FDIC Summary of Deposits

Deposit markets

Institution-level annual deposit market share, year-over-year change, and multi-year state trends from official FDIC Summary of Deposits filings.

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MSSelected market

$80.5BMarket deposits

82Institutions

2025-06-30Annual as of

682Deposit HHI · unconcentrated

Institution share of retained 2025 SOD deposits in MS.
Rank	Institution	Deposits	Market share	Reported branches	Market total
1	Cadence BankFDIC #11813	$10.6B	13.14%	86	$80.5B
2	Trustmark National BankFDIC #4988	$9.8B	12.17%	95	$80.5B
3	Renasant BankFDIC #12437	$8.8B	10.94%	93	$80.5B
4	Regions BankFDIC #12368	$8.5B	10.61%	98	$80.5B
5	BankPlusFDIC #5903	$5.3B	6.58%	57	$80.5B
6	Hancock Whitney BankFDIC #12441	$4.3B	5.39%	27	$80.5B
7	Community Bank of MississippiFDIC #8879	$3.6B	4.41%	41	$80.5B
8	Guaranty Bank and Trust CompanyFDIC #15953	$2.2B	2.68%	36	$80.5B
9	BankFirst Financial ServicesFDIC #8870	$1.6B	2.02%	25	$80.5B
10	Planters Bank & Trust CompanyFDIC #8235	$1.6B	1.96%	19	$80.5B
11	The Citizens National Bank of MeridianFDIC #4993	$1.5B	1.88%	27	$80.5B
12	The Citizens Bank of Philadelphia, MississippiFDIC #12204	$1.3B	1.57%	26	$80.5B
13	PriorityOne BankFDIC #21906	$968.4M	1.20%	17	$80.5B
14	Bank of CommerceFDIC #9359	$858M	1.07%	10	$80.5B
15	Wells Fargo Bank, National AssociationFDIC #3511	$831.6M	1.03%	9	$80.5B
16	First State BankFDIC #15663	$823.5M	1.02%	16	$80.5B
17	First Security BankFDIC #17120	$814.5M	1.01%	18	$80.5B
18	BNA BankFDIC #19448	$712.5M	0.89%	8	$80.5B
19	FNB Oxford BankFDIC #5005	$704.4M	0.88%	6	$80.5B
20	FIRST COMMERCIAL BANKFDIC #57069	$694.9M	0.86%	4	$80.5B
21	The Peoples Bank, Biloxi, MississippiFDIC #340	$644.6M	0.80%	18	$80.5B
22	Origin BankFDIC #12614	$564.9M	0.70%	6	$80.5B
23	The Peoples BankFDIC #15871	$497M	0.62%	6	$80.5B
24	CB&S Bank, Inc.FDIC #15310	$488M	0.61%	12	$80.5B
25	First Horizon BankFDIC #4977	$476.2M	0.59%	4	$80.5B
26	Bank of Holly SpringsFDIC #8232	$474.2M	0.59%	9	$80.5B
27	First BankFDIC #5907	$473.5M	0.59%	14	$80.5B
28	First Choice BankFDIC #5006	$451.9M	0.56%	5	$80.5B
29	Farmers and Merchants BankFDIC #15801	$451.7M	0.56%	11	$80.5B
30	Merchants & Marine BankFDIC #12203	$447.1M	0.56%	11	$80.5B
31	United Mississippi BankFDIC #21083	$422M	0.52%	10	$80.5B
32	Citizens BankFDIC #324	$418.4M	0.52%	8	$80.5B
33	Magnolia State BankFDIC #22081	$414.5M	0.52%	8	$80.5B
34	Peoples BankFDIC #9366	$412.6M	0.51%	5	$80.5B
35	RiverHills BankFDIC #8234	$368.7M	0.46%	5	$80.5B
36	Pike National BankFDIC #26379	$343.1M	0.43%	5	$80.5B
37	First National Bank of ClarksdaleFDIC #19070	$339.8M	0.42%	5	$80.5B
38	Century BankFDIC #11448	$320.9M	0.40%	3	$80.5B
39	BankOkolonaFDIC #5902	$311.9M	0.39%	5	$80.5B
40	Great Southern BankFDIC #8552	$307.7M	0.38%	11	$80.5B
41	First Southern BankFDIC #31158	$302M	0.38%	6	$80.5B
42	The Cleveland State BankFDIC #12201	$301.5M	0.37%	4	$80.5B
43	Bank of KilmichaelFDIC #9775	$294.1M	0.37%	5	$80.5B
44	First Financial BankFDIC #28905	$292.1M	0.36%	2	$80.5B
45	Bank of Yazoo CityFDIC #11431	$286.5M	0.36%	5	$80.5B
46	Copiah BankFDIC #8231	$279.3M	0.35%	9	$80.5B
47	Unity Bank of MississippiFDIC #11446	$259.8M	0.32%	7	$80.5B
48	Grand Bank for Savings, FSBFDIC #31864	$255.3M	0.32%	1	$80.5B
49	The Commercial BankFDIC #9356	$247.6M	0.31%	5	$80.5B
50	First Federal Savings and Loan AssociationFDIC #30812	$247.2M	0.31%	6	$80.5B

Source: FDIC Summary of Deposits ↗. SHA-256 407f2892063db5567a32c292d1d4fbfa8208e18277c2bc5ea28e4ef4bda76999. Annual branch deposits are aggregated by institution within the reported branch state or county. Market share is institution deposits divided by total retained SOD deposits in that exact geography and year. It is not quarterly deposit share, real-time share, deposit growth, or organic-growth attribution.

Annual SOD boundary

Market share is geography- and year-specific.

Each share uses reported branch deposits divided by all retained SOD deposits in the same state or county for 2025. It is not a quarterly balance, current rate, deposit-growth measure, or organic-growth attribution.

Deposit concentration

HHI is a published convention, not a merger determination.

The deposit HHI sums the squared market share of every institution reporting in this market (not just the rows shown on this page). Bands follow the DOJ/FTC 2010 Horizontal Merger Guidelines: under 1,500 is unconcentrated, 1,500–2,500 is moderately concentrated, above 2,500 is highly concentrated. This is a single deposit-share snapshot, not a completed antitrust or merger-review screen.