How is Domestic secured CRE noncurrent ratio calculated?

RC-N RCON(F175+F177+3500+3501+F180+F182+F181+F183) / RC-C I RCON(F159+1460+F160+F161). Null policy: abstain if missing.

What source schedule does Domestic secured CRE noncurrent ratio come from?

RCN, per official FFIEC Call Report instructions.

Asset quality · Versioned metric research

Domestic secured CRE noncurrent ratio

Domestic property-secured selected CRE; 90+ days accruing plus nonaccrual; excludes F158. Quarter-end reported balances. Source evidence: metric-source-contract-validation.json SHA256 38fdaa264d855efba9eacd852269d1d5ed33a76f4620c7726d21828dfb5e9a7d Open official FFIEC instructions ↗

v3 definition42 quarters1021 current observationsRATIO unit

Calculation contract

`RC-N RCON(F175+F177+3500+3501+F180+F182+F181+F183) / RC-C I RCON(F159+1460+F160+F161)`

Source schedule: RCN

Null policy: abstain if missing

Effective: 2016-03-31 to 2026-06-30

How every metric is acquired, derived, and validated →

Definition history

Earlier versions of this metric

Each version is a distinct, dated definition — values are never silently recomputed under an older definition.

v2 · 2016-03-31 to 2026-06-30: RC-N RCON(F175+F177+3500+3501+F180+F182+F181+F183) / RC-C I RCON(F159+1460+F160+F161)Null policy: abstain if missing
v1 · 2016-01-01 to superseded: (RC-N 6559 + 6560) / (RC-C F159 + 1460 + F160 + F161)Null policy: abstain if missing

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1021 banks' reported domestic secured cre noncurrent ratio values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Domestic secured CRE noncurrent ratio — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2016-09-30	0.381 percent	No marker	None
2016-12-31	0.409 percent	No marker	None
2017-03-31	0.371 percent	No marker	None
2017-06-30	0.351 percent	No marker	None
2017-09-30	0.324 percent	No marker	None
2017-12-31	0.336 percent	No marker	None
2018-03-31	0.312 percent	No marker	None
2018-06-30	0.323 percent	No marker	None
2018-09-30	0.274 percent	No marker	None
2018-12-31	0.273 percent	No marker	None
2019-03-31	0.292 percent	No marker	None
2019-06-30	0.259 percent	No marker	None
2019-09-30	0.261 percent	No marker	None
2019-12-31	0.224 percent	No marker	None
2020-03-31	0.263 percent	No marker	None
2020-06-30	0.368 percent	No marker	None
2020-09-30	0.423 percent	No marker	None
2020-12-31	0.559 percent	No marker	None
2021-03-31	0.533 percent	No marker	None
2021-06-30	0.401 percent	No marker	None
2021-09-30	0.36 percent	No marker	None
2021-12-31	0.263 percent	No marker	None
2022-03-31	0.283 percent	No marker	None
2022-06-30	0.239 percent	No marker	None
2022-09-30	0.201 percent	No marker	None
2022-12-31	0.182 percent	No marker	None
2023-03-31	0.235 percent	No marker	None
2023-06-30	0.23 percent	No marker	None
2023-09-30	0.317 percent	No marker	None
2023-12-31	0.356 percent	No marker	None
2024-03-31	0.418 percent	No marker	None
2024-06-30	0.428 percent	No marker	None
2024-09-30	0.471 percent	No marker	None
2024-12-31	0.616 percent	No marker	None
2025-03-31	0.634 percent	No marker	None
2025-06-30	0.613 percent	No marker	None
2025-09-30	0.318 percent	No marker	None
2025-12-31	0.347 percent	No marker	None
2026-03-31	0.382 percent	No marker	None
2026-06-30	0.387 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Domestic secured CRE noncurrent ratio across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,021 observations0.39% median0.04%–1.11% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,021	0.00%	0.04%	0.39%	1.11%	2.39%
2026-03-31	1,019	0.00%	0.04%	0.38%	1.12%	2.45%
2025-12-31	1,027	0.00%	0.04%	0.35%	1.07%	2.17%
2025-09-30	1,024	0.00%	0.02%	0.32%	1.06%	2.09%
2025-06-30	146	0.06%	0.29%	0.61%	1.47%	2.73%
2025-03-31	148	0.03%	0.24%	0.63%	1.37%	2.93%
2024-12-31	148	0.03%	0.24%	0.62%	1.37%	2.91%
2024-09-30	149	0.03%	0.23%	0.47%	1.30%	2.53%
2024-06-30	146	0.03%	0.23%	0.43%	1.09%	2.24%
2024-03-31	147	0.01%	0.19%	0.42%	0.89%	2.33%
2023-12-31	148	0.00%	0.13%	0.36%	0.84%	1.98%
2023-09-30	147	0.00%	0.10%	0.32%	0.74%	1.62%
2023-06-30	147	0.00%	0.09%	0.23%	0.60%	1.17%
2023-03-31	151	0.00%	0.09%	0.24%	0.48%	0.94%
2022-12-31	149	0.00%	0.07%	0.18%	0.42%	0.81%
2022-09-30	148	0.00%	0.06%	0.20%	0.43%	0.79%
2022-06-30	149	0.00%	0.08%	0.24%	0.50%	0.90%
2022-03-31	150	0.00%	0.09%	0.28%	0.51%	1.07%
2021-12-31	148	0.00%	0.09%	0.26%	0.61%	1.30%
2021-09-30	152	0.01%	0.13%	0.36%	0.84%	1.59%
2021-06-30	150	0.03%	0.16%	0.40%	0.86%	1.49%
2021-03-31	147	0.05%	0.22%	0.53%	1.01%	1.70%
2020-12-31	139	0.05%	0.23%	0.56%	1.08%	1.64%
2020-09-30	140	0.01%	0.21%	0.42%	0.88%	1.29%
2020-06-30	137	0.00%	0.16%	0.37%	0.70%	1.14%
2020-03-31	133	0.00%	0.10%	0.26%	0.54%	0.82%
2019-12-31	130	0.00%	0.09%	0.22%	0.43%	0.72%
2019-09-30	133	0.00%	0.06%	0.26%	0.46%	0.74%
2019-06-30	131	0.00%	0.08%	0.26%	0.50%	0.76%
2019-03-31	131	0.00%	0.08%	0.29%	0.52%	0.78%
2018-12-31	127	0.00%	0.08%	0.27%	0.51%	0.79%
2018-09-30	127	0.00%	0.09%	0.27%	0.49%	0.77%
2018-06-30	125	0.00%	0.12%	0.32%	0.56%	0.88%
2018-03-31	122	0.00%	0.08%	0.31%	0.50%	0.82%
2017-12-31	113	0.00%	0.10%	0.34%	0.52%	0.86%
2017-09-30	114	0.00%	0.10%	0.32%	0.55%	0.88%
2017-06-30	110	0.00%	0.09%	0.35%	0.58%	0.87%
2017-03-31	108	0.00%	0.08%	0.37%	0.62%	0.91%
2016-12-31	104	0.00%	0.09%	0.41%	0.66%	1.02%
2016-09-30	104	0.00%	0.16%	0.38%	0.67%	1.13%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1021	0.00%	0.04%	0.39%	1.11%	2.39%
2026-03-31	1019	0.00%	0.04%	0.38%	1.12%	2.45%
2025-12-31	1027	0.00%	0.04%	0.35%	1.07%	2.17%
2025-09-30	1024	0.00%	0.02%	0.32%	1.06%	2.09%
2025-06-30	146	0.06%	0.29%	0.61%	1.47%	2.73%
2025-03-31	148	0.03%	0.24%	0.63%	1.37%	2.93%
2024-12-31	148	0.03%	0.24%	0.62%	1.37%	2.91%
2024-09-30	149	0.03%	0.23%	0.47%	1.30%	2.53%
2024-06-30	146	0.03%	0.23%	0.43%	1.09%	2.24%
2024-03-31	147	0.01%	0.19%	0.42%	0.89%	2.33%
2023-12-31	148	0.00%	0.13%	0.36%	0.84%	1.98%
2023-09-30	147	0.00%	0.10%	0.32%	0.74%	1.62%
2023-06-30	147	0.00%	0.09%	0.23%	0.60%	1.17%
2023-03-31	151	0.00%	0.09%	0.24%	0.48%	0.94%
2022-12-31	149	0.00%	0.07%	0.18%	0.42%	0.81%
2022-09-30	148	0.00%	0.06%	0.20%	0.43%	0.79%
2022-06-30	149	0.00%	0.08%	0.24%	0.50%	0.90%
2022-03-31	150	0.00%	0.09%	0.28%	0.51%	1.07%
2021-12-31	148	0.00%	0.09%	0.26%	0.61%	1.30%
2021-09-30	152	0.01%	0.13%	0.36%	0.84%	1.59%
2021-06-30	150	0.03%	0.16%	0.40%	0.86%	1.49%
2021-03-31	147	0.05%	0.22%	0.53%	1.01%	1.70%
2020-12-31	139	0.05%	0.23%	0.56%	1.08%	1.64%
2020-09-30	140	0.01%	0.21%	0.42%	0.88%	1.29%
2020-06-30	137	0.00%	0.16%	0.37%	0.70%	1.14%
2020-03-31	133	0.00%	0.10%	0.26%	0.54%	0.82%
2019-12-31	130	0.00%	0.09%	0.22%	0.43%	0.72%
2019-09-30	133	0.00%	0.06%	0.26%	0.46%	0.74%
2019-06-30	131	0.00%	0.08%	0.26%	0.50%	0.76%
2019-03-31	131	0.00%	0.08%	0.29%	0.52%	0.78%
2018-12-31	127	0.00%	0.08%	0.27%	0.51%	0.79%
2018-09-30	127	0.00%	0.09%	0.27%	0.49%	0.77%
2018-06-30	125	0.00%	0.12%	0.32%	0.56%	0.88%
2018-03-31	122	0.00%	0.08%	0.31%	0.50%	0.82%
2017-12-31	113	0.00%	0.10%	0.34%	0.52%	0.86%
2017-09-30	114	0.00%	0.10%	0.32%	0.55%	0.88%
2017-06-30	110	0.00%	0.09%	0.35%	0.58%	0.87%
2017-03-31	108	0.00%	0.08%	0.37%	0.62%	0.91%
2016-12-31	104	0.00%	0.09%	0.41%	0.66%	1.02%
2016-09-30	104	0.00%	0.16%	0.38%	0.67%	1.13%
2016-06-30	102	0.00%	0.17%	0.41%	0.74%	1.12%
2016-03-31	98	0.00%	0.19%	0.44%	0.87%	1.30%

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

Institution discovery

Search verified rankings by quarter

1,021 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	MONET BANK	32574	37.35%	P100
#2	HSBC BANK USA NATIONAL ASSN	57890	15.70%	P100
#3	STATE STREET BANK&TRUST CO	14	12.78%	P100
#4	INDUSTRIAL&COMMERCIAL BK CHI	24387	11.70%	P100
#5	HOME FEDERAL BANK OF TN	29683	10.07%	P100
#6	EMIGRANT BANK	57083	9.07%	P100
#7	FLAGSTAR BANK NATIONAL ASSN	32541	7.58%	P99
#8	LINCOLN SAVINGS BANK	14207	7.41%	P99
#9	PATHFINDER BANK	57497	7.15%	P99
#10	MUTUALONE BANK	26395	6.96%	P99
#11	STIFEL BANK&TRUST	57311	6.60%	P99
#12	GOLDMAN SACHS BANK USA	33124	6.36%	P99
#13	NEWTEK BANK NATIONAL ASSN	18734	5.92%	P99
#14	FIDELITY COOP BANK	26451	5.38%	P99
#15	NORTHWEST BANK	58752	5.35%	P99
#16	MORGAN STANLEY BANK NA	32992	5.23%	P99
#17	COUNTY NATIONAL BANK	14073	5.21%	P98
#18	TBK BANK SSB	23498	5.03%	P98
#19	BANK OF WASHINGTON	12627	5.03%	P98
#20	CAPITAL COMMUNITY BANK	33823	4.99%	P98
#21	BANK OF LABOR	1874	4.97%	P98
#22	INTERNATIONAL BK OF COM	25679	4.95%	P98
#23	CFG BANK	34294	4.85%	P98
#24	FIRST SOUTHERN BANK	15565	4.85%	P98
#25	GBANK	58626	4.75%	P98
#26	AMERICAN MOMENTUM BANK	58309	4.68%	P98
#27	AMARILLO NATIONAL BANK	14531	4.68%	P97
#28	FIRST FINANCIAL BANK	28905	4.58%	P97
#29	CELTIC BANK	57056	4.51%	P97
#30	T BANK NATIONAL ASSN	57703	4.46%	P97
#31	BANKHOMETOWN	26523	4.45%	P97
#32	FIRST BANK OF ALABAMA	2832	4.43%	P97
#33	DART BANK	5033	4.37%	P97
#34	MERIDIAN BANK	57777	4.36%	P97
#35	JONESBORO STATE BANK	9325	4.27%	P97
#36	BANC OF CALIFORNIA	24045	4.27%	P97
#37	STEARNS BANK NATIONAL ASSN	10988	4.17%	P96
#38	AMALGAMATED BANK	622	4.14%	P96
#39	SECURITY STATE BANK&TRUST	15809	4.10%	P96
#40	BANKWEST INC	4009	4.04%	P96
#41	NORTHPOINTE BANK	34953	3.95%	P96
#42	CORNERSTONE BANK	5496	3.88%	P96
#43	GATEWAY FIRST BANK	15118	3.88%	P96
#44	FIRSTIER BANK	17478	3.79%	P96
#45	LIVE OAK BANKING CO	58665	3.78%	P96
#46	BAYFIRST NATIONAL BANK	34997	3.54%	P96
#47	MAINSTREET BANK	57742	3.51%	P95
#48	BCB COMMUNITY BANK	35541	3.50%	P95
#49	FIRST NB OF MCGREGOR	3330	3.48%	P95
#50	FIRST KEYSTONE CMTY BANK	7404	3.48%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.