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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,912,925 | 4,426,761 | 2,610,865 | 1.64 | 19.80 | 2.75 |
| 2016-06-30 | 4,809,121 | 4,317,808 | 2,744,191 | 1.65 | 19.76 | 2.81 |
| 2016-09-30 | 4,808,896 | 4,276,947 | 2,586,872 | 1.74 | 20.71 | 2.86 |
| 2016-12-31 | 4,854,481 | 4,391,433 | 2,790,009 | 1.76 | 21.06 | 2.93 |
| 2017-03-31 | 5,061,009 | 4,563,490 | 3,045,600 | 1.58 | 19.77 | 3.10 |
| 2017-06-30 | 5,026,116 | 4,548,840 | 3,471,095 | 1.68 | 20.67 | 3.30 |
| 2017-09-30 | 5,270,819 | 4,768,116 | 3,695,538 | 1.66 | 20.37 | 3.39 |
| 2017-12-31 | 5,372,590 | 4,876,049 | 3,838,233 | 1.73 | 20.97 | 3.49 |
| 2018-03-31 | 5,699,603 | 5,179,462 | 3,997,717 | 1.76 | 21.09 | 3.72 |
| 2018-06-30 | 5,834,593 | 5,279,971 | 4,297,410 | 1.87 | 22.22 | 3.89 |
| 2018-09-30 | 5,840,568 | 5,250,966 | 4,499,052 | 1.96 | 22.92 | 4.06 |
| 2018-12-31 | 5,923,725 | 5,338,201 | 4,570,443 | 1.89 | 21.86 | 4.18 |
| 2019-03-31 | 6,435,772 | 5,793,300 | 4,076,951 | 2.93 | 32.48 | 3.99 |
| 2019-06-30 | 6,424,186 | 5,758,453 | 4,051,681 | 2.48 | 27.05 | 3.95 |
| 2019-09-30 | 6,307,633 | 5,617,417 | 4,160,857 | 2.29 | 24.57 | 3.96 |
| 2019-12-31 | 6,444,845 | 5,787,372 | 4,240,678 | 2.14 | 22.98 | 3.87 |
| 2020-03-31 | 6,945,211 | 6,280,164 | 4,502,012 | 1.84 | 20.29 | 3.55 |
| 2020-06-30 | 8,335,046 | 7,365,156 | 4,723,886 | 1.63 | 19.19 | 3.51 |
| 2020-09-30 | 8,413,005 | 7,430,643 | 4,721,632 | 1.63 | 19.80 | 3.31 |
| 2020-12-31 | 8,243,884 | 7,559,763 | 4,909,483 | 1.67 | 20.55 | 3.22 |
| 2021-03-31 | 9,792,477 | 9,142,154 | 4,795,857 | 2.05 | 29.29 | 2.91 |
| 2021-06-30 | 9,459,933 | 8,720,946 | 4,898,588 | 2.19 | 30.79 | 2.83 |
| 2021-09-30 | 9,534,970 | 8,746,760 | 5,045,477 | 2.22 | 30.42 | 2.81 |
| 2021-12-31 | 8,635,354 | 7,861,548 | 5,490,908 | 2.20 | 29.27 | 2.89 |
| 2022-03-31 | 9,388,646 | 8,648,116 | 5,506,700 | 2.05 | 25.68 | 3.03 |
| 2022-06-30 | 9,240,756 | 8,349,975 | 5,872,874 | 2.21 | 28.44 | 3.31 |
| 2022-09-30 | 8,836,619 | 8,073,863 | 5,847,342 | 2.15 | 27.54 | 3.61 |
| 2022-12-31 | 9,145,613 | 8,296,042 | 6,105,400 | 2.10 | 26.80 | 3.88 |
| 2023-03-31 | 9,339,334 | 8,378,858 | 6,368,527 | 2.38 | 29.47 | 4.82 |
| 2023-06-30 | 9,251,928 | 7,968,722 | 6,369,082 | 2.12 | 25.98 | 4.73 |
| 2023-09-30 | 9,260,248 | 7,970,827 | 6,480,607 | 1.97 | 23.96 | 4.67 |
| 2023-12-31 | 9,081,050 | 8,088,098 | 6,561,109 | 1.60 | 19.16 | 4.66 |
| 2024-03-31 | 9,176,230 | 7,920,234 | 6,600,229 | 1.84 | 21.95 | 4.67 |
| 2024-06-30 | 9,297,803 | 8,052,418 | 6,653,899 | 1.84 | 22.49 | 4.71 |
| 2024-09-30 | 9,202,104 | 7,918,751 | 6,595,673 | 1.80 | 21.95 | 4.77 |
| 2024-12-31 | 8,842,472 | 8,102,079 | 6,428,833 | 1.70 | 20.93 | 4.75 |
| 2025-03-31 | 9,100,532 | 8,332,439 | 6,277,361 | 1.33 | 17.37 | 4.49 |
| 2025-06-30 | 9,113,582 | 8,331,793 | 6,235,221 | 1.50 | 19.48 | 4.64 |
| 2025-09-30 | 9,302,375 | 8,459,844 | 6,113,901 | 1.68 | 21.53 | 4.64 |
| 2025-12-31 | 9,248,621 | 8,440,909 | 6,050,307 | 1.53 | 19.47 | 4.58 |
| 2026-03-31 | 9,178,494 | 8,347,081 | 5,962,879 | 2.04 | 24.59 | 4.32 |
| 2026-06-30 | 8,984,913 | 8,126,763 | 5,786,310 | 2.05 | 24.22 | 4.41 |
743 current branch locations across 17 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-05-01 | 1 | 765774 | 412751 |
| 1999-04-01 | 1 | 185158 | 412751 |
| 1995-07-08 | 1 | 804253 | 412751 |
| 1986-04-01 | 1 | 850652 | 412751 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.