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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,060,567 | 904,836 | 551,301 | 1.21 | 10.61 | 3.30 |
| 2020-09-30 | 1,082,156 | 922,427 | 555,035 | 1.14 | 9.92 | 3.19 |
| 2020-12-31 | 1,159,566 | 995,438 | 540,983 | 1.06 | 9.41 | 3.10 |
| 2021-03-31 | 1,254,091 | 1,092,765 | 578,899 | 0.96 | 9.44 | 2.59 |
| 2021-06-30 | 1,293,897 | 1,125,728 | 586,222 | 1.05 | 10.46 | 2.59 |
| 2021-09-30 | 1,315,570 | 1,142,229 | 613,062 | 1.00 | 9.98 | 2.60 |
| 2021-12-31 | 1,340,200 | 1,171,005 | 641,919 | 1.00 | 10.16 | 2.63 |
| 2022-03-31 | 1,333,130 | 1,188,263 | 657,800 | 1.12 | 13.16 | 3.07 |
| 2022-06-30 | 1,340,354 | 1,201,274 | 693,539 | 1.16 | 15.39 | 3.08 |
| 2022-09-30 | 1,340,355 | 1,190,174 | 717,644 | 1.16 | 16.77 | 3.11 |
| 2022-12-31 | 1,369,624 | 1,174,768 | 754,958 | 1.13 | 16.74 | 3.08 |
| 2023-03-31 | 1,318,825 | 1,152,703 | 766,966 | 0.95 | 14.42 | 2.95 |
| 2023-06-30 | 1,334,653 | 1,109,522 | 802,216 | 0.84 | 12.62 | 2.92 |
| 2023-09-30 | 1,346,052 | 1,163,685 | 830,497 | 0.67 | 10.32 | 2.89 |
| 2023-12-31 | 1,361,427 | 1,213,434 | 853,911 | 0.62 | 9.45 | 2.93 |
| 2024-03-31 | 1,375,708 | 1,203,583 | 850,381 | 0.05 | 0.75 | 2.54 |
| 2024-06-30 | 1,371,791 | 1,191,577 | 844,398 | 0.39 | 5.63 | 2.76 |
| 2024-09-30 | 1,372,872 | 1,201,195 | 825,566 | 0.52 | 7.07 | 2.84 |
| 2024-12-31 | 1,339,375 | 1,179,555 | 808,514 | 0.61 | 8.34 | 2.92 |
| 2025-03-31 | 1,387,814 | 1,218,817 | 789,713 | 0.54 | 6.87 | 3.06 |
| 2025-06-30 | 1,343,645 | 1,173,621 | 769,923 | 0.32 | 4.02 | 3.19 |
| 2025-09-30 | 1,337,206 | 1,156,580 | 783,434 | 0.52 | 6.30 | 3.24 |
| 2025-12-31 | 1,373,996 | 1,189,802 | 786,230 | 0.68 | 7.94 | 3.31 |
| 2026-03-31 | 1,369,574 | 1,183,938 | 777,241 | 1.29 | 13.82 | 3.55 |
| 2026-06-30 | 1,389,330 | 1,203,061 | 804,921 | 1.14 | 12.33 | 3.68 |
17 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-03-06 | 1 | 111661 | 176464 |
| 1996-02-05 | 1 | 405155 | 176464 |
| 1993-07-30 | 50 | 502269 | 176464 |
| 1990-07-13 | 50 | 274258 | 176464 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.