OptimaYieldCompare

Comparable regulatory facts

Put bank performance
in context.

Compare two to five insured banks using the same reporting period and field definitions. Add, replace, or remove institutions; the URL preserves the exact selection for sharing.

Source-linked

FDIC BankFind Financials API · filing period 20260331 · retrieved 8/25/2026 · comparison 20251231

Methodology & limitations →
2 insured banksCompatible FDIC reporting scope · 20260331
OPTUM BANK INCFDIC #57408 · insured bank
JPMORGAN CHASE BANK NAFDIC #628 · insured bank

Size & growth

Total assets$21.0B$4.02T
Quarterly asset change+0.85%+7.03%
Total deposits$16.2B$2.79T
Quarterly deposit change+1.28%+3.34%
Net loans$9.4B$1.49T
Quarterly loan change+6.09%+1.50%

Profitability

Return on assets2.93%1.44%
Return on equity20.31%16.64%
Net interest margin4.52%2.92%

Capital

Equity / assets14.64%8.36%
Common equity tier 1 ratio17.52%6.20%

Credit quality

Noncurrent loans0.21%0.85%
Nonaccrual loans0.04%0.64%

Funding

Brokered deposits10.23%2.23%
Loans / deposits58.43%68.77%

Liquidity

Liquid assets / assets47.96%28.35%

Concentrations

Published concentration metricUnavailableUnavailable

Source: FDIC BankFind Financials API · period 20260331 with 20251231 comparisons. Missing observations display as unavailable and are never converted to zero. Comparisons are reported values—not composite ratings, causal claims, or investment conclusions.