Rate Advisor
PlannedPlanned for a future release, not this one.
Rate Advisor would lay out pricing options for a rate decision, each with a projected cost and runoff, backed by the same evidence standard as every other figure on this site. That isn't possible yet — see why below.
Why this isn’t built yet
A real pricing recommendation needs two things that don’t exist today: what nearby competitors are actually posting right now (no public source reports a named institution’s current posted rate — see Rate Watch for what public Call Report data can and can’t tell you here), and a deposit pricing-elasticity or runoff model, which hasn’t been built. Publishing a recommendation without both would mean guessing, and guesses don’t get an evidence drawer.
Want a starting point today
Yield Durability shows how your current deposit cost compares to the FDIC’s own national rate benchmark, real and available now — a positioning signal while Rate Advisor waits on the data it needs.