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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-09-30 | 1,005,993 | 880,470 | 745,338 | 2.17 | 21.42 | 4.00 |
| 2021-12-31 | 1,087,253 | 966,554 | 766,366 | 1.93 | 19.52 | 3.73 |
| 2022-03-31 | 1,042,382 | 932,706 | 777,646 | 1.25 | 14.45 | 2.98 |
| 2022-06-30 | 1,092,341 | 983,730 | 797,675 | 1.26 | 14.98 | 2.97 |
| 2022-09-30 | 1,055,911 | 964,611 | 811,167 | 1.28 | 15.50 | 3.01 |
| 2022-12-31 | 1,123,137 | 1,027,399 | 868,191 | 1.18 | 14.53 | 2.98 |
| 2023-03-31 | 1,101,074 | 975,320 | 874,831 | 1.14 | 14.29 | 2.76 |
| 2023-06-30 | 1,132,408 | 1,032,998 | 901,373 | 1.06 | 13.27 | 2.76 |
| 2023-09-30 | 1,135,330 | 1,035,871 | 910,490 | 1.11 | 14.03 | 2.78 |
| 2023-12-31 | 1,217,898 | 1,108,463 | 907,367 | 1.06 | 13.33 | 2.77 |
| 2024-03-31 | 1,160,346 | 1,055,662 | 902,720 | 1.16 | 14.05 | 2.79 |
| 2024-06-30 | 1,160,845 | 1,053,326 | 904,681 | 1.26 | 14.99 | 2.91 |
| 2024-09-30 | 1,183,912 | 1,067,955 | 914,703 | 1.36 | 15.80 | 3.03 |
| 2024-12-31 | 1,260,354 | 1,147,103 | 919,036 | 1.34 | 15.65 | 3.07 |
| 2025-03-31 | 1,194,541 | 1,077,512 | 906,837 | 1.60 | 18.23 | 3.30 |
| 2025-06-30 | 1,191,227 | 1,067,296 | 925,740 | 1.82 | 19.86 | 3.46 |
| 2025-09-30 | 1,207,795 | 1,059,796 | 928,842 | 1.93 | 20.37 | 3.60 |
| 2025-12-31 | 1,288,585 | 1,157,311 | 950,354 | 1.86 | 19.62 | 3.64 |
| 2026-03-31 | 1,217,421 | 1,082,491 | 931,188 | 2.01 | 19.98 | 3.74 |
| 2026-06-30 | 1,233,304 | 1,081,859 | 983,292 | 2.08 | 20.11 | 3.86 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1998-10-24 | 1 | 630256 | 671558 |
| 1998-08-22 | 1 | 364645 | 671558 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.