Choose how institutions are grouped into peer cohorts — by asset size, geography, charter, or regulator — and each cohort's institution count, aggregate balance-sheet totals, and median performance metrics are computed for the selected reporting period. Every cohort carries a membership fingerprint, so the exact set of institutions behind a given row can be reproduced later even as the underlying population changes.
charter-class-v1
Charter classification
Rule: Exact charter-code match, falling back to reviewed bank class only when the charter code is unavailable.
Null behavior: Institutions without either reviewed classification are excluded.
Sensitivity: Charter classification can change and does not control for size, market, or product concentration.
Source field: registry.institution_profiles.charter_code
| Cohort | Institutions | Total assets | Total deposits | Total loans | Median Return on assets | Median Return on equity | Median Net interest margin | Median Equity to assets | Median Noncurrent loans | Median Liquid assets |
|---|
| N20260630 · membership a9343ba336 | 218 | 17,295,523,988 | 13,326,650,325 | 8,476,723,650 | 1.35 | 12.77 | 3.64 | 0.10 | 0.01 | 0.24 |
| SM20260630 · membership 4ad1f8f1e7 | 242 | 4,558,998,598 | 3,675,143,727 | 2,145,854,893 | 1.23 | 11.67 | 3.73 | 0.11 | 0.01 | 0.20 |
| NM20260630 · membership b2aa1b1e54 | 456 | 2,797,427,997 | 2,235,534,488 | 1,883,611,466 | 1.30 | 12.73 | 3.79 | 0.10 | 0.01 | 0.22 |
| SB20260630 · membership b0b7d8c921 | 42 | 486,633,039 | 382,617,397 | 302,430,386 | 0.97 | 9.10 | 3.20 | 0.10 | 0.01 | 0.21 |
| SI20260630 · membership 2857452236 | 85 | 253,788,476 | 199,147,579 | 191,082,496 | 0.81 | 7.25 | 3.26 | 0.11 | 0.01 | 0.16 |
| NC20260630 · membership e583c14424 | 11 | 163,521,830 | 81,329,295 | 76,755,777 | 1.18 | 26.19 | 0.48 | 0.79 | — | 0.45 |
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Medians exclude unavailable metric values. 3,246 institutions were excluded because the selected membership field was unavailable. Totals use the published full-market comparison universe for 20260630. Membership fingerprints make the selected period and constituent set reproducible; they are not ratings.
