289,360 | 1.35 | 11.47 | 3.64 |
| 2020-12-31 | 3,355,389 | 2,960,198 | 2,302,239 | 1.28 | 11.04 | 3.55 |
| 2021-03-31 | 3,537,072 | 3,138,242 | 2,323,634 | 1.36 | 12.37 | 3.34 |
| 2021-06-30 | 3,642,458 | 3,230,013 | 2,374,098 | 1.32 | 12.06 | 3.35 |
| 2021-09-30 | 3,792,089 | 3,369,557 | 2,386,021 | 1.37 | 12.66 | 3.40 |
| 2021-12-31 | 3,975,826 | 3,551,945 | 2,456,125 | 1.39 | 12.96 | 3.39 |
| 2022-03-31 | 4,095,635 | 3,689,286 | 2,602,281 | 1.17 | 11.95 | 3.25 |
| 2022-06-30 | 4,097,108 | 3,706,897 | 2,743,193 | 1.30 | 13.79 | 3.43 |
| 2022-09-30 | 4,104,663 | 3,735,676 | 2,957,299 | 1.38 | 15.09 | 3.60 |
| 2022-12-31 | 4,267,402 | 3,886,193 | 3,117,151 | 1.34 | 14.83 | 3.63 |
| 2023-03-31 | 4,478,640 | 4,059,213 | 3,231,322 | 1.29 | 15.16 | 3.44 |
| 2023-06-30 | 4,598,641 | 4,173,562 | 3,378,325 | 1.21 | 14.24 | 3.30 |
| 2023-09-30 | 4,623,588 | 4,197,433 | 3,494,425 | 1.16 | 13.70 | 3.24 |
| 2023-12-31 | 4,844,636 | 4,375,372 | 3,552,969 | 1.11 | 12.95 | 3.21 |
| 2024-03-31 | 4,938,380 | 4,457,720 | 3,576,639 | 1.07 | 12.12 | 3.05 |
| 2024-06-30 | 4,994,250 | 4,507,398 | 3,716,119 | 1.21 | 13.71 | 3.15 |
| 2024-09-30 | 5,250,312 | 4,718,795 | 3,944,285 | 1.14 | 12.82 | 3.20 |
| 2024-12-31 | 5,356,722 | 4,841,137 | 4,044,921 | 1.15 | 12.91 | 3.24 |
| 2025-03-31 | 5,529,480 | 4,975,192 | 4,132,674 | 1.24 | 13.85 | 3.42 |
| 2025-06-30 | 5,630,161 | 5,056,466 | 4,239,185 | 1.33 | 14.67 | 3.55 |
| 2025-09-30 | 5,835,187 | 5,231,538 | 4,318,191 | 1.32 | 14.33 | 3.56 |
| 2025-12-31 | 5,876,656 | 5,252,535 | 4,298,456 | 1.38 | 14.76 | 3.62 |
| 2026-03-31 | 5,989,062 | 5,352,805 | 4,339,334 | 1.52 | 15.49 | 3.80 |
| 2026-06-30 | 5,978,782 | 5,327,436 | 4,426,862 | 1.48 | 14.98 | 3.80 |
32 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-04-01 | 1 | 2385149 | 159636 |
| 2005-04-01 | 1 | 2497190 | 159636 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.