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FDIC Summary of Deposits
Institution-level annual deposit market share, year-over-year change, and multi-year state trends from official FDIC Summary of Deposits filings.
| Institution | Observed | First deposits / share | Latest deposits / share | Deposit CAGR | Share change | Gaps |
|---|---|---|---|---|---|---|
| JPMorgan Chase Bank, National AssociationFDIC #628 | 2015–202511 releases | $39.1B20.52% | $62.9B20.73% | 4.88% | +0.21 pp | 0 |
| The Huntington National BankFDIC #6560 | 2015–202511 releases | $9.5B4.98% | $37.4B12.33% | 14.71% | +7.35 pp | 0 |
| Comerica BankFDIC #983 | 2015–202511 releases | $27.5B14.43% | $36B11.87% | 2.74% | -2.56 pp | 0 |
| Bank of America, National AssociationFDIC #3510 | 2015–202511 releases | $15.7B8.23% | $31.3B10.30% | 7.15% | +2.07 pp | 0 |
| Flagstar Bank, National AssociationFDIC #32541 | 2015–202511 releases | $7.9B4.14% | $21.4B7.05% | 10.51% | +2.91 pp | 0 |
| TCF National BankFDIC #28330 | 2015–20206 releases | $2.6B1.36% | $20.1B7.05% | 50.49% | +5.68 pp | 0 |
| PNC Bank, National AssociationFDIC #6384 | 2015–202511 releases | $16.3B8.58% | $21.2B6.98% | 2.63% | -1.60 pp | 0 |
| Fifth Third Bank, National AssociationFDIC #6672 | 2015–202511 releases | $15.2B7.96% | $19.7B6.50% | 2.67% | -1.46 pp | 0 |
| Chemical BankFDIC #1003 | 2015–20195 releases | $6.4B3.34% | $14.6B6.41% | 22.98% | +3.06 pp | 0 |
| Firstmerit Bank, National AssociationFDIC #13675 | 2015–20162 releases | $5.1B2.68% | $5.2B2.62% | 2.65% | -0.06 pp | 0 |
| Citizens Bank, National AssociationFDIC #57957 | 2015–202511 releases | $5B2.60% | $6.7B2.19% | 3.00% | -0.41 pp | 0 |
| Talmer Bank and TrustFDIC #58132 | 2015–20162 releases | $3.1B1.62% | $3.8B1.90% | 23.43% | +0.28 pp | 0 |
| Independent BankFDIC #27811 | 2015–202511 releases | $2B1.05% | $4.7B1.56% | 9.00% | +0.51 pp | 0 |
| Mercantile BankFDIC #34598 | 2015–202511 releases | $2.3B1.20% | $4.7B1.56% | 7.57% | +0.36 pp | 0 |
| Northpointe BankFDIC #34953 | 2015–202511 releases | $354.8M0.19% | $4.5B1.48% | 28.91% | +1.29 pp | 0 |
| First National Bank of AmericaFDIC #17438 | 2015–202511 releases | $643.5M0.34% | $3.7B1.23% | 19.24% | +0.89 pp | 0 |
| ChoiceOne BankFDIC #1014 | 2015–202511 releases | $423.3M0.22% | $3.6B1.18% | 23.85% | +0.96 pp | 0 |
| Macatawa Bank, National AssociationFDIC #34618 | 2015–202511 releases | $1.3B0.70% | $2.9B0.96% | 8.18% | +0.26 pp | 0 |
| Bank of Ann ArborFDIC #34120 | 2015–202511 releases | $945.2M0.50% | $2.7B0.88% | 10.90% | +0.38 pp | 0 |
| First Merchants BankFDIC #4365 | 2020–20256 releases | $1.2B0.44% | $2.5B0.83% | 15.13% | +0.39 pp | 0 |
| Level One BankFDIC #58604 | 2015–20217 releases | $738.5M0.39% | $2.1B0.66% | 18.63% | +0.27 pp | 0 |
| Isabella BankFDIC #1005 | 2015–202511 releases | $1.1B0.57% | $1.9B0.62% | 5.55% | +0.04 pp | 0 |
| Old National BankFDIC #3832 | 2015–202511 releases | $1.3B0.70% | $1.9B0.61% | 3.37% | -0.09 pp | 0 |
| Horizon BankFDIC #4360 | 2015–202511 releases | $301.2M0.16% | $1.7B0.55% | 18.68% | +0.39 pp | 0 |
| Crestmark BankFDIC #34353 | 2015–20184 releases | $627.9M0.33% | $1.1B0.52% | 21.36% | +0.19 pp | 0 |
| Monroe Bank & TrustFDIC #12181 | 2015–20195 releases | $1.1B0.59% | $1.2B0.52% | 1.07% | -0.07 pp | 0 |
| KeyBank National AssociationFDIC #17534 | 2015–202511 releases | $1.2B0.62% | $1.5B0.50% | 2.56% | -0.12 pp | 0 |
| The State BankFDIC #11406 | 2015–202410 releases | $352.6M0.19% | $1.4B0.46% | 16.81% | +0.27 pp | 0 |
| CIBC Bank USAFDIC #33306 | 2015–202511 releases | $1B0.53% | $1.4B0.45% | 3.09% | -0.08 pp | 0 |
| Southern Michigan Bank & TrustFDIC #5019 | 2015–202511 releases | $457.8M0.24% | $1.3B0.43% | 11.09% | +0.19 pp | 0 |
| First State BankFDIC #15032 | 2015–202511 releases | $567.8M0.30% | $1.2B0.38% | 7.48% | +0.09 pp | 0 |
| The Dart BankFDIC #5033 | 2015–202511 releases | $233.9M0.12% | $1.2B0.38% | 17.29% | +0.26 pp | 0 |
| County National BankFDIC #14073 | 2015–202511 releases | $425.4M0.22% | $1.1B0.36% | 10.00% | +0.14 pp | 0 |
| MbankFDIC #14816 | 2015–20217 releases | $590.1M0.31% | $1.1B0.34% | 10.39% | +0.03 pp | 0 |
| West Michigan Community BankFDIC #22308 | 2015–202511 releases | $231M0.12% | $929.8M0.31% | 14.94% | +0.18 pp | 0 |
| Sturgis Bank & Trust CompanyFDIC #28593 | 2015–202511 releases | $273.6M0.14% | $882.5M0.29% | 12.43% | +0.15 pp | 0 |
| University BankFDIC #14587 | 2015–202511 releases | $131.7M0.07% | $878.9M0.29% | 20.90% | +0.22 pp | 0 |
| United Bank of MichiganFDIC #11807 | 2015–202511 releases | $389.1M0.20% | $863.7M0.28% | 8.30% | +0.08 pp | 0 |
| Northstar BankFDIC #57097 | 2015–202511 releases | $432.5M0.23% | $861.2M0.28% | 7.13% | +0.06 pp | 0 |
| Superior National BankFDIC #5058 | 2015–202511 releases | $486.7M0.26% | $842M0.28% | 5.63% | +0.02 pp | 0 |
| Nicolet National BankFDIC #57038 | 2015–202511 releases | $31.4M0.02% | $829.7M0.27% | 38.76% | +0.26 pp | 0 |
| First National Bank of MichiganFDIC #58259 | 2015–202511 releases | $352.9M0.19% | $777.1M0.26% | 8.21% | +0.07 pp | 0 |
| Lakestone Bank & TrustFDIC #14913 | 2015–20195 releases | $280.3M0.15% | $562.1M0.25% | 19.00% | +0.10 pp | 0 |
| Oxford BankFDIC #9719 | 2015–202511 releases | $275.8M0.14% | $733.8M0.24% | 10.28% | +0.10 pp | 0 |
| West Shore BankFDIC #14929 | 2015–202511 releases | $295.7M0.16% | $652.1M0.21% | 8.23% | +0.06 pp | 0 |
| Highpoint Community BankFDIC #11407 | 2015–202511 releases | $251.1M0.13% | $605.5M0.20% | 9.20% | +0.07 pp | 0 |
| Thumb Bank and TrustFDIC #14513 | 2015–202511 releases | $197M0.10% | $587.8M0.19% | 11.55% | +0.09 pp | 0 |
| First National Bank In HowellFDIC #14370 | 2015–20217 releases | $297.4M0.16% | $578.7M0.19% | 11.73% | +0.03 pp | 0 |
| IncredibleBankFDIC #19772 | 2015–202511 releases | $283.6M0.15% | $523.7M0.17% | 6.32% | +0.02 pp | 0 |
| First Bank, Upper MichiganFDIC #14276 | 2015–202511 releases | $124.2M0.07% | $517.8M0.17% | 15.34% | +0.11 pp | 0 |
11 immutable FDIC SOD artifacts. Annual state deposit trends use the same FDIC certificate and state within each official SOD release. Gaps remain explicit. Changes may reflect transfers, mergers, acquisitions, sales, reporting changes, or organic activity; no causal or organic-growth attribution is inferred.