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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
FDIC Summary of Deposits
Institution-level annual deposit market share, year-over-year change, and multi-year state trends from official FDIC Summary of Deposits filings.
| Institution | Status | 2024 deposits | 2025 deposits | Deposit change | Growth | Share change | Rank | Summary |
|---|---|---|---|---|---|---|---|---|
| JPMorgan Chase Bank, National AssociationFDIC #628 | continuing | $60.7B | $62.9B | $2.3B | +3.73% | +1.24 pp | 1 → 1 | +$2.27B deposits (+1.24 pp share) from 2024 to 2025. |
| Bank of America, National AssociationFDIC #3510 | continuing | $29.2B | $31.3B | $2B | +6.95% | +0.91 pp | 5 → 4 | +$2.03B deposits (+0.91 pp share) from 2024 to 2025. |
| ChoiceOne BankFDIC #1014 | continuing | $2.1B | $3.6B | $1.5B | +68.63% | +0.50 pp | 16 → 13 | +$1.46B deposits (+0.50 pp share) from 2024 to 2025. |
| Northpointe BankFDIC #34953 | continuing | $3.3B | $4.5B | $1.2B | +36.08% | +0.42 pp | 12 → 11 | +$1.19B deposits (+0.42 pp share) from 2024 to 2025. |
| The Huntington National BankFDIC #6560 | continuing | $37.5B | $37.4B | -$100.8M | -0.27% | +0.27 pp | 3 → 2 | -$100.8M deposits (+0.27 pp share) from 2024 to 2025. |
| Mercantile BankFDIC #34598 | continuing | $4.2B | $4.7B | $566.7M | +13.61% | +0.22 pp | 10 → 10 | +$566.7M deposits (+0.22 pp share) from 2024 to 2025. |
| Macatawa Bank, National AssociationFDIC #34618 | continuing | $2.3B | $2.9B | $600.2M | +25.81% | +0.22 pp | 15 → 14 | +$600.2M deposits (+0.22 pp share) from 2024 to 2025. |
| First National Bank of AmericaFDIC #17438 | continuing | $3.5B | $3.7B | $194.2M | +5.48% | +0.09 pp | 11 → 12 | +$194.2M deposits (+0.09 pp share) from 2024 to 2025. |
| Bank of Ann ArborFDIC #34120 | continuing | $2.5B | $2.7B | $200.9M | +8.17% | +0.09 pp | 14 → 15 | +$200.9M deposits (+0.09 pp share) from 2024 to 2025. |
| Citizens Bank, National AssociationFDIC #57957 | continuing | $6.6B | $6.7B | $52.5M | +0.80% | +0.07 pp | 8 → 8 | +$52.5M deposits (+0.07 pp share) from 2024 to 2025. |
| PNC Bank, National AssociationFDIC #6384 | continuing | $21.5B | $21.2B | -$353.3M | -1.64% | +0.06 pp | 6 → 6 | -$353.3M deposits (+0.06 pp share) from 2024 to 2025. |
| Isabella BankFDIC #1005 | continuing | $1.8B | $1.9B | $124M | +7.07% | +0.06 pp | 18 → 17 | +$124.0M deposits (+0.06 pp share) from 2024 to 2025. |
| Independent BankFDIC #27811 | continuing | $4.7B | $4.7B | $48M | +1.02% | +0.05 pp | 9 → 9 | +$48.0M deposits (+0.05 pp share) from 2024 to 2025. |
| CIBC Bank USAFDIC #33306 | continuing | $1.3B | $1.4B | $123M | +9.78% | +0.05 pp | 22 → 21 | +$123.0M deposits (+0.05 pp share) from 2024 to 2025. |
| Southern Michigan Bank & TrustFDIC #5019 | continuing | $1.2B | $1.3B | $100.8M | +8.33% | +0.04 pp | 23 → 22 | +$100.8M deposits (+0.04 pp share) from 2024 to 2025. |
| Highpoint Community BankFDIC #11407 | continuing | $492.1M | $605.5M | $113.4M | +23.03% | +0.04 pp | 41 → 36 | +$113.4M deposits (+0.04 pp share) from 2024 to 2025. |
| Citizens State BankFDIC #8183 | continuing | $261.9M | $374.9M | $113M | +43.15% | +0.04 pp | 68 → 53 | +$113.0M deposits (+0.04 pp share) from 2024 to 2025. |
| First State BankFDIC #15032 | continuing | $1.1B | $1.2B | $89.6M | +8.30% | +0.04 pp | 25 → 23 | +$89.6M deposits (+0.04 pp share) from 2024 to 2025. |
| Sturgis Bank & Trust CompanyFDIC #28593 | continuing | $800.7M | $882.5M | $81.8M | +10.22% | +0.03 pp | 32 → 27 | +$81.8M deposits (+0.03 pp share) from 2024 to 2025. |
| Old National BankFDIC #3832 | continuing | $1.8B | $1.9B | $52.7M | +2.92% | +0.03 pp | 17 → 18 | +$52.7M deposits (+0.03 pp share) from 2024 to 2025. |
| Nicolet National BankFDIC #57038 | continuing | $752.2M | $829.7M | $77.5M | +10.30% | +0.03 pp | 34 → 32 | +$77.5M deposits (+0.03 pp share) from 2024 to 2025. |
| University BankFDIC #14587 | continuing | $813M | $878.9M | $65.9M | +8.11% | +0.03 pp | 31 → 28 | +$65.9M deposits (+0.03 pp share) from 2024 to 2025. |
| West Michigan Community BankFDIC #22308 | continuing | $865.5M | $929.8M | $64.3M | +7.43% | +0.03 pp | 28 → 26 | +$64.3M deposits (+0.03 pp share) from 2024 to 2025. |
| County National BankFDIC #14073 | continuing | $1B | $1.1B | $56.5M | +5.39% | +0.03 pp | 26 → 25 | +$56.5M deposits (+0.03 pp share) from 2024 to 2025. |
| The Dart BankFDIC #5033 | continuing | $1.1B | $1.2B | $44M | +3.97% | +0.02 pp | 24 → 24 | +$44.0M deposits (+0.02 pp share) from 2024 to 2025. |
| United Bank of MichiganFDIC #11807 | continuing | $829.2M | $863.7M | $34.5M | +4.16% | +0.02 pp | 30 → 29 | +$34.5M deposits (+0.02 pp share) from 2024 to 2025. |
| State Savings BankFDIC #8162 | continuing | $325M | $371.7M | $46.7M | +14.38% | +0.02 pp | 59 → 54 | +$46.7M deposits (+0.02 pp share) from 2024 to 2025. |
| Thumb Bank and TrustFDIC #14513 | continuing | $549.2M | $587.8M | $38.5M | +7.01% | +0.02 pp | 37 → 37 | +$38.5M deposits (+0.02 pp share) from 2024 to 2025. |
| Oxford BankFDIC #9719 | continuing | $705.5M | $733.8M | $28.3M | +4.01% | +0.02 pp | 35 → 34 | +$28.3M deposits (+0.02 pp share) from 2024 to 2025. |
| First National Bank of MichiganFDIC #58259 | continuing | $753.9M | $777.1M | $23.1M | +3.07% | +0.01 pp | 33 → 33 | +$23.1M deposits (+0.01 pp share) from 2024 to 2025. |
| Tri-County BankFDIC #977 | continuing | $483.9M | $513.3M | $29.5M | +6.09% | +0.01 pp | 43 → 40 | +$29.5M deposits (+0.01 pp share) from 2024 to 2025. |
| Citizens National Bank of CheboyganFDIC #5018 | continuing | $412.2M | $441.5M | $29.3M | +7.11% | +0.01 pp | 50 → 45 | +$29.3M deposits (+0.01 pp share) from 2024 to 2025. |
| First Independence BankFDIC #20179 | continuing | $449.7M | $472.9M | $23.2M | +5.16% | +0.01 pp | 47 → 43 | +$23.2M deposits (+0.01 pp share) from 2024 to 2025. |
| Eaton Community BankFDIC #29846 | continuing | $410.1M | $431.5M | $21.5M | +5.23% | +0.01 pp | 51 → 47 | +$21.5M deposits (+0.01 pp share) from 2024 to 2025. |
| IncredibleBankFDIC #19772 | continuing | $504.6M | $523.7M | $19M | +3.77% | +0.01 pp | 39 → 38 | +$19.0M deposits (+0.01 pp share) from 2024 to 2025. |
| KeyBank National AssociationFDIC #17534 | continuing | $1.5B | $1.5B | -$6.8M | -0.45% | +0.01 pp | 20 → 20 | -$6.8M deposits (+0.01 pp share) from 2024 to 2025. |
| Horizon BankFDIC #4360 | continuing | $1.7B | $1.7B | -$11.3M | -0.67% | +0.01 pp | 19 → 19 | -$11.3M deposits (+0.01 pp share) from 2024 to 2025. |
| Range BankFDIC #5072 | continuing | $488.9M | $506.8M | $17.9M | +3.65% | +0.01 pp | 42 → 41 | +$17.9M deposits (+0.01 pp share) from 2024 to 2025. |
| Upper Peninsula State BankFDIC #1090 | continuing | $267.9M | $290.3M | $22.4M | +8.35% | +0.01 pp | 67 → 64 | +$22.4M deposits (+0.01 pp share) from 2024 to 2025. |
| First Bank, Upper MichiganFDIC #14276 | continuing | $501.7M | $517.8M | $16.1M | +3.21% | +0.01 pp | 40 → 39 | +$16.1M deposits (+0.01 pp share) from 2024 to 2025. |
| Community Unity BankFDIC #59305 | continuing | $23.8M | $51.6M | $27.8M | +117.09% | +0.01 pp | 98 → 92 | +$27.8M deposits (+0.01 pp share) from 2024 to 2025. |
| Mi BankFDIC #59138 | continuing | $206.4M | $228.4M | $21.9M | +10.61% | +0.01 pp | 72 → 68 | +$21.9M deposits (+0.01 pp share) from 2024 to 2025. |
| Superior National BankFDIC #5058 | continuing | $837M | $842M | $5.1M | +0.60% | +0.01 pp | 29 → 31 | +$5.1M deposits (+0.01 pp share) from 2024 to 2025. |
| The Shelby State BankFDIC #10157 | continuing | $310.7M | $327M | $16.4M | +5.27% | +0.01 pp | 60 → 59 | +$16.4M deposits (+0.01 pp share) from 2024 to 2025. |
| Honor BankFDIC #8165 | continuing | $354.1M | $367.8M | $13.6M | +3.85% | +0.01 pp | 55 → 55 | +$13.6M deposits (+0.01 pp share) from 2024 to 2025. |
| Union BankFDIC #14722 | continuing | $287.1M | $299.7M | $12.6M | +4.39% | +0.01 pp | 63 → 63 | +$12.6M deposits (+0.01 pp share) from 2024 to 2025. |
| The Farmers & Merchants State BankFDIC #5969 | continuing | $37.8M | $56.2M | $18.4M | +48.73% | +0.01 pp | 95 → 90 | +$18.4M deposits (+0.01 pp share) from 2024 to 2025. |
| Sidney State BankFDIC #17232 | continuing | $115.8M | $132.1M | $16.4M | +14.15% | +0.01 pp | 82 → 79 | +$16.4M deposits (+0.01 pp share) from 2024 to 2025. |
| Northern Interstate Bank, N. A.FDIC #13784 | continuing | $160.5M | $175.5M | $14.9M | +9.30% | +0.01 pp | 75 → 72 | +$14.9M deposits (+0.01 pp share) from 2024 to 2025. |
| The First National Bank of St. IgnaceFDIC #5074 | continuing | $297M | $307.2M | $10.2M | +3.42% | +0.01 pp | 61 → 61 | +$10.2M deposits (+0.01 pp share) from 2024 to 2025. |
Sources: 2024 SHA-256 198c585ff459fd5bdc1cc2c3d1ced7b7e0acc032e3411778b6acbf475e09de13; 2025 SHA-256 407f2892063db5567a32c292d1d4fbfa8208e18277c2bc5ea28e4ef4bda76999. Deposit growth and market-share change are calculated only for the same FDIC certificate in the same geography across the 2024 and 2025 annual SOD releases. Entered and exited rows retain null change metrics. Changes may reflect branch transfers, acquisitions, sales, reporting changes, or organic activity; no causal or organic-growth attribution is inferred.
Change metrics require the same FDIC certificate and geography in both annual releases. Entered and exited rows retain null growth. Branch transfers, acquisitions, sales and reporting changes may contribute, so no organic-growth or causal label is assigned.