ADAMS COMMUNITY BANK

FDIC #90140 · MA · period 20260630

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Total assets1,009,855-3.46% YoY

Total deposits812,700+1.66% YoY

Net loans and leases832,796-3.90% YoY

Return on assets0.10%-76.01% YoY

Return on equity1.10%-75.39% YoY

Net interest margin2.13%-13.48% YoY

Peer position

Return on assets8thopportunity · n=902

Return on equity7thopportunity · n=894

Net interest margin7thopportunity · n=902

Equity to assets55thin line · n=894

Noncurrent loans61stin line · n=887

Liquid assets14thopportunity · n=895

Brokered deposits39thin line · n=890

Loans to deposits15thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2024-03-31	1,009,855	812,700	832,796	0.10	1.10	2.13
2024-06-30	1,019,318	808,695	845,941	0.24	2.71	2.15
2024-09-30	1,022,201	799,335	852,343	0.25	2.71	2.19
2024-12-31	1,035,000	818,948	860,517	0.25	2.78	2.21
2025-03-31	1,046,097	799,404	866,590	0.42	4.47	2.46
2025-06-30	1,044,490	807,699	868,637	0.47	5.03	2.49
2025-09-30	1,034,505	825,156	861,503	0.51	5.38	2.53
2025-12-31	1,031,499	830,375	840,755	0.50	5.13	2.53
2026-03-31	1,025,162	826,777	832,593	0.48	4.60	2.64
2026-06-30	1,007,240	822,624	822,986	0.49	4.64	2.70

Structure and branch footprint

10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2015-10-17	1	791205	343903
2012-02-25	1	58074	343903

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.