Regulatory profile
Adams, MA · FDIC certificate #90140 · RSSD 343903
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.0B | $0.8B | $0.8B | 0.49% | 4.64% | 2.70% |
| 2026-03-31 | $1.0B | $0.8B | $0.8B | 0.48% | 4.60% | 2.64% |
| 2025-12-31 | $1.0B | $0.8B | $0.8B | 0.50% | 5.13% | 2.53% |
| 2025-09-30 | $1.0B | $0.8B | $0.9B | 0.51% | 5.38% | 2.53% |
| 2025-06-30 | $1.0B | $0.8B | $0.9B | 0.47% | 5.03% | 2.49% |
| 2025-03-31 | $1.0B | $0.8B | $0.9B | 0.42% | 4.47% | 2.46% |
| 2024-12-31 | $1.0B | $0.8B | $0.9B | 0.25% | 2.78% | 2.21% |
| 2024-09-30 | $1.0B | $0.8B | $0.9B | 0.25% | 2.71% | 2.19% |
| 2024-06-30 | $1.0B | $0.8B | $0.8B | 0.24% | 2.71% | 2.15% |
| 2024-03-31 | $1.0B | $0.8B | $0.8B | 0.10% | 1.10% | 2.13% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5626955 · 2022-01-01 to current
2015-10-17RSSD 791205 → 343903 · code 1
2012-02-25RSSD 58074 → 343903 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.