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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 5,233,153 | 4,225,652 | 3,954,678 | 1.08 | 8.43 | 3.59 |
| 2016-06-30 | 5,368,372 | 4,325,588 | 4,077,229 | 1.10 | 8.64 | 3.60 |
| 2016-09-30 | 5,439,182 | 4,377,542 | 4,110,506 | 1.09 | 8.60 | 3.59 |
| 2016-12-31 | 5,478,967 | 4,336,211 | 4,115,377 | 1.10 | 8.73 | 3.59 |
| 2017-03-31 | 5,493,489 | 4,337,479 | 4,153,153 | 1.21 | 9.76 | 3.60 |
| 2017-06-30 | 5,679,709 | 4,482,538 | 4,305,604 | 1.22 | 9.88 | 3.65 |
| 2017-09-30 | 5,802,596 | 4,574,214 | 4,354,346 | 1.22 | 9.92 | 3.67 |
| 2017-12-31 | 5,886,559 | 4,753,233 | 4,445,918 | 1.20 | 9.83 | 3.70 |
| 2018-03-31 | 6,051,014 | 4,781,828 | 4,601,392 | 1.34 | 11.32 | 3.78 |
| 2018-06-30 | 6,317,315 | 5,108,941 | 4,745,051 | 1.41 | 12.08 | 3.81 |
| 2018-09-30 | 6,289,796 | 5,062,479 | 4,738,402 | 1.38 | 11.89 | 3.84 |
| 2018-12-31 | 6,289,875 | 5,122,824 | 4,746,285 | 1.40 | 11.99 | 3.88 |
| 2019-03-31 | 6,375,094 | 5,124,593 | 4,833,545 | 1.47 | 12.42 | 3.89 |
| 2019-06-30 | 6,646,618 | 5,404,348 | 5,023,604 | 1.49 | 12.61 | 3.88 |
| 2019-09-30 | 6,672,908 | 5,392,181 | 5,019,259 | 1.51 | 12.74 | 3.88 |
| 2019-12-31 | 6,622,194 | 5,357,828 | 4,994,550 | 1.48 | 12.42 | 3.85 |
| 2020-03-31 | 6,734,271 | 5,276,414 | 5,022,165 | 1.05 | 8.61 | 3.70 |
| 2020-06-30 | 7,368,716 | 5,993,958 | 5,597,547 | 1.07 | 9.03 | 3.53 |
| 2020-09-30 | 7,294,040 | 5,897,357 | 5,511,209 | 1.11 | 9.38 | 3.49 |
| 2020-12-31 | 7,319,441 | 5,946,496 | 5,361,532 | 1.25 | 10.60 | 3.57 |
| 2021-03-31 | 7,512,362 | 6,131,844 | 5,392,886 | 1.56 | 13.44 | 3.42 |
| 2021-06-30 | 7,720,847 | 6,345,913 | 5,353,137 | 1.61 | 13.90 | 3.36 |
| 2021-09-30 | 7,965,570 | 6,522,858 | 5,259,636 | 1.64 | 14.28 | 3.41 |
| 2021-12-31 | 8,096,004 | 6,679,568 | 5,232,006 | 1.59 | 13.88 | 3.37 |
| 2022-03-31 | 8,010,081 | 6,673,594 | 5,268,801 | 1.35 | 12.33 | 3.16 |
| 2022-06-30 | 8,025,171 | 6,745,398 | 5,423,876 | 1.42 | 13.16 | 3.31 |
| 2022-09-30 | 8,093,318 | 6,621,733 | 5,629,400 | 1.49 | 14.10 | 3.44 |
| 2022-12-31 | 8,334,906 | 6,928,768 | 5,875,808 | 1.51 | 14.45 | 3.54 |
| 2023-03-31 | 8,325,743 | 6,801,967 | 5,976,273 | 1.59 | 15.37 | 3.72 |
| 2023-06-30 | 8,411,706 | 6,977,020 | 6,074,122 | 1.60 | 15.32 | 3.67 |
| 2023-09-30 | 8,521,596 | 6,967,995 | 6,212,692 | 1.60 | 15.29 | 3.65 |
| 2023-12-31 | 8,725,747 | 7,039,083 | 6,372,395 | 1.56 | 14.68 | 3.66 |
| 2024-03-31 | 8,664,542 | 7,055,813 | 6,417,629 | 1.42 | 12.70 | 3.65 |
| 2024-06-30 | 8,877,211 | 7,196,427 | 6,505,695 | 1.58 | 14.07 | 3.69 |
| 2024-09-30 | 8,761,739 | 7,126,574 | 6,467,466 | 1.62 | 14.10 | 3.74 |
| 2024-12-31 | 8,929,119 | 7,230,538 | 6,701,837 | 1.58 | 13.64 | 3.78 |
| 2025-03-31 | 8,959,893 | 7,418,267 | 6,708,228 | 1.77 | 14.53 | 4.00 |
| 2025-06-30 | 9,084,652 | 7,443,183 | 6,938,819 | 1.75 | 14.22 | 4.07 |
| 2025-09-30 | 9,053,203 | 7,410,321 | 6,810,134 | 1.82 | 14.54 | 4.15 |
| 2025-12-31 | 9,052,654 | 7,226,078 | 6,889,689 | 1.84 | 14.49 | 4.24 |
| 2026-03-31 | 9,110,853 | 7,228,098 | 6,921,772 | 1.83 | 13.55 | 4.33 |
| 2026-06-30 | 9,259,143 | 7,432,748 | 7,058,580 | 1.99 | 14.72 | 4.38 |
81 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-06-07 | 1 | 703141 | 991340 |
| 1995-09-01 | 1 | 532949 | 991340 |
| 1992-06-19 | 1 | 816845 | 991340 |
| 1987-04-01 | 1 | 80646 | 991340 |
| 1985-12-02 | 1 | 387242 | 991340 |
| 1983-07-01 | 1 | 40949 | 991340 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.