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Regulatory profile
FDIC certificate #3931 · RSSD 933256
ALERUS FINANCIAL NA is an FDIC-insured institution (FDIC certificate #3931). In its Q2 2026 Call Report it reported total assets of $5.3B, total deposits of $4.2B and net loans of $4.0B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for ALERUS FINANCIAL NA from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 10.92% |
|---|---|
| Equity to assets | 11.00% |
| Noncurrent loans ratio | 0.26% |
| Nonaccrual loans ratio | 0.25% |
| Loan to deposit ratio | 95.80% |
| Liquid assets ratio | 16.79% |
| Brokered deposit ratio | 0.20% |
| Total deposits | $4.2B |
| Net loans and leases | $4.0B |