Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

LOSSES CHARGED TO RESERVE

LOSSES CHARGED TO RESERVE, reported directly on FFIEC Call Report schedule RIBI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RIBI:RIAD4635)

Source schedule: RIBI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported losses charged to reserve values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

LOSSES CHARGED TO RESERVE — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-319,285.5 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

LOSSES CHARGED TO RESERVE across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations9,285.5 median3,162.5–39,326.75 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-31154327.53,162.59,285.539,326.75202,550.5

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-31154327.53,162.59,285.539,326.75202,550.5

Institution drilldown

Highest reported values

  1. #1CAPITAL ONE NATIONAL ASSN5,445,000
  2. #2JPMORGAN CHASE BANK NA2,904,000
  3. #3CITIBANK NATIONAL ASSN2,424,000
  4. #4SYNCHRONY BANK1,739,000
  5. #5BANK OF AMERICA NA1,738,000
  6. #6WELLS FARGO BANK NA1,462,000
  7. #7AMERICAN EXPRESS NB1,326,688
  8. #8U S BANK NATIONAL ASSN683,113
  9. #9ALLY BANK670,000
  10. #10TRUIST BANK583,000

Institution drilldown

Lowest reported values

  1. #146DEUTSCHE BANK TR CO AMERICAS0
  2. #146BANK OF NEW YORK MELLON0
  3. #146SAFRA NB OF NEW YORK0
  4. #146BNY MELLON NATIONAL ASSN0
  5. #146BANK OF AMERICA CA NA0
  6. #146CHARLES SCHWAB PREMIER BK SS0
  7. #146STIFEL BANK0
  8. #146CHARLES SCHWAB BANK SSB0
  9. #146CHARLES SCHWAB TRUST BANK0

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1CAPITAL ONE NATIONAL ASSN42975,445,000P100
#2JPMORGAN CHASE BANK NA6282,904,000P99
#3CITIBANK NATIONAL ASSN72132,424,000P99
#4SYNCHRONY BANK273141,739,000P98
#5BANK OF AMERICA NA35101,738,000P97
#6WELLS FARGO BANK NA35111,462,000P97
#7AMERICAN EXPRESS NB274711,326,688P96
#8U S BANK NATIONAL ASSN6548683,113P95
#9ALLY BANK57803670,000P95
#10TRUIST BANK9846583,000P94
#11BARCLAYS BANK DELAWARE57203441,000P93
#12PNC BANK NATIONAL ASSN6384306,961P93
#13USAA FEDERAL SAVINGS BANK32188305,000P92
#14COMENITY CAPITAL BANK57570279,319P92
#15TD BANK NATIONAL ASSN18409278,329P91
#16WESTERN ALLIANCE BANK57512209,215P90
#17FIFTH THIRD BANK NA6672187,000P90
#18CITIZENS BANK NATIONAL ASSN57957183,353P89
#19SANTANDER BANK N A29950174,421P88
#20HUNTINGTON NATIONAL BANK6560172,997P88
#21TD BANK USA NATIONAL ASSN33947166,097P87
#22FIRST NATIONAL BANK OF OMAHA5452154,792P86
#23MANUFACTURERS&TRADERS TR CO588153,000P86
#24REGIONS BANK12368151,000P85
#25FIRST-CITIZENS BANK&TRUST CO11063133,000P84
#26KEYBANK NATIONAL ASSN17534118,455P84
#27FLAGSTAR BANK NATIONAL ASSN32541112,596P83
#28SALLIE MAE BANK58177102,931P82
#29BMO BANK NATIONAL ASSN16571101,979P82
#30BANCO POPULAR DE PUERTO RICO3496880,000P81
#31GOLDMAN SACHS BANK USA3312462,000P80
#32PINNACLE BANK3558357,507P80
#33LENDINGCLUB BANK NA3255152,770P79
#34BANK OZK11046,285P78
#35FIRST HORIZON BANK497745,351P78
#36WEBSTER BANK NATIONAL ASSN1822144,222P77
#37PROSPERITY BANK1683542,480P76
#38COLUMBIA BANK1726640,692P76
#39STATE STREET BANK&TRUST CO1440,000P75
#40OLD NATIONAL BANK383237,307P75
#41BANKUNITED NATIONAL ASSN5897936,796P74
#42ORIENTAL BANK3146931,059P73
#43MORGAN STANLEY BANK NA3299229,000P73
#44FIRSTBANK PUERTO RICO3038727,201P72
#45STIFEL BANK&TRUST5731124,755P71
#46MERCHANTS BANK OF INDIANA805622,979P71
#47FIRST NB OF PENNSYLVANIA788822,788P70
#48LIVE OAK BANKING CO5866521,985P69
#49UMB BANK NATIONAL ASSN827321,587P69
#50EAST WEST BANK3162820,779P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.