Regulatory profile
Lake City, MN · FDIC certificate #10973
ALLIANCE BANK is an FDIC-insured institution based in Lake City, MN (FDIC certificate #10973). In its Q3 2026 Call Report it reported total assets of $766M, total deposits of $664M and net loans of $599M. Its primary federal regulator is FDIC.
Plain-language readout
ALLIANCE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $767M in Q1 2026 and were lowest at $756M in Q2 2026.
Total deposits were highest at $669M in Q1 2026 and lowest at $658M in Q2 2026.
Over the whole period total assets fell 0.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $766M | $664M | $599M | 1.10% | 10.68% | 3.77% |
| Q2 2026 | $756M | $658M | $605M | 1.00% | 9.73% | 3.74% |
| Q1 2026 | $767M | $669M | $603M | 1.10% | 10.57% | 3.68% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $766M | $664M | $599M | 1.10% | 10.68% | 3.77% |
| 2026-06-30 | $756M | $658M | $605M | 1.00% | 9.73% | 3.74% |
| 2026-03-31 | $767M | $669M | $603M | 1.10% | 10.57% | 3.68% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MN | $720.1M | 0.24% | 38 | Continuing · +0.05 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.