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FDIC Summary of Deposits
Institution-level annual deposit market share, year-over-year change, and multi-year state trends from official FDIC Summary of Deposits filings.
| Institution | Observed | First deposits / share | Latest deposits / share | Deposit CAGR | Share change | Gaps |
|---|---|---|---|---|---|---|
| Morgan Stanley Bank, National AssociationFDIC #32992 | 2015–202511 releases | $110.7B21.46% | $192.9B18.03% | 5.72% | -3.43 pp | 0 |
| American Express National BankFDIC #27471 | 2015–202511 releases | $15B2.92% | $168.4B15.75% | 27.33% | +12.83 pp | 0 |
| Goldman Sachs Bank USAFDIC #33124 | 2015–202511 releases | $77.8B15.10% | $164.1B15.34% | 7.74% | +0.24 pp | 0 |
| Ally BankFDIC #57803 | 2015–202511 releases | $61.8B12.00% | $151.3B14.15% | 9.36% | +2.15 pp | 0 |
| UBS Bank USAFDIC #57565 | 2015–202511 releases | $42.8B8.31% | $98.4B9.20% | 8.68% | +0.90 pp | 0 |
| American Express Bank, FSB.FDIC #35328 | 2015–20173 releases | $33.7B6.54% | $40.5B8.67% | 9.59% | +2.13 pp | 0 |
| Synchrony BankFDIC #27314 | 2015–202511 releases | $39.9B7.74% | $84.8B7.93% | 7.83% | +0.19 pp | 0 |
| SoFi Bank, National AssociationFDIC #26881 | 2022–20254 releases | $2.6B0.30% | $29.6B2.76% | 125.35% | +2.46 pp | 0 |
| JPMorgan Chase Bank, National AssociationFDIC #628 | 2015–202511 releases | $21B4.07% | $24.3B2.27% | 1.49% | -1.79 pp | 0 |
| Zions Bancorporation, N.A.FDIC #2270 | 2015–202511 releases | $15.1B2.93% | $23.1B2.16% | 4.35% | -0.77 pp | 0 |
| Sallie Mae BankFDIC #58177 | 2015–202511 releases | $10.9B2.12% | $20.8B1.95% | 6.66% | -0.17 pp | 0 |
| Wells Fargo Bank Northwest, National AssociationFDIC #13718 | 2015–20173 releases | $7.6B1.47% | $7B1.50% | -3.97% | +0.03 pp | 0 |
| Optum Bank, Inc.FDIC #57408 | 2015–202511 releases | $3B0.58% | $15.1B1.41% | 17.54% | +0.83 pp | 0 |
| Wells Fargo Bank, National AssociationFDIC #3511 | 2015–202511 releases | $12.5B2.42% | $12.8B1.19% | 0.24% | -1.22 pp | 0 |
| Comenity Capital BankFDIC #57570 | 2015–202511 releases | $2.2B0.43% | $10B0.93% | 16.16% | +0.50 pp | 0 |
| LendingClub Bank, National AssociationFDIC #32551 | 2021–20255 releases | $2.5B0.33% | $9.3B0.87% | 38.16% | +0.53 pp | 0 |
| BMW Bank of North AmericaFDIC #35141 | 2015–202511 releases | $5.8B1.13% | $8B0.75% | 3.25% | -0.38 pp | 0 |
| Merrick BankFDIC #34519 | 2015–202511 releases | $1.8B0.34% | $7B0.65% | 14.85% | +0.31 pp | 0 |
| WEX BankFDIC #34697 | 2015–202511 releases | $1.3B0.25% | $6.5B0.61% | 17.62% | +0.36 pp | 0 |
| Green Dot Bank DBA Bonneville BankFDIC #22653 | 2015–202511 releases | $686.6M0.13% | $4.6B0.43% | 20.86% | +0.29 pp | 0 |
| AltabankFDIC #12773 | 2015–20217 releases | $1B0.20% | $3.1B0.40% | 20.50% | +0.21 pp | 0 |
| Enerbank UsaFDIC #57293 | 2015–20217 releases | $924.7M0.18% | $2.7B0.35% | 19.32% | +0.17 pp | 0 |
| KeyBank National AssociationFDIC #17534 | 2015–202511 releases | $3.1B0.60% | $3.6B0.33% | 1.43% | -0.27 pp | 0 |
| U.S. Bank National AssociationFDIC #6548 | 2015–202511 releases | $2B0.40% | $3.5B0.33% | 5.57% | -0.07 pp | 0 |
| Celtic BankFDIC #57056 | 2015–202511 releases | $330.6M0.06% | $2.8B0.27% | 24.03% | +0.20 pp | 0 |
| Glacier BankFDIC #30788 | 2015–202511 releases | $192.9M0.04% | $2.8B0.27% | 30.87% | +0.23 pp | 0 |
| Cache Valley BankFDIC #22134 | 2015–202511 releases | $760.9M0.15% | $2.8B0.27% | 14.09% | +0.12 pp | 0 |
| Bank of UtahFDIC #17159 | 2015–202511 releases | $737.4M0.14% | $2.8B0.26% | 14.30% | +0.12 pp | 0 |
| State Bank of Southern UtahFDIC #17964 | 2015–202511 releases | $723.5M0.14% | $2.3B0.21% | 12.08% | +0.07 pp | 0 |
| Medallion BankFDIC #57449 | 2015–202511 releases | $838.6M0.16% | $2B0.19% | 9.16% | +0.03 pp | 0 |
| WebBankFDIC #34404 | 2015–202511 releases | $195.2M0.04% | $1.7B0.16% | 24.11% | +0.12 pp | 0 |
| Central BankFDIC #9204 | 2015–202511 releases | $648.8M0.13% | $1.6B0.15% | 9.77% | +0.03 pp | 0 |
| Nelnet BankFDIC #59205 | 2021–20255 releases | $299.4M0.04% | $1.5B0.14% | 50.40% | +0.10 pp | 0 |
| Transportation Alliance Bank, Inc. d/b/a TAB BankFDIC #34781 | 2015–202511 releases | $476.2M0.09% | $1.4B0.13% | 11.16% | +0.04 pp | 0 |
| Bank of America, National AssociationFDIC #3510 | 2019–20257 releases | $744.5M0.13% | $1.2B0.11% | 8.57% | -0.02 pp | 0 |
| Marlin Business BankFDIC #58267 | 2015–20217 releases | $554.6M0.11% | $719.6M0.09% | 4.43% | -0.01 pp | 0 |
| Capital Community BankFDIC #33823 | 2015–202511 releases | $157.2M0.03% | $1B0.09% | 20.34% | +0.06 pp | 0 |
| Rock Canyon BankFDIC #33542 | 2015–20228 releases | $233.1M0.05% | $738.7M0.09% | 17.91% | +0.04 pp | 0 |
| Prime Alliance BankFDIC #57920 | 2015–202511 releases | $147.9M0.03% | $886.1M0.08% | 19.61% | +0.05 pp | 0 |
| First Utah BankFDIC #22738 | 2015–202511 releases | $293.6M0.06% | $710.4M0.07% | 9.24% | +0.01 pp | 0 |
| The Pitney Bowes Bank, Inc.FDIC #34599 | 2015–202511 releases | $578.2M0.11% | $684M0.06% | 1.70% | -0.05 pp | 0 |
| FinWise BankFDIC #35323 | 2015–202511 releases | $26.5M0.01% | $663.5M0.06% | 37.98% | +0.06 pp | 0 |
| Washington Federal BankFDIC #28088 | 2015–202511 releases | $295.5M0.06% | $619.2M0.06% | 7.68% | +0.00 pp | 0 |
| The First National Bank of LaytonFDIC #2260 | 2015–20184 releases | $250M0.05% | $287.7M0.05% | 4.79% | +0.01 pp | 0 |
| Banner BankFDIC #28489 | 2016–20172 releases | $167.7M0.03% | $199.2M0.04% | 18.78% | +0.01 pp | 0 |
| NBH BankFDIC #59052 | 2019–20257 releases | $1.3M0.00% | $422.4M0.04% | 160.65% | +0.04 pp | 0 |
| Square Financial Services, Inc.FDIC #59177 | 2021–20255 releases | $53.1M0.01% | $371M0.03% | 62.61% | +0.03 pp | 0 |
| Bank of The WestFDIC #3514 | 2015–20228 releases | $172M0.03% | $289.4M0.03% | 7.72% | +0.00 pp | 0 |
| First Electronic BankFDIC #35533 | 2015–202511 releases | $3.1M0.00% | $333.5M0.03% | 59.68% | +0.03 pp | 0 |
| Milestone BankFDIC #58148 | 2015–202511 releases | $109.1M0.02% | $328.6M0.03% | 11.66% | +0.01 pp | 0 |
11 immutable FDIC SOD artifacts. Annual state deposit trends use the same FDIC certificate and state within each official SOD release. Gaps remain explicit. Changes may reflect transfers, mergers, acquisitions, sales, reporting changes, or organic activity; no causal or organic-growth attribution is inferred.