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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

WOORI AMERICA BANK

FDIC #24920 · NY · period 20260630

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Total assets1,445,614-11.20% YoY

Total deposits1,272,596-11.40% YoY

Net loans and leases1,153,049-17.07% YoY

Return on assets0.59%-25.04% YoY

Return on equity5.42%-31.82% YoY

Net interest margin3.29%+0.21% YoY

Peer position

Return on assets16thopportunity · n=902

Return on equity10thopportunity · n=894

Net interest margin13thopportunity · n=902

Equity to assets84thstrength · n=894

Noncurrent loans9thopportunity · n=887

Liquid assets61stin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits52ndin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,445,614	1,272,596	1,153,049	0.59	5.42	3.29
2016-06-30	1,509,925	1,333,142	1,232,162	0.73	6.72	3.33
2016-09-30	1,519,681	1,338,765	1,294,064	0.80	7.32	3.39
2016-12-31	1,802,355	1,604,867	1,322,829	0.82	7.77	3.33
2017-03-31	1,627,871	1,436,314	1,390,347	0.79	7.95	3.28
2017-06-30	1,682,821	1,490,150	1,396,057	0.78	7.66	3.38
2017-09-30	1,787,372	1,516,292	1,427,007	0.79	7.13	3.38
2017-12-31	1,816,797	1,543,881	1,412,073	0.56	4.82	3.39
2018-03-31	1,833,584	1,557,933	1,422,809	1.19	8.64	3.44
2018-06-30	1,843,397	1,565,486	1,431,409	1.06	7.66	3.50
2018-09-30	1,986,846	1,664,142	1,476,844	1.04	7.60	3.53
2018-12-31	1,945,838	1,617,586	1,559,732	0.90	6.57	3.54
2019-03-31	1,984,401	1,651,459	1,580,559	0.89	6.49	3.56
2019-06-30	2,024,445	1,717,023	1,634,068	1.01	7.39	3.49
2019-09-30	2,053,200	1,741,452	1,682,701	0.97	7.07	3.45
2019-12-31	2,033,619	1,719,481	1,647,656	0.87	6.34	3.42
2020-03-31	2,074,062	1,750,351	1,749,356	0.06	0.40	3.18
2020-06-30	2,099,867	1,785,577	1,718,954	0.25	1.81	3.16
2020-09-30	2,134,604	1,815,178	1,696,038	0.36	2.65	3.15
2020-12-31	2,261,456	1,941,548	1,785,327	0.36	2.64	3.13
2021-03-31	2,474,286	2,090,429	1,919,212	0.67	5.36	2.93
2021-06-30	2,515,864	2,107,697	1,987,747	0.68	5.57	3.03
2021-09-30	2,707,053	2,292,177	2,026,668	0.76	6.33	3.14
2021-12-31	2,969,506	2,450,755	2,126,144	0.72	5.78	3.12
2022-03-31	3,184,578	2,661,823	2,261,941	0.77	5.79	2.81
2022-06-30	3,043,080	2,605,492	2,318,478	0.82	6.11	2.97
2022-09-30	3,108,307	2,618,464	2,437,543	0.83	6.18	3.02
2022-12-31	3,104,798	2,612,800	2,390,417	0.89	6.57	3.03
2023-03-31	3,168,086	2,663,097	2,329,145	1.34	9.72	2.94
2023-06-30	3,304,455	2,788,802	2,534,968	0.99	7.24	2.83
2023-09-30	3,196,935	2,672,166	2,605,927	0.98	7.13	2.85
2023-12-31	3,391,054	2,862,765	2,613,401	0.87	6.38	2.79
2024-03-31	3,328,684	2,798,358	2,681,105	0.58	4.29	2.53
2024-06-30	3,582,880	3,044,277	2,820,069	0.68	5.09	2.62
2024-09-30	3,968,023	3,428,660	2,895,902	0.74	5.69	2.63
2024-12-31	3,804,511	3,263,101	2,915,387	0.75	5.80	2.66
2025-03-31	3,791,565	3,167,827	3,034,813	0.79	6.11	2.78
2025-06-30	3,877,637	3,279,035	3,022,667	0.90	6.99	2.86
2025-09-30	3,985,547	3,421,243	3,088,728	0.89	6.92	2.85
2025-12-31	3,956,261	3,378,806	2,994,196	0.95	7.34	2.94
2026-03-31	4,041,585	3,467,016	2,991,861	0.38	2.88	2.91
2026-06-30	4,116,181	3,528,781	3,040,276	0.72	5.52	2.93

Structure and branch footprint

22 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2003-09-12	1	2034652	384018

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.