Comparable cohorts
Inspect institution counts, balance-sheet totals and median performance using versioned, disclosed membership rules.
Choose how institutions are grouped into peer cohorts — by asset size, geography, charter, or regulator — and each cohort's institution count, aggregate balance-sheet totals, and median performance metrics are computed for the selected reporting period. Every cohort carries a membership fingerprint, so the exact set of institutions behind a given row can be reproduced later even as the underlying population changes.
Rule: Exact normalized primary-regulator match from the reviewed institution profile applicable to the selected period.
Null behavior: Unavailable regulator classifications form no peer cohort and are excluded from statistics.
Sensitivity: A shared regulator does not make charter, geography, size, or business mix equivalent.
Source field: registry.institution_profiles.primary_regulator
| Cohort | Institutions | Total assets | Total deposits | Total loans | Median Return on assets | Median Return on equity | Median Net interest margin | Median Equity to assets | Median Noncurrent loans | Median Liquid assets |
|---|---|---|---|---|---|---|---|---|---|---|
| OCC20260630 · membership 9f78ef0be3 | 271 | 17,853,812,328 | 13,741,954,103 | 8,804,897,890 | 1.29 | 12.59 | 3.60 | 0.10 | 0.01 | 0.24 |
| FED20260630 · membership 18080be874 | 243 | 4,569,996,597 | 3,675,143,727 | 2,145,854,893 | 1.23 | 11.65 | 3.73 | 0.11 | 0.01 | 0.20 |
| FDIC20260630 · membership fc93596cf9 | 549 | 3,128,184,701 | 2,486,357,127 | 2,126,374,267 | 1.25 | 11.62 | 3.69 | 0.11 | 0.01 | 0.21 |
| STATE20260630 · membership e460e1ebd0 | 4 | 136,874,358 | 79,221,252 | 73,355,251 | 0.00 | — | 0.00 | — | — | — |
Medians exclude unavailable metric values. 3,246 institutions were excluded because the selected membership field was unavailable. Totals use the published full-market comparison universe for 20260630. Membership fingerprints make the selected period and constituent set reproducible; they are not ratings.