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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,018,375 | 827,191 | 585,708 | 2.64 | 16.45 | 3.35 |
| 2021-06-30 | 1,021,956 | 828,318 | 601,246 | 2.34 | 14.73 | 3.32 |
| 2021-09-30 | 1,109,360 | 913,603 | 643,805 | 2.18 | 14.00 | 3.28 |
| 2021-12-31 | 1,182,459 | 1,000,636 | 617,775 | 2.30 | 15.32 | 3.49 |
| 2022-03-31 | 1,198,411 | 1,013,512 | 612,294 | 1.80 | 13.45 | 2.93 |
| 2022-06-30 | 1,203,280 | 1,016,226 | 617,187 | 1.89 | 14.07 | 3.06 |
| 2022-09-30 | 1,207,879 | 1,014,996 | 632,497 | 2.04 | 15.07 | 3.24 |
| 2022-12-31 | 1,189,869 | 1,003,238 | 650,948 | 1.99 | 14.78 | 3.33 |
| 2023-03-31 | 1,154,216 | 954,901 | 651,782 | 2.10 | 15.25 | 3.39 |
| 2023-06-30 | 1,149,693 | 949,763 | 655,026 | 2.09 | 14.95 | 3.36 |
| 2023-09-30 | 1,157,096 | 957,244 | 662,586 | 2.06 | 14.63 | 3.36 |
| 2023-12-31 | 1,386,430 | 976,614 | 666,556 | 1.95 | 14.43 | 3.30 |
| 2024-03-31 | 1,400,992 | 981,994 | 671,466 | 2.06 | 17.81 | 3.21 |
| 2024-06-30 | 1,379,105 | 975,020 | 679,686 | 2.10 | 17.83 | 3.30 |
| 2024-09-30 | 1,355,378 | 1,006,640 | 680,385 | 2.16 | 17.98 | 3.39 |
| 2024-12-31 | 1,263,959 | 1,038,886 | 703,485 | 2.27 | 18.24 | 3.57 |
| 2025-03-31 | 1,266,691 | 1,054,853 | 685,342 | 2.86 | 20.74 | 4.14 |
| 2025-06-30 | 1,275,105 | 1,059,581 | 702,815 | 2.91 | 21.35 | 4.27 |
| 2025-09-30 | 1,307,921 | 1,086,950 | 718,314 | 2.97 | 21.81 | 4.33 |
| 2025-12-31 | 1,363,581 | 1,129,391 | 734,085 | 2.85 | 20.93 | 4.33 |
| 2026-03-31 | 1,343,203 | 1,128,812 | 734,819 | 2.99 | 22.88 | 4.19 |
| 2026-06-30 | 1,339,307 | 1,121,644 | 746,935 | 2.99 | 23.13 | 4.26 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-09-18 | 1 | 564856 | 680457 |
| 1996-10-18 | 1 | 638252 | 680457 |
| 1996-10-18 | 1 | 661652 | 680457 |
| 1996-10-18 | 1 | 780656 | 680457 |
| 1987-03-19 | 50 | 598552 | 680457 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.