Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Official NIC structure
Inspect retained current and historical parent–subsidiary relationships without treating a relationship row as beneficial ownership, transaction intent or a supervisory conclusion.
| Parent | Subsidiary | Valid from | Valid to | Control indicator | Equity percent |
|---|---|---|---|---|---|
| MANUFACTURERS&TRADERS TR CORSSD 501105 | Unmatched RSSD entityRSSD 6007757 | 2024-08-01 | Current in retained snapshot | Controlled | 0% |
| WINTRUST FINANCIAL CORPORATIONRSSD 2260406 | MACATAWA BANK NATIONAL ASSNRSSD 2634351 · FDIC #34618 | 2024-08-01 | Current in retained snapshot | Controlled | 100% |
| SOFI BANK NATIONAL ASSNRSSD 962966 | Unmatched RSSD entityRSSD 5885257 | 2024-07-31 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5972885 | 2024-07-30 | Current in retained snapshot | Controlled | 0% |
| CITIBANK NATIONAL ASSNRSSD 476810 | Unmatched RSSD entityRSSD 5974405 | 2024-07-30 | Current in retained snapshot | Controlled | 0% |
| BOKF NATIONAL ASSNRSSD 339858 | Unmatched RSSD entityRSSD 5980189 | 2024-07-26 | Current in retained snapshot | Non-controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5972894 | 2024-07-26 | Current in retained snapshot | Controlled | 0% |
| CAPITAL ONE NATIONAL ASSNRSSD 112837 | Unmatched RSSD entityRSSD 5969746 | 2024-07-25 | Current in retained snapshot | Controlled | 0% |
| BOKF NATIONAL ASSNRSSD 339858 | Unmatched RSSD entityRSSD 5980161 | 2024-07-25 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5971682 | 2024-07-24 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5972353 | 2024-07-22 | Current in retained snapshot | Controlled | 0% |
| PARK NATIONAL BANKRSSD 489623 | Unmatched RSSD entityRSSD 6006291 | 2024-07-18 | Current in retained snapshot | Controlled | 0% |
| OCEANFIRST BANK NARSSD 85472 | Unmatched RSSD entityRSSD 5972700 | 2024-07-17 | Current in retained snapshot | Controlled | 0% |
| CEDAR RAPIDS BANK&TRUST CORSSD 3029589 | Unmatched RSSD entityRSSD 5974432 | 2024-07-15 | Current in retained snapshot | Controlled | 0% |
| EASTERN BANKRSSD 128904 | Unmatched RSSD entityRSSD 4211886 | 2024-07-13 | Current in retained snapshot | Controlled | 100% |
| CAPITAL ONE NATIONAL ASSNRSSD 112837 | Unmatched RSSD entityRSSD 5952980 | 2024-07-11 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5958441 | 2024-07-10 | Current in retained snapshot | Controlled | 0% |
| BANK OF UTAHRSSD 933975 | Unmatched RSSD entityRSSD 5953035 | 2024-07-08 | Current in retained snapshot | Controlled | 0% |
| MORGAN STANLEY BANK NARSSD 1456501 | Unmatched RSSD entityRSSD 5970498 | 2024-07-05 | Current in retained snapshot | Controlled | 100% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5966820 | 2024-07-02 | Current in retained snapshot | Controlled | 0% |
| TRUIST BANKRSSD 852320 | Unmatched RSSD entityRSSD 5977200 | 2024-07-02 | Current in retained snapshot | Controlled | 0% |
| PEOPLES SECURITY B&T CORSSD 278818 | Unmatched RSSD entityRSSD 5889844 | 2024-07-01 | Current in retained snapshot | Controlled | 100% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5971691 | 2024-07-01 | Current in retained snapshot | Controlled | 0% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5954359 | 2024-07-01 | Current in retained snapshot | Controlled | 0% |
| BARCLAYS BANK DELAWARERSSD 2980209 | Unmatched RSSD entityRSSD 5953231 | 2024-07-01 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5953558 | 2024-06-28 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5953183 | 2024-06-27 | Current in retained snapshot | Controlled | 0% |
| PNC BANK NATIONAL ASSNRSSD 817824 | Unmatched RSSD entityRSSD 5955879 | 2024-06-27 | Current in retained snapshot | Controlled | 0% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5954313 | 2024-06-27 | Current in retained snapshot | Controlled | 0% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5954322 | 2024-06-27 | Current in retained snapshot | Controlled | 0% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5954368 | 2024-06-27 | Current in retained snapshot | Controlled | 0% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5954377 | 2024-06-27 | Current in retained snapshot | Controlled | 0% |
| EAST WEST BANKRSSD 197478 | Unmatched RSSD entityRSSD 5952225 | 2024-06-25 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5971703 | 2024-06-25 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5952195 | 2024-06-24 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5953567 | 2024-06-21 | Current in retained snapshot | Controlled | 0% |
| JPMORGAN CHASE BANK NARSSD 852218 | Unmatched RSSD entityRSSD 5953857 | 2024-06-21 | Current in retained snapshot | Controlled | 0% |
| UNITED COMMUNITY BANKRSSD 1017939 | Unmatched RSSD entityRSSD 5954304 | 2024-06-21 | Current in retained snapshot | Controlled | 100% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5951705 | 2024-06-20 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5953585 | 2024-06-20 | Current in retained snapshot | Controlled | 0% |
| ROYAL BUSINESS BANKRSSD 3835454 | Unmatched RSSD entityRSSD 5972876 | 2024-06-20 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5951723 | 2024-06-18 | Current in retained snapshot | Controlled | 0% |
| BANK OF UTAHRSSD 933975 | Unmatched RSSD entityRSSD 5952917 | 2024-06-18 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5951693 | 2024-06-14 | Current in retained snapshot | Controlled | 0% |
| FIDELITY COOP BANKRSSD 933377 | Unmatched RSSD entityRSSD 6125174 | 2024-06-14 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5953594 | 2024-06-13 | Current in retained snapshot | Controlled | 0% |
| TRUIST BANKRSSD 852320 | Unmatched RSSD entityRSSD 5952711 | 2024-06-13 | Current in retained snapshot | Controlled | 0% |
| WELLS FARGO BANK NARSSD 451965 | Unmatched RSSD entityRSSD 5951714 | 2024-06-12 | Current in retained snapshot | Controlled | 0% |
| BANK OF AMERICA NARSSD 480228 | Unmatched RSSD entityRSSD 5971673 | 2024-06-12 | Current in retained snapshot | Controlled | 0% |
| TD BANK NATIONAL ASSNRSSD 497404 | Unmatched RSSD entityRSSD 5951200 | 2024-06-12 | Current in retained snapshot | Controlled | 0% |
Control indicator decoded per the Federal Reserve's NIC Bulk Data Download Data Dictionary (CTRL_IND, Relationships table, Rev. 4/25); hover a value for the full definition.
Official source evidence
SHA-256 c6e0bcfa5a56…
Source: FFIEC National Information Center relationships ↗. Rows are retained NIC relationships connected to institutions in the OptimaYield regulatory universe. They do not establish complete market ownership coverage, beneficial ownership, transaction intent, or current control when an end date is present.
The immutable archive contains 288,618 relationships and 183,852 distinct endpoint RSSD IDs. The product retains 18,771 relationships (6.5%). Dates and fields remain reported facts; OptimaYield does not infer control, beneficial ownership, acquisition intent, or completeness beyond this measurement.