Regulatory profile
South Bend, IN · FDIC certificate #9087 · RSSD 991340
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $9.3B | $7.4B | $7.1B | 1.99% | 14.72% | 4.38% |
| 2026-03-31 | $9.1B | $7.2B | $6.9B | 1.83% | 13.55% | 4.33% |
| 2025-12-31 | $9.1B | $7.2B | $6.9B | 1.84% | 14.49% | 4.24% |
| 2025-09-30 | $9.1B | $7.4B | $6.8B | 1.82% | 14.54% | 4.15% |
| 2025-06-30 | $9.1B | $7.4B | $6.9B | 1.75% | 14.22% | 4.07% |
| 2025-03-31 | $9.0B | $7.4B | $6.7B | 1.77% | 14.53% | 4.00% |
| 2024-12-31 | $8.9B | $7.2B | $6.7B | 1.58% | 13.64% | 3.78% |
| 2024-09-30 | $8.8B | $7.1B | $6.5B | 1.62% | 14.10% | 3.74% |
| 2024-06-30 | $8.9B | $7.2B | $6.5B | 1.58% | 14.07% | 3.69% |
| 2024-03-31 | $8.7B | $7.1B | $6.4B | 1.42% | 12.70% | 3.65% |
| 2023-12-31 | $8.7B | $7.0B | $6.4B | 1.56% | 14.68% | 3.66% |
| 2023-09-30 | $8.5B | $7.0B | $6.2B | 1.60% | 15.29% | 3.65% |
| 2023-06-30 | $8.4B | $7.0B | $6.1B | 1.60% | 15.32% | 3.67% |
| 2023-03-31 | $8.3B | $6.8B | $6.0B | 1.59% | 15.37% | 3.72% |
| 2022-12-31 | $8.3B | $6.9B | $5.9B | 1.51% | 14.45% | 3.54% |
| 2022-09-30 | $8.1B | $6.6B | $5.6B | 1.49% | 14.10% | 3.44% |
| 2022-06-30 | $8.0B | $6.7B | $5.4B | 1.42% | 13.16% | 3.31% |
| 2022-03-31 | $8.0B | $6.7B | $5.3B | 1.35% | 12.33% | 3.16% |
| 2021-12-31 | $8.1B | $6.7B | $5.2B | 1.59% | 13.88% | 3.37% |
| 2021-09-30 | $8.0B | $6.5B | $5.3B | 1.64% | 14.28% | 3.41% |
| 2021-06-30 | $7.7B | $6.3B | $5.4B | 1.61% | 13.90% | 3.36% |
| 2021-03-31 | $7.5B | $6.1B | $5.4B | 1.56% | 13.44% | 3.42% |
| 2020-12-31 | $7.3B | $5.9B | $5.4B | 1.25% | 10.60% | 3.57% |
| 2020-09-30 | $7.3B | $5.9B | $5.5B | 1.11% | 9.38% | 3.49% |
| 2020-06-30 | $7.4B | $6.0B | $5.6B | 1.07% | 9.03% | 3.53% |
| 2020-03-31 | $6.7B | $5.3B | $5.0B | 1.05% | 8.61% | 3.70% |
| 2019-12-31 | $6.6B | $5.4B | $5.0B | 1.48% | 12.42% | 3.85% |
| 2019-09-30 | $6.7B | $5.4B | $5.0B | 1.51% | 12.74% | 3.88% |
| 2019-06-30 | $6.6B | $5.4B | $5.0B | 1.49% | 12.61% | 3.88% |
| 2019-03-31 | $6.4B | $5.1B | $4.8B | 1.47% | 12.42% | 3.89% |
| 2018-12-31 | $6.3B | $5.1B | $4.7B | 1.40% | 11.99% | 3.88% |
| 2018-09-30 | $6.3B | $5.1B | $4.7B | 1.38% | 11.89% | 3.84% |
| 2018-06-30 | $6.3B | $5.1B | $4.7B | 1.41% | 12.08% | 3.81% |
| 2018-03-31 | $6.1B | $4.8B | $4.6B | 1.34% | 11.32% | 3.78% |
| 2017-12-31 | $5.9B | $4.8B | $4.4B | 1.20% | 9.83% | 3.70% |
| 2017-09-30 | $5.8B | $4.6B | $4.4B | 1.22% | 9.92% | 3.67% |
| 2017-06-30 | $5.7B | $4.5B | $4.3B | 1.22% | 9.88% | 3.65% |
| 2017-03-31 | $5.5B | $4.3B | $4.2B | 1.21% | 9.76% | 3.60% |
| 2016-12-31 | $5.5B | $4.3B | $4.1B | 1.10% | 8.73% | 3.59% |
| 2016-09-30 | $5.4B | $4.4B | $4.1B | 1.09% | 8.60% | 3.59% |
| 2016-06-30 | $5.4B | $4.3B | $4.1B | 1.10% | 8.64% | 3.60% |
| 2016-03-31 | $5.2B | $4.2B | $4.0B | 1.08% | 8.43% | 3.59% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1199602 · 1971-10-22 to current
Unmatched RSSD entityRSSD 1239003 · 1970-12-31 to 1971-10-21
2008-06-07RSSD 703141 → 991340 · code 1
1995-09-01RSSD 532949 → 991340 · code 1
1992-06-19RSSD 816845 → 991340 · code 1
1987-04-01RSSD 80646 → 991340 · code 1
1985-12-02RSSD 387242 → 991340 · code 1
1983-07-01RSSD 40949 → 991340 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.