Regulatory profile
Sulphur Springs, TX · FDIC certificate #11569 · RSSD 176464
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $0.8B | 1.14% | 12.33% | 3.68% |
| 2026-03-31 | $1.4B | $1.2B | $0.8B | 1.29% | 13.82% | 3.55% |
| 2025-12-31 | $1.4B | $1.2B | $0.8B | 0.68% | 7.94% | 3.31% |
| 2025-09-30 | $1.3B | $1.2B | $0.8B | 0.52% | 6.30% | 3.24% |
| 2025-06-30 | $1.3B | $1.2B | $0.8B | 0.32% | 4.02% | 3.19% |
| 2025-03-31 | $1.4B | $1.2B | $0.8B | 0.54% | 6.87% | 3.06% |
| 2024-12-31 | $1.3B | $1.2B | $0.8B | 0.61% | 8.34% | 2.92% |
| 2024-09-30 | $1.4B | $1.2B | $0.8B | 0.52% | 7.07% | 2.84% |
| 2024-06-30 | $1.4B | $1.2B | $0.8B | 0.39% | 5.63% | 2.76% |
| 2024-03-31 | $1.4B | $1.2B | $0.9B | 0.05% | 0.75% | 2.54% |
| 2023-12-31 | $1.4B | $1.2B | $0.9B | 0.62% | 9.45% | 2.93% |
| 2023-09-30 | $1.3B | $1.2B | $0.8B | 0.67% | 10.32% | 2.89% |
| 2023-06-30 | $1.3B | $1.1B | $0.8B | 0.84% | 12.62% | 2.92% |
| 2023-03-31 | $1.3B | $1.2B | $0.8B | 0.95% | 14.42% | 2.95% |
| 2022-12-31 | $1.4B | $1.2B | $0.8B | 1.13% | 16.74% | 3.08% |
| 2022-09-30 | $1.3B | $1.2B | $0.7B | 1.16% | 16.77% | 3.11% |
| 2022-06-30 | $1.3B | $1.2B | $0.7B | 1.16% | 15.39% | 3.08% |
| 2022-03-31 | $1.3B | $1.2B | $0.7B | 1.12% | 13.16% | 3.07% |
| 2021-12-31 | $1.3B | $1.2B | $0.6B | 1.00% | 10.16% | 2.63% |
| 2021-09-30 | $1.3B | $1.1B | $0.6B | 1.00% | 9.98% | 2.60% |
| 2021-06-30 | $1.3B | $1.1B | $0.6B | 1.05% | 10.46% | 2.59% |
| 2021-03-31 | $1.3B | $1.1B | $0.6B | 0.96% | 9.44% | 2.59% |
| 2020-12-31 | $1.2B | $1.0B | $0.5B | 1.06% | 9.41% | 3.10% |
| 2020-09-30 | $1.1B | $0.9B | $0.6B | 1.14% | 9.92% | 3.19% |
| 2020-06-30 | $1.1B | $0.9B | $0.6B | 1.21% | 10.61% | 3.30% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2127068 · 2007-05-23 to current
Unmatched RSSD entityRSSD 2127095 · 1993-11-16 to 2007-05-22
2019-03-06RSSD 111661 → 176464 · code 1
1996-02-05RSSD 405155 → 176464 · code 1
1993-07-30RSSD 502269 → 176464 · code 50
1990-07-13RSSD 274258 → 176464 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.