FDIC Summary of Deposits
Institution-level annual deposit market share, year-over-year change, and multi-year state trends from official FDIC Summary of Deposits filings.
| Institution | Status | 2024 deposits | 2025 deposits | Deposit change | Growth | Share change | Rank | Summary |
|---|---|---|---|---|---|---|---|---|
| Wells Fargo Bank South Central, National AssociationFDIC #5146 | continuing | $2.8B | $2.4B | -$369.8M | -13.32% | -0.03 pp | 45 → 58 | −$370M deposits (-0.03 pp share) from 2024 to 2025. |
| Zions Bancorporation, N.A.FDIC #2270 | continuing | $14.6B | $14.4B | -$130.4M | -0.89% | -0.04 pp | 12 → 12 | −$130M deposits (-0.04 pp share) from 2024 to 2025. |
| Veritex Community BankFDIC #57665 | continuing | $10.8B | $10.5B | -$316.4M | -2.94% | -0.05 pp | 17 → 17 | −$316M deposits (-0.05 pp share) from 2024 to 2025. |
| Citibank, National AssociationFDIC #7213 | continuing | $30.8B | $31.1B | $360M | +1.17% | -0.05 pp | 7 → 7 | +$360M deposits (-0.05 pp share) from 2024 to 2025. |
| Capital One, National AssociationFDIC #4297 | continuing | $8B | $7.3B | -$625M | -7.85% | -0.06 pp | 25 → 25 | −$625M deposits (-0.06 pp share) from 2024 to 2025. |
| Prosperity BankFDIC #16835 | continuing | $26.5B | $26.3B | -$152.7M | -0.58% | -0.07 pp | 8 → 10 | −$153M deposits (-0.07 pp share) from 2024 to 2025. |
| NexBankFDIC #29209 | continuing | $11.7B | $10.7B | -$1B | -8.66% | -0.09 pp | 14 → 15 | −$1B deposits (-0.09 pp share) from 2024 to 2025. |
| Wells Fargo Bank, National AssociationFDIC #3511 | continuing | $82.9B | $82.1B | -$780.5M | -0.94% | -0.24 pp | 5 → 5 | −$781M deposits (-0.24 pp share) from 2024 to 2025. |
| USAA Federal Savings BankFDIC #32188 | continuing | $98.1B | $92.8B | -$5.3B | -5.43% | -0.58 pp | 4 → 4 | −$5.3B deposits (-0.58 pp share) from 2024 to 2025. |
| Charles Schwab Bank, SSBFDIC #57450 | continuing | $224B | $209.5B | -$14.5B | -6.46% | -1.47 pp | 2 → 2 | −$14.5B deposits (-1.47 pp share) from 2024 to 2025. |
Sources: 2024 SHA-256 198c585ff459fd5bdc1cc2c3d1ced7b7e0acc032e3411778b6acbf475e09de13; 2025 SHA-256 407f2892063db5567a32c292d1d4fbfa8208e18277c2bc5ea28e4ef4bda76999. Deposit growth and market-share change are calculated only for the same FDIC certificate in the same geography across the 2024 and 2025 annual SOD releases. Entered and exited rows retain null change metrics. Changes may reflect branch transfers, acquisitions, sales, reporting changes, or organic activity; no causal or organic-growth attribution is inferred.
Change metrics require the same FDIC certificate and geography in both annual releases. Entered and exited rows retain null growth. Branch transfers, acquisitions, sales and reporting changes may contribute, so no organic-growth or causal label is assigned.