Regulatory profile
Grand Forks, ND · FDIC certificate #3931 · RSSD 933256
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $5.3B | $4.2B | $4.0B | 1.78% | 16.35% | 3.89% |
| 2026-03-31 | $5.3B | $4.4B | $4.0B | 1.81% | 16.77% | 3.76% |
| 2025-12-31 | $5.2B | $4.2B | $4.0B | 0.42% | 4.16% | 3.60% |
| 2025-09-30 | $5.3B | $4.5B | $4.1B | 1.36% | 13.69% | 3.53% |
| 2025-06-30 | $5.3B | $4.4B | $4.1B | 1.37% | 13.93% | 3.51% |
| 2025-03-31 | $5.3B | $4.5B | $4.0B | 1.09% | 11.34% | 3.43% |
| 2024-12-31 | $5.3B | $4.4B | $3.9B | 0.67% | 7.53% | 2.70% |
| 2024-09-30 | $4.1B | $3.4B | $3.0B | 0.74% | 8.52% | 2.43% |
| 2024-06-30 | $4.3B | $3.4B | $2.9B | 0.73% | 8.61% | 2.43% |
| 2024-03-31 | $4.3B | $3.4B | $2.8B | 0.75% | 8.65% | 2.39% |
| 2023-12-31 | $3.9B | $3.2B | $2.7B | 0.42% | 4.71% | 2.54% |
| 2023-09-30 | $3.9B | $2.9B | $2.6B | 1.04% | 11.75% | 2.57% |
| 2023-06-30 | $3.8B | $2.9B | $2.5B | 1.02% | 11.47% | 2.67% |
| 2023-03-31 | $3.9B | $3.1B | $2.5B | 0.97% | 10.99% | 2.74% |
| 2022-12-31 | $3.8B | $3.0B | $2.4B | 1.26% | 13.64% | 3.03% |
| 2022-09-30 | $3.7B | $3.0B | $2.3B | 1.26% | 13.50% | 2.96% |
| 2022-06-30 | $3.3B | $2.7B | $1.9B | 1.32% | 13.99% | 2.92% |
| 2022-03-31 | $3.3B | $3.0B | $1.8B | 1.33% | 13.70% | 2.82% |
| 2021-12-31 | $3.4B | $3.0B | $1.8B | 1.78% | 17.26% | 2.99% |
| 2021-09-30 | $3.2B | $2.8B | $1.8B | 1.83% | 17.63% | 3.00% |
| 2021-06-30 | $3.2B | $2.8B | $1.9B | 1.86% | 18.06% | 3.03% |
| 2021-03-31 | $3.2B | $2.8B | $2.0B | 2.11% | 20.54% | 3.11% |
| 2020-12-31 | $3.0B | $2.6B | $2.1B | 1.80% | 16.67% | 3.44% |
| 2020-09-30 | $2.9B | $2.5B | $2.1B | 1.90% | 17.47% | 3.42% |
| 2020-06-30 | $2.9B | $2.5B | $2.1B | 1.49% | 13.56% | 3.40% |
| 2020-03-31 | $2.5B | $2.2B | $1.8B | 1.08% | 9.40% | 3.51% |
| 2019-12-31 | $2.4B | $2.0B | $1.7B | 1.53% | 12.90% | 3.83% |
| 2019-09-30 | $2.2B | $1.9B | $1.7B | 1.53% | 12.91% | 3.90% |
| 2019-06-30 | $2.2B | $1.8B | $1.7B | 1.56% | 13.24% | 3.92% |
| 2019-03-31 | $2.2B | $1.9B | $1.7B | 1.37% | 11.90% | 4.00% |
| 2018-12-31 | $2.2B | $1.8B | $1.7B | 1.41% | 12.63% | 4.02% |
| 2018-09-30 | $2.2B | $1.8B | $1.7B | 1.44% | 12.97% | 4.01% |
| 2018-06-30 | $2.2B | $1.8B | $1.7B | 1.37% | 12.41% | 4.00% |
| 2018-03-31 | $2.1B | $1.8B | $1.6B | 1.50% | 13.48% | 3.96% |
| 2017-12-31 | $2.1B | $1.8B | $1.6B | 0.93% | 8.30% | 3.83% |
| 2017-09-30 | $2.1B | $1.6B | $1.6B | 1.09% | 9.77% | 3.81% |
| 2017-06-30 | $2.0B | $1.6B | $1.5B | 1.08% | 9.72% | 3.70% |
| 2017-03-31 | $2.0B | $1.7B | $1.4B | 1.12% | 10.12% | 3.59% |
| 2016-12-31 | $2.0B | $1.8B | $1.4B | 0.93% | 8.18% | 3.80% |
| 2016-09-30 | $1.9B | $1.7B | $1.4B | 0.81% | 7.09% | 3.84% |
| 2016-06-30 | $1.9B | $1.7B | $1.4B | 0.86% | 7.53% | 3.81% |
| 2016-03-31 | $2.0B | $1.8B | $1.4B | 0.90% | 7.94% | 3.61% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2067007 · 1993-06-18 to current
Unmatched RSSD entityRSSD 1128684 · 1984-04-13 to 1993-06-17
2024-10-10RSSD 796572 → 933256 · code 1
2022-09-17RSSD 3634394 → 933256 · code 1
2016-01-16RSSD 719955 → 933256 · code 1
2014-06-26RSSD 2361901 → 933256 · code 1
2009-11-07RSSD 2762638 → 933256 · code 50
2009-07-18RSSD 2352507 → 933256 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.