How are peer cohorts built by headquarters state?

Exact reviewed headquarters-state match for the selected period. Institutions without a reviewed state are excluded.

Is a peer cohort report a rating?

No. Aggregate peer reports are reproducible institution counts, balance-sheet totals and median performance metrics for a disclosed, versioned cohort methodology, not a rating or recommendation.

Comparable cohorts

Aggregate peer reports

Inspect institution counts, balance-sheet totals and median performance using versioned, disclosed membership rules.

Choose how institutions are grouped into peer cohorts — by asset size, geography, charter, or regulator — and each cohort's institution count, aggregate balance-sheet totals, and median performance metrics are computed for the selected reporting period. Every cohort carries a membership fingerprint, so the exact set of institutions behind a given row can be reproduced later even as the underlying population changes.

headquarters-state-v1

Headquarters state

Rule: Exact reviewed headquarters-state match for the selected period.

Null behavior: Institutions without a reviewed state are excluded.

Sensitivity: Headquarters location is not the same as deposit footprint or lending-market exposure.

Source field: registry.institution_profiles.state_code

Cohort	Institutions	Total assets	Total deposits	Total loans	Median Return on assets	Median Return on equity	Median Net interest margin	Median Equity to assets	Median Noncurrent loans	Median Liquid assets
OH20260630 · membership 87202dffe8	36	5,690,750,009	4,085,906,481	2,502,789,189	1.27	12.39	3.58	0.10	0.01	0.21
SD20260630 · membership fa775f6755	19	3,937,224,082	3,154,036,573	1,760,633,019	1.34	12.50	3.86	0.10	0.01	0.21
NC20260630 · membership 6fc55bf7f8	14	3,493,387,012	2,762,401,022	1,715,185,563	1.17	11.73	3.64	0.10	0.00	0.24
NY20260630 · membership ad37e21c45	65	2,282,013,893	1,698,430,719	990,369,906	0.99	10.45	3.14	0.10	0.01	0.24
UT20260630 · membership 40e8357e69	30	1,362,350,670	1,044,693,912	808,844,087	2.04	17.22	5.76	0.12	0.01	0.21
DE20260630 · membership 53f4025d06	7	1,162,056,497	905,675,209	638,440,265	1.32	12.59	3.95	0.13	0.02	0.31
VA20260630 · membership 2dcfeec125	29	991,231,490	783,358,530	603,085,021	1.27	11.35	3.77	0.11	0.00	0.19
TX20260630 · membership b6f0b516c3	91	712,821,208	609,400,006	330,330,918	1.52	13.34	3.90	0.11	0.01	0.27
IL20260630 · membership 79eca759c2	55	701,292,844	560,692,989	370,187,049	1.37	13.43	3.53	0.10	0.01	0.25
MA20260630 · membership c689e44074	51	617,248,453	490,369,360	207,928,524	0.76	6.96	3.04	0.11	0.01	0.16
CA20260630 · membership a1af2fde05	62	549,579,539	450,875,333	371,577,097	1.19	10.43	3.65	0.11	0.01	0.21
FL20260630 · membership a83a656aff	32	327,450,414	271,865,006	235,434,596	1.21	11.81	3.53	0.10	0.00	0.27
PA20260630 · membership 507cc5e04c	45	316,311,201	262,689,462	230,651,162	1.18	11.35	3.64	0.11	0.01	0.19
TN20260630 · membership 2ab279c3b7	31	286,592,491	234,477,432	206,394,111	1.40	13.14	3.79	0.10	0.00	0.22
MO20260630 · membership 690f0b0a64	36	250,561,750	210,505,459	163,519,592	1.36	13.20	3.85	0.11	0.01	0.16
RI20260630 · membership 13d1c808a6	4	245,288,458	198,837,509	157,230,338	0.94	9.00	3.19	0.11	0.01	0.15
AL20260630 · membership a810b7f948	18	207,068,485	171,357,469	130,625,462	1.31	11.75	3.70	0.09	0.01	0.30
NJ20260630 · membership b070b4ecb1	24	206,459,769	166,125,019	153,013,017	0.88	8.97	3.25	0.12	0.01	0.15
AZ20260630 · membership 1bc0c92503	3	205,801,836	175,209,139	110,131,056	1.14	14.37	3.77	0.08	0.01	0.27
IN20260630 · membership ef4eb665a8	21	195,709,698	155,060,434	139,053,857	1.42	13.29	3.53	0.10	0.01	0.21
OK20260630 · membership b6dae1bb5d	25	169,889,585	127,783,198	113,430,656	1.37	14.35	3.82	0.10	0.01	0.17
AR20260630 · membership ae81e69806	24	164,602,936	136,360,166	119,354,992	1.36	12.10	4.03	0.11	0.00	0.17
WI20260630 · membership 12ba161468	32	137,189,847	107,099,876	101,082,410	1.19	10.40	3.69	0.11	0.00	0.18
CT20260630 · membership 956d0a4de5	16	122,742,628	100,189,375	85,549,170	0.94	8.46	3.39	0.11	0.00	0.16
MS20260630 · membership 327f7d1352	14	113,180,435	94,872,076	78,854,067	1.20	11.31	3.90	0.11	0.01	0.24
PR20260630 · membership ffe2d50460	3	94,607,331	85,618,630	48,377,679	1.80	18.97	4.90	0.10	0.02	0.28
WA20260630 · membership ef82346c00	15	87,471,790	70,995,641	62,164,097	0.99	8.13	3.84	0.11	0.01	0.20
NE20260630 · membership 15d62a1d94	22	80,052,729	66,066,046	56,159,276	1.25	12.48	3.48	0.10	0.00	0.22
MT20260630 · membership 7ae2493db5	7	71,076,060	57,795,066	44,678,729	1.76	16.08	4.11	0.12	0.00	0.24
OR20260630 · membership f3cb7d7e2b	3	69,903,513	53,354,065	47,913,468	1.36	12.22	4.01	0.12	0.01	0.20
IA20260630 · membership 54dfdc1af8	27	69,328,256	57,941,548	46,692,464	1.34	13.89	3.49	0.10	0.00	0.20
GA20260630 · membership 936157b3b6	13	65,393,982	54,605,056	46,804,205	1.53	15.64	4.12	0.11	0.01	0.18
HI20260630 · membership 1c7baf3c36	4	64,001,150	56,067,287	39,985,490	1.22	14.04	3.44	0.08	0.00	0.26
MN20260630 · membership 7e26ee053f	18	61,276,763	53,192,762	28,162,647	1.30	12.07	3.72	0.10	0.01	0.24
KS20260630 · membership 02963cca3a	20	54,640,717	44,638,212	37,681,458	1.41	13.44	3.85	0.10	0.01	0.24
SC20260630 · membership 0c5b8f7055	14	54,021,697	45,681,736	37,418,799	1.23	12.16	3.60	0.10	0.00	0.23
ND20260630 · membership 1bf51e12c7	13	53,271,884	44,783,400	40,279,793	1.30	14.47	3.70	0.10	0.01	0.17
LA20260630 · membership 2f50c1176e	19	53,000,948	45,205,527	36,253,942	1.23	10.59	4.14	0.11	0.01	0.28
MI20260630 · membership d6c6124ae6	18	52,671,082	41,123,780	42,079,586	1.26	12.96	3.80	0.09	0.01	0.15
KY20260630 · membership 32e58ec03e	17	51,958,761	43,111,298	36,902,806	1.28	13.66	3.81	0.10	0.00	0.22
ME20260630 · membership f4af328d21	15	46,661,135	36,222,623	35,681,185	1.17	10.24	3.42	0.11	0.00	0.14
NV20260630 · membership 2c022fba06	6	41,528,492	26,430,385	21,267,808	1.14	7.68	3.97	0.16	0.01	0.26
MD20260630 · membership e8a6650473	10	40,844,755	35,149,057	29,332,152	0.93	8.55	3.77	0.11	0.01	0.21
WV20260630 · membership 429dde61fe	4	39,025,368	31,205,508	27,007,648	1.54	14.12	4.04	0.11	0.01	0.21
CO20260630 · membership 8d62c1d619	8	38,152,054	32,510,766	27,468,472	0.97	10.46	3.48	0.10	0.00	0.23
NH20260630 · membership 491f6a471e	5	10,710,474	9,021,343	8,840,439	0.56	5.86	3.33	0.10	0.01	0.13
ID20260630 · membership 6ce59c12c5	5	10,279,471	8,660,886	6,379,373	1.34	13.67	4.01	0.10	0.00	0.30
AK20260630 · membership caf28a49e4	2	8,519,414	6,615,957	5,374,254	1.81	16.10	4.81	0.11	0.01	0.30
NM20260630 · membership 4b3207bec1	6	7,961,079	6,843,797	5,177,586	2.21	23.56	4.65	0.10	0.01	0.30
VT20260630 · membership c13178a8f6	4	5,378,450	4,287,250	3,950,921	0.76	11.28	3.10	0.09	0.01	0.22
WY20260630 · membership a430d4ebd4	3	3,527,462	3,134,136	1,880,521	1.67	17.49	3.60	0.10	0.00	0.40
GU20260630 · membership 3a87b71394	1	3,235,930	2,959,918	1,745,840	0.63	8.71	4.38	0.07	0.02	0.41
DC20260630 · membership 363e0d391e	1	1,562,007	1,182,775	1,126,539	0.32	2.50	2.67	0.12	0.01	0.24

Medians exclude unavailable metric values. 3,246 institutions were excluded because the selected membership field was unavailable. Totals use the published full-market comparison universe for 20260630. Membership fingerprints make the selected period and constituent set reproducible; they are not ratings.

Cohort

Institutions

Total assets

Total deposits

Total loans

Median Return on assets

Median Return on equity

Median Net interest margin

Median Equity to assets

Median Noncurrent loans

Median Liquid assets

OH20260630 · membership 87202dffe8

5,690,750,009

4,085,906,481

2,502,789,189

1.27

12.39

3.58

0.10

0.01

0.21

SD20260630 · membership fa775f6755

3,937,224,082

3,154,036,573

1,760,633,019

1.34

12.50

3.86

0.10

0.01

0.21

NC20260630 · membership 6fc55bf7f8

3,493,387,012

2,762,401,022

1,715,185,563

1.17

11.73

3.64

0.10

0.00

0.24

NY20260630 · membership ad37e21c45

2,282,013,893

1,698,430,719

990,369,906

0.99

10.45

3.14

0.10

0.01

0.24

UT20260630 · membership 40e8357e69

1,362,350,670

1,044,693,912

808,844,087

2.04

17.22

5.76

0.12

0.01

0.21

DE20260630 · membership 53f4025d06

1,162,056,497

905,675,209

638,440,265

1.32

12.59

3.95

0.13

0.02

0.31

VA20260630 · membership 2dcfeec125

991,231,490

783,358,530

603,085,021

1.27

11.35

3.77

0.11

0.00

0.19

TX20260630 · membership b6f0b516c3

712,821,208

609,400,006

330,330,918

1.52

13.34

3.90

0.11

0.01

0.27

IL20260630 · membership 79eca759c2

701,292,844

560,692,989

370,187,049

1.37

13.43

3.53

0.10

0.01

0.25

MA20260630 · membership c689e44074

617,248,453

490,369,360

207,928,524

0.76

6.96

3.04

0.11

0.01

0.16

CA20260630 · membership a1af2fde05

549,579,539

450,875,333

371,577,097

1.19

10.43

3.65

0.11

0.01

0.21

FL20260630 · membership a83a656aff

327,450,414

271,865,006

235,434,596

1.21

11.81

3.53

0.10

0.00

0.27

PA20260630 · membership 507cc5e04c

316,311,201

262,689,462

230,651,162

1.18

11.35

3.64

0.11

0.01

0.19

TN20260630 · membership 2ab279c3b7

286,592,491

234,477,432

206,394,111

1.40

13.14

3.79

0.10

0.00

0.22

MO20260630 · membership 690f0b0a64

250,561,750

210,505,459

163,519,592

1.36

13.20

3.85

0.11

0.01

0.16

RI20260630 · membership 13d1c808a6

245,288,458

198,837,509

157,230,338

0.94

9.00

3.19

0.11

0.01

0.15

AL20260630 · membership a810b7f948

207,068,485

171,357,469

130,625,462

1.31

11.75

3.70

0.09

0.01

0.30

NJ20260630 · membership b070b4ecb1

206,459,769

166,125,019

153,013,017

0.88

8.97

3.25

0.12

0.01

0.15

AZ20260630 · membership 1bc0c92503

205,801,836

175,209,139

110,131,056

1.14

14.37

3.77

0.08

0.01

0.27

IN20260630 · membership ef4eb665a8

195,709,698

155,060,434

139,053,857

1.42

13.29

3.53

0.10

0.01

0.21

OK20260630 · membership b6dae1bb5d

169,889,585

127,783,198

113,430,656

1.37

14.35

3.82

0.10

0.01

0.17

AR20260630 · membership ae81e69806

164,602,936

136,360,166

119,354,992

1.36

12.10

4.03

0.11

0.00

0.17

WI20260630 · membership 12ba161468

137,189,847

107,099,876

101,082,410

1.19

10.40

3.69

0.11

0.00

0.18

CT20260630 · membership 956d0a4de5

122,742,628

100,189,375

85,549,170

0.94

8.46

3.39

0.11

0.00

0.16

MS20260630 · membership 327f7d1352

113,180,435

94,872,076

78,854,067

1.20

11.31

3.90

0.11

0.01

0.24

PR20260630 · membership ffe2d50460

94,607,331

85,618,630

48,377,679

1.80

18.97

4.90

0.10

0.02

0.28

WA20260630 · membership ef82346c00

87,471,790

70,995,641

62,164,097

0.99

8.13

3.84

0.11

0.01

0.20

NE20260630 · membership 15d62a1d94

80,052,729

66,066,046

56,159,276

1.25

12.48

3.48

0.10

0.00

0.22

MT20260630 · membership 7ae2493db5

71,076,060

57,795,066

44,678,729

1.76

16.08

4.11

0.12

0.00

0.24

OR20260630 · membership f3cb7d7e2b

69,903,513

53,354,065

47,913,468

1.36

12.22

4.01

0.12

0.01

0.20

IA20260630 · membership 54dfdc1af8

69,328,256

57,941,548

46,692,464

1.34

13.89

3.49

0.10

0.00

0.20

GA20260630 · membership 936157b3b6

65,393,982

54,605,056

46,804,205

1.53

15.64

4.12

0.11

0.01

0.18

HI20260630 · membership 1c7baf3c36

64,001,150

56,067,287

39,985,490

1.22

14.04

3.44

0.08

0.00

0.26

MN20260630 · membership 7e26ee053f

61,276,763

53,192,762

28,162,647

1.30

12.07

3.72

0.10

0.01

0.24

KS20260630 · membership 02963cca3a

54,640,717

44,638,212

37,681,458

1.41

13.44

3.85

0.10

0.01

0.24

SC20260630 · membership 0c5b8f7055

54,021,697

45,681,736

37,418,799

1.23

12.16

3.60

0.10

0.00

0.23

ND20260630 · membership 1bf51e12c7

53,271,884

44,783,400

40,279,793

1.30

14.47

3.70

0.10

0.01

0.17

LA20260630 · membership 2f50c1176e

53,000,948

45,205,527

36,253,942

1.23

10.59

4.14

0.11

0.01

0.28

MI20260630 · membership d6c6124ae6

52,671,082

41,123,780

42,079,586

1.26

12.96

3.80

0.09

0.01

0.15

KY20260630 · membership 32e58ec03e

51,958,761

43,111,298

36,902,806

1.28

13.66

3.81

0.10

0.00

0.22

ME20260630 · membership f4af328d21

46,661,135

36,222,623

35,681,185

1.17

10.24

3.42

0.11

0.00

0.14

NV20260630 · membership 2c022fba06

41,528,492

26,430,385

21,267,808

1.14

7.68

3.97

0.16

0.01

0.26

MD20260630 · membership e8a6650473

40,844,755

35,149,057

29,332,152

0.93

8.55

3.77

0.11

0.01

0.21

WV20260630 · membership 429dde61fe

39,025,368

31,205,508

27,007,648

1.54

14.12

4.04

0.11

0.01

0.21

CO20260630 · membership 8d62c1d619

38,152,054

32,510,766

27,468,472

0.97

10.46

3.48

0.10

0.00

0.23

NH20260630 · membership 491f6a471e

10,710,474

9,021,343

8,840,439

0.56

5.86

3.33

0.10

0.01

0.13

ID20260630 · membership 6ce59c12c5

10,279,471

8,660,886

6,379,373

1.34

13.67

4.01

0.10

0.00

0.30

AK20260630 · membership caf28a49e4

8,519,414

6,615,957

5,374,254

1.81

16.10

4.81

0.11

0.01

0.30

NM20260630 · membership 4b3207bec1

7,961,079

6,843,797

5,177,586

2.21

23.56

4.65

0.10

0.01

0.30

VT20260630 · membership c13178a8f6

5,378,450

4,287,250

3,950,921

0.76

11.28

3.10

0.09

0.01

0.22

WY20260630 · membership a430d4ebd4

3,527,462

3,134,136

1,880,521

1.67

17.49

3.60

0.10

0.00

0.40

GU20260630 · membership 3a87b71394

3,235,930

2,959,918

1,745,840

0.63

8.71

4.38

0.07

0.02

0.41

DC20260630 · membership 363e0d391e

1,562,007

1,182,775

1,126,539

0.32

2.50

2.67

0.12

0.01

0.24